Disburse — Incent

The Marqeta DISBURSE-INCENT solution makes it easy to get incentives and rewards onto payment cards.

Getting rewards or incentives to employees or customers often requires jumping through hoops with merchants to offer gift cards.

The Marqeta DISBURSE-INCENT solution enables the ability to provide a personalized card with your company's brand and open-loop funds on it, so that employees or customers can take their rewards and get the instant gratification of spending them where and when they want.


The Marqeta DISBURSE-INCENT solution provides two options for getting cards into the hands of employees or customers — bulk order or individual order.

Bulk order

Under this option, Marqeta ships bulk card orders directly to companies, who then distribute them to employees or customers at their discretion.

You can choose to either associate all cards in the order with a single "inventory" user or to associate each card with a distinct user upon creation.

To set up the cards:

  • As needed – Add users to the Marqeta platform (users represent employees or customers; see Create User).
  • As needed – Update users on the Marqeta platform to have user details (see Update User).
  • Activate cards upon employee or customer receipt (see Create Card Transition).

Individual order

Under this option, companies order cards for employees or customers on an ad-hoc basis. The card orders are placed using the Marqeta API, and the cards are mailed either directly to the company, employee, or customer.

To set up each card:


Companies load funds from a program funding source into each user's General Purpose Account (GPA) by way of a manual funding load.

To set up and perform manual funding: