> ## Documentation Index
> Fetch the complete documentation index at: https://www.marqeta.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Create payment card source

> Create a payment card funding source for an existing account holder.

POST/fundingsources/paymentcard

Create a payment card funding source for an existing account holder. This endpoint returns the card type and the last four digits of the card, and then sets the `active_ field` to `true`.

Marqeta retains only a tokenized representation of the card number.

## Request body

| Fields | Description |
| - | - |
| account\_number string  Required | Payment card account number. **Allowable Values:**  16-digit number |
| business\_token string  Optional | Unique identifier of the business account holder. This token is required if the `user_token` is not included. Send a `GET` request to `/businesses` to retrieve business tokens. **Allowable Values:**  1–36 chars |
| cvv\_number string  Required | Payment card CVV2 number. **Allowable Values:**  3–4 chars |
| exp\_date string  Required | Payment card expiration date. **Allowable Values:**  Format: MMyy |
| is\_default\_account boolean  Optional | If there are multiple funding sources, this field specifies which source is used by default in funding calls. If there is only one funding source, the system ignores this field and always uses that source. **Allowable Values:**  `true`, `false` **Default value:** `false` |
| postal\_code string  Optional | Postal code of the account holder (user or business). **Allowable Values:**  10 char max |
| token string  Optional | Unique identifier of the funding account. If you do not include a token, the system will generate one automatically. As this token is necessary for use in other calls, we recommend that you define a simple and easy to remember string rather than letting the system generate a token for you. This value cannot be updated. **Allowable Values:**  1–36 chars |
| user\_token string  Optional | Unique identifier of the user account holder. This token is required if the `business_token` is not included. Send a `GET` request to `/users` to retrieve user tokens. **Allowable Values:**  1–36 chars |
| zip string  Optional | United States ZIP code of the account holder (user or business). **Allowable Values:**  10 char max |

## Sample request body

```json JSON lines wrap theme={null}
{
  "token": "my_paymentcard_01",
  "postal_code": "94608",
  "user_token": "my_user_01",
  "is_default_account": true,
  "exp_date": "1227",
  "account_number": "6559906559906557",
  "cvv_number": "123"
}
```

## Response body

| Fields | Description |
| - | - |
| account\_suffix string  Returned | Account identifier appended to the payment card number. **Allowable Values:**  255 char max |
| account\_type string  Returned | Type of payment card account. **Allowable Values:**  `checking`, `corporate`, `loan`, `savings` |
| active boolean  Returned | Specifies whether the account is active. **Allowable Values:**  `true`, `false` |
| business\_token string  Conditionally returned | Unique identifier of the business account holder. This token is returned if a `user_token` is not specified. **Allowable Values:**  Existing business resource token |
| created\_time datetime  Returned | Date and time when the resource was created, in UTC. **Allowable Values:**  datetime **Format:** yyyy-MM-ddThh:mm:ssZ |
| exp\_date string  Returned | Payment card expiration date. **Allowable Values:**  Format: MMyy |
| is\_default\_account boolean  Returned | If there are multiple funding sources, this field specifies which source is used by default in funding calls. If there is only one funding source, the system ignores this field and always uses that source. **Allowable Values:**  `true`, `false` |
| last\_modified\_time datetime  Returned | Date and time when the resource was last modified, in UTC. **Allowable Values:**  datetime **Format:** yyyy-MM-ddThh:mm:ssZ |
| token string  Returned | Unique identifier of the funding source. **Allowable Values:**  Existing funding source token |
| type string  Returned | Funding source type. **Allowable Values:**  `ACH`, `paymentcard` |
| user\_token string  Conditionally returned | Unique identifier of the user account holder. This token is returned if a `business_token` is not specified. **Allowable Values:**  Existing user resource token |

## Sample response body

```json JSON lines wrap theme={null}
{
  "type": "paymentcard",
  "token": "my_paymentcard_01",
  "created_time": "2023-02-26T20:00:00Z",
  "last_modified_time": "2023-02-26T21:00:00Z",
  "account_suffix": "6557",
  "account_type": "corporate",
  "active": true,
  "is_default_account": true,
  "exp_date": "1227",
  "user_token": "my_user_01"
}
```


## Related topics

- [Payment Card Sources Overview](https://www.marqeta.com/docs/core-api/account-holder-funding-sources/payment-card-sources.md)
- [Account Holder Funding Sources Overview](https://www.marqeta.com/docs/core-api/account-holder-funding-sources.md)
- [Create payment source](https://www.marqeta.com/docs/core-api/credit-account-payment-sources/create-payment-source.md)
- [Retrieve payment card source](https://www.marqeta.com/docs/core-api/account-holder-funding-sources/payment-card-sources/retrieve-payment-card.md)
- [Update payment card source](https://www.marqeta.com/docs/core-api/account-holder-funding-sources/payment-card-sources/update-payment-card.md)