> ## Documentation Index
> Fetch the complete documentation index at: https://www.marqeta.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.
# Bundles
> Use these APIs to create and manage bundles, including choosing their specific policies.
export const EndpointCard = ({method = "API", title, children, href, arrow = true}) => {
const METHOD_STYLES = {
GET: {
bg: "mint-bg-green-400/20 dark:mint-bg-green-400/20",
text: "mint-text-green-700 dark:mint-text-green-400",
border: "mint-border-green-300 dark:mint-border-green-700"
},
POST: {
bg: "mint-bg-blue-400/20 dark:mint-bg-blue-400/20",
text: "mint-text-blue-700 dark:mint-text-blue-400"
},
PUT: {
bg: "mint-bg-yellow-400/20 dark:mint-bg-yellow-400/20",
text: "mint-text-yellow-700 dark:mint-text-yellow-400"
},
PATCH: {
bg: "mint-bg-orange-400/20 dark:mint-bg-orange-400/20",
text: "mint-text-orange-700 dark:mint-text-orange-400"
},
DELETE: {
bg: "mint-bg-red-400/20 dark:mint-bg-red-400/20",
text: "mint-text-red-700 dark:mint-text-red-400"
},
API: {
bg: "mint-bg-black",
text: "mint-text-white"
}
};
const MethodBadge = ({method}) => {
const style = METHOD_STYLES[method?.toUpperCase()] ?? METHOD_STYLES.GET;
return
{method?.toUpperCase()}
;
};
const content =
{}
{}
{title}
{children &&
{children}
}
Create bundle
**Action:** `POST`\
**Endpoint:** `/credit/bundles`
Create a bundle.
Request body
| Fields | Description |
| -------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| token
string
Optional | Unique identifier of the bundle.
**Allowable Values:**
36 char max |
| name
string
Required | Name of the bundle.
**Allowable Values:**
255 char max |
| description
string
Required | Description of the bundle.
**Allowable Values:**
255 char max |
| status
string
Required | Status of the bundle.
- `DRAFT` - The bundle is in the process of being created.
- `PENDING_APPROVAL` - The bundle has been created and is awaiting approval.
- `SENT_FOR_REVISION` - The bundle has been returned for revision.
- `ACTIVE` - The bundle is active.
- `REJECTED` - The bundle has been rejected; this status cannot be changed.
- `ARCHIVED` - The previously active bundle has been archived.
- `APPROVED` - The bundle has been approved (after having been sent for approval).
**Allowable Values:**
`DRAFT`, `PENDING_APPROVAL`, `SENT_FOR_REVISION`, `ACTIVE`, `REJECTED`, `ARCHIVED`, `APPROVED` |
| credit\_product\_policy\_token
string
Required | Unique identifier of the credit product policy.
**Allowable Values:**
36 char max |
| apr\_policy\_token
string
Required | Unique identifier of the APR policy.
**Allowable Values:**
36 char max |
| document\_policy\_token
string
Required | Unique identifier of the document policy.
**Allowable Values:**
36 char max |
| fee\_policy\_token
string
Required | Unique identifier of the fee policy.
**Allowable Values:**
36 char max |
| reward\_policy\_token
string
Optional | Unique identifier of the reward policy.
**Allowable Values:**
36 char max |
| offer\_policy\_token
string
Optional | Unique identifier of the offer policy.
**Allowable Values:**
36 char max |
Sample request body
```json JSON lines wrap theme={null}
{
"token": "my_bundle_token_1234",
"name": "Gold Credit Bundle",
"status": "DRAFT",
"description": "A gold credit bundle policy",
"apr_policy_token": "my_apr_policy_token_1234",
"credit_product_policy_token": "my_credit_product_policy_token_1234",
"document_policy_token": "my_document_policy_token_1234",
"fee_policy_token": "my_fee_policy_token_1234",
"offer_policy_token": "my_offer_policy_token_1234",
"reward_policy_token": "my_reward_policy_token_1234"
}
```
Response body
| Fields | Description |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| token
string
Conditionally returned | Unique identifier of the bundle.
**Allowable Values:**
36 char max |
| name
string
Conditionally returned | Name of the bundle.
**Allowable Values:**
255 char max |
| status
string
Conditionally returned | Status of the bundle.
- `DRAFT` - The bundle is in the process of being created.
- `PENDING_APPROVAL` - The bundle has been created and is awaiting approval.
- `SENT_FOR_REVISION` - The bundle has been returned for revision.
- `ACTIVE` - The bundle is active.
- `REJECTED` - The bundle has been rejected; this status cannot be changed.
- `ARCHIVED` - The previously active bundle has been archived.
- `APPROVED` - The bundle has been approved (after having been sent for approval).
**Allowable Values:**
`DRAFT`, `PENDING_APPROVAL`, `SENT_FOR_REVISION`, `ACTIVE`, `REJECTED`, `ARCHIVED`, `APPROVED` |
| description
string
Conditionally returned | Description of the bundle.
**Allowable Values:**
255 char max |
| credit\_product\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s credit product policy.
**Allowable Values:**
36 char max |
| credit\_product\_policy\_detail
object
Conditionally returned | Contains information on the credit product policy.
**Allowable Values:**
Existing `credit_product_policy_detail` object |
| credit\_product\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the credit product policy.
**Allowable Values:**
36 char max |
| credit\_product\_policy\_detail.**card\_products**
array of objects
Conditionally returned | One or more card products associated with the credit product policy.
**Allowable Values:**
One or more `card_products` objects |
| credit\_product\_policy\_detail.card\_products\[].**token**
string
Conditionally returned | Unique identifier of the card product.
**Allowable Values:**
36 char max |
| credit\_product\_policy\_detail.card\_products\[].**level**
string
Conditionally returned | Level of the card product.
**Allowable Values:**
`PREMIUM`, `TRADITIONAL` |
| credit\_product\_policy\_detail.card\_products\[].**network**
string
Conditionally returned | Name of the card network.
**Allowable Values:**
`VISA`, `MASTERCARD`, `SANDBOX` |
| credit\_product\_policy\_detail.**name**
string
Conditionally returned | Name of the credit product policy.
**Allowable Values:**
1 char min |
| credit\_product\_policy\_detail.**description**
string
Conditionally returned | Description of the credit product policy.
**Allowable Values:**
255 char max |
| credit\_product\_policy\_detail.**classification**
string
Conditionally returned | Specifies for whom the credit product is intended.
- `CONSUMER` - The credit product is intended for individual consumers.
- `SMALL_AND_MEDIUM_BUSINESS` - The credit product is intended for small and medium business.
**Allowable Values:**
`CONSUMER`, `SMALL_AND_MEDIUM_BUSINESS` |
| credit\_product\_policy\_detail.**product\_type**
string
Conditionally returned | Type of credit product.
`REVOLVING` - Allows users to continuously borrow and pay debts up to the credit limit.
**Allowable Values:**
`REVOLVING` |
| credit\_product\_policy\_detail.**product\_sub\_type**
string
Conditionally returned | Subtype of the credit product type.
- `CREDIT_CARD` - Card that enables the cardholder to make purchases on credit.
- `SECURED_CARD` - Card backed by a user-funded deposit that enables the cardholder to make purchases on credit.
**Allowable Values:**
`CREDIT_CARD`, `SECURED_CARD` |
| credit\_product\_policy\_detail.**currency\_code**
string
Conditionally returned | Valid three-digit ISO 4217 currency code.
**Allowable Values:**
`USD` |
| credit\_product\_policy\_detail.**credit\_line**
object
Conditionally returned | Contains information on the credit line range.
**Allowable Values:**
Existing `credit_line` object |
| credit\_product\_policy\_detail.credit\_line.**min**
decimal
Returned | Minimum credit limit.
**Allowable Values:**
0–999999999999.99 |
| credit\_product\_policy\_detail.credit\_line.**max**
decimal
Returned | Maximum credit limit.
**Allowable Values:**
0–999999999999.99 |
| credit\_product\_policy\_detail.**usage**
array of strings
Conditionally returned | One or more usage types for the credit product policy.
**Allowable Values:**
`PURCHASE`
Valid `usage` array |
| credit\_product\_policy\_detail.**interest\_calculation**
object
Conditionally returned | Contains the configurations for interest calculation.
**Allowable Values:**
Existing `interest_calculation` object |
| credit\_product\_policy\_detail.interest\_calculation.**method**
string
Returned | Method of interest calculation.
**Allowable Values:**
`AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS` |
| credit\_product\_policy\_detail.interest\_calculation.**day\_count**
string
Returned | Day-count convention.
**Allowable Values:**
`ACTUAL` |
| credit\_product\_policy\_detail.interest\_calculation.**interest\_application**
array of strings
Returned | One or more balance types on which interest is applied.
**Allowable Values:**
`PRINCIPAL`, `FEES`, `INTEREST` |
| credit\_product\_policy\_detail.interest\_calculation.**minimum\_interest**
decimal
Returned | When interest is applied, this value determines the minimum amount of interest that can be charged.
**Allowable Values:**
0–999999999999.99 |
| credit\_product\_policy\_detail.interest\_calculation.**interest\_on\_grace\_reactivation**
string
Returned | Determines whether to charge or waive interest for the billing period when the balance is paid off.
**Allowable Values:**
`ACCRUE_FULL_CYCLE`, `ACCRUE_PAYMENT_DATE`, `WAIVE` |
| credit\_product\_policy\_detail.interest\_calculation.**grace\_days\_application**
string
Returned | Determines the last day of grace period based on which interest charges are calculated.
**Allowable Values:**
`NEXT_CYCLE_DATE` |
| credit\_product\_policy\_detail.interest\_calculation.**exclude\_tran\_types**
array of strings
Conditionally returned | One or more transactions that are excluded from current billing period’s interest charge, but included in next.
**Allowable Values:**
`LATE_PAYMENT_FEE`, `ANNUAL_FEE`, `MONTHLY_FEE`, `CASH_BACK_STATEMENT_CREDIT`, `RETURNED_PAYMENT_FEE`, `FOREIGN_TRANSACTION_FEE` |
| credit\_product\_policy\_detail.**payments**
object
Conditionally returned | Contains the configurations for billing cycle day, payment due day, and fees.
**Allowable Values:**
Existing `payments` object |
| credit\_product\_policy\_detail.payments.**billing\_cycle\_day**
integer
Returned | Day of the month when the billing cycle starts.
**Allowable Values:**
1–28 |
| credit\_product\_policy\_detail.payments.**due\_day**
integer
Conditionally returned | Day of month the payment for the previous billing cycle is due.
This field is being deprecated and replaced by `payment_due_interval` of a product policy. To retrieve `payment_due_interval`, see Retrieve credit product policy, payments.payment\_due\_interval.
**Allowable Values:**
31 |
| credit\_product\_policy\_detail.payments.**billing\_cycle\_frequency**
string
Conditionally returned | Frequency at which the account is billed.
**Allowable Values:**
`MONTHLY` |
| credit\_product\_policy\_detail.payments.**payment\_due\_interval**
integer
Conditionally returned | Specifies the payment due interval that is used to determine the payment due date for a billing cycle. A value of -1 indicates one day prior to the next billing cycle date.
For consumer programs, a minimum gap of 21 days is required between when a statement is delivered and the payment due date.
**Allowable Values:**
-1 min
Positive integers greater than 0; -1 is the default value |
| credit\_product\_policy\_detail.payments.**billing\_cycle\_day\_strategy**
string
Conditionally returned | Determines if the billing cycle day is manually set or determined dynamically during account creation based on cycling logic.
**Allowable Values:**
`MANUAL` |
| credit\_product\_policy\_detail.payments.**allocation\_order**
array of strings
Returned | Ordered list of balance types to which payments are allocated, from first to last.
**Allowable Values:**
`INTEREST`, `FEES`, `PRINCIPAL` |
| credit\_product\_policy\_detail.payments.**min\_payment\_calculation**
object
Returned | Contains information used to calculate the minimum payment amount on a credit product policy.
**Allowable Values:**
Existing `min_payment_calculation` object |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**include\_past\_due\_amount**
boolean
Returned | Whether to include the past due amount when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**include\_overlimit\_amount**
boolean
Returned | Whether to include the overlimit amount when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**min\_payment\_flat\_amount**
decimal
Conditionally returned | Minimum payment, expressed as a flat amount, due on the payment due day.
**Allowable Values:**
Format: 0.00 |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**min\_payment\_percentage**
object
Conditionally returned | Contains information used to calculate the minimum payment amount when expressed as a percentage.
**Allowable Values:**
Existing `min_payment_percentage` object |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**percentage\_of\_balance**
decimal
Returned | Minimum payment, expressed as a percentage of the total statement balance, due on the payment due day.
**Allowable Values:**
0.0001–100 |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**include\_interest\_charged**
boolean
Returned | Whether to include the amount of interest charged when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**include\_all\_fees\_charged**
boolean
Conditionally returned | Whether to include all fees charged when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the credit product policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| credit\_product\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the credit product policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| apr\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s APR policy.
**Allowable Values:**
36 char max |
| apr\_policy\_detail
object
Conditionally returned | Contains information on an APR policy.
**Allowable Values:**
Existing `apr_policy_detail` object |
| apr\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the APR policy.
**Allowable Values:**
36 char max |
| apr\_policy\_detail.**name**
string
Conditionally returned | Name of the APR policy.
**Allowable Values:**
255 char max |
| apr\_policy\_detail.**description**
string
Conditionally returned | Description of the APR policy.
**Allowable Values:**
255 char max |
| apr\_policy\_detail.**purchases**
object
Conditionally returned | Contains information on the pricing strategy for purchases.
**Allowable Values:**
Existing `purchases` object |
| apr\_policy\_detail.purchases.**name**
string
Conditionally returned | Name of the pricing strategy.
**Allowable Values:**
255 char max |
| apr\_policy\_detail.purchases.**external\_token**
string
Conditionally returned | Unique identifier of the pricing strategy on a credit program.
**Allowable Values:**
36 char max |
| apr\_policy\_detail.purchases.**tiers**
array of objects
Conditionally returned | One or more risk tiers for a pricing strategy.
**Allowable Values:**
One or more `tiers` objects |
| apr\_policy\_detail.purchases.tiers\[].**margin\_rate**
decimal
Conditionally returned | Margin rate for the risk tier for a pricing strategy.
**Allowable Values:**
Format: 0.00 |
| apr\_policy\_detail.purchases.tiers\[].**apr**
decimal
Conditionally returned | Value of the APR.
**Allowable Values:**
Format: 0.00 |
| apr\_policy\_detail.**effective\_date**
date
Conditionally returned | Date the APR goes into effect, in UTC.
**Allowable Values:**
Format: yyyy-MM-dd |
| apr\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the APR policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| apr\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the APR policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s document policy.
**Allowable Values:**
36 char max |
| document\_policy\_detail
object
Conditionally returned | Contains information on a document policy.
**Allowable Values:**
Existing `document_policy_detail` object |
| document\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the document policy.
**Allowable Values:**
36 char max |
| document\_policy\_detail.**name**
string
Conditionally returned | Name of the document policy.
**Allowable Values:**
255 char max |
| document\_policy\_detail.**summary\_of\_credit\_terms**
object
Conditionally returned | Contains information on the Summary of Credit Terms (SOCT), which is a pre- and post-application disclosure that outlines the terms of an account, such as the interest rates, interest charges, associated fees, and more.
**Allowable Values:**
Existing `summary_of_credit_terms` object |
| document\_policy\_detail.summary\_of\_credit\_terms.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.summary\_of\_credit\_terms.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.summary\_of\_credit\_terms.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.summary\_of\_credit\_terms.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.summary\_of\_credit\_terms.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**rewards\_disclosure**
object
Conditionally returned | Contains information on the Rewards Disclosure, which is a pre- and post-application disclosure that provides details about the rewards program for a bundle.
**Allowable Values:**
Existing `rewards_disclosure` object |
| document\_policy\_detail.rewards\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.rewards\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.rewards\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.rewards\_disclosure.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.rewards\_disclosure.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.rewards\_disclosure.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**pre\_qualification\_disclosure**
object
Conditionally returned | Contains information on the Pre-Qualification Disclosure, which is a pre-disclosure that provides details about the pre-qualification offer for the user.
**Allowable Values:**
Existing `pre_qualification_disclosure` object |
| document\_policy\_detail.pre\_qualification\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.pre\_qualification\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.pre\_qualification\_disclosure.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.pre\_qualification\_disclosure.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.pre\_qualification\_disclosure.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**terms\_schedule**
object
Conditionally returned | Contains information on the Terms Schedule, which is a post-application disclosure that contains the terms of credit for an account, including the interest rate details.
**Allowable Values:**
Existing `terms_schedule` object |
| document\_policy\_detail.terms\_schedule.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.terms\_schedule.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.terms\_schedule.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.terms\_schedule.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**benefits\_disclosure\_traditional**
object
Conditionally returned | Contains information on the Benefits Disclosure (Traditional), which is a post-application disclosure that outlines the network benefits of a traditional Mastercard or Visa card.
**Allowable Values:**
Existing `benefits_disclosure_traditional` object |
| document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**benefits\_disclosure\_premium**
object
Conditionally returned | Contains information on the Benefits Disclosure (Premium), which is a post-application disclosure that outlines the network benefits of a Mastercard World or Visa Signature card.
**Allowable Values:**
Existing `benefits_disclosure_premium` object |
| document\_policy\_detail.benefits\_disclosure\_premium.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.benefits\_disclosure\_premium.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_premium.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**privacy\_policy**
object
Conditionally returned | Contains information on the Privacy Policy, which is a pre-application disclosure that explains how an applicant’s data is used and managed.
**Allowable Values:**
Existing `privacy_policy` object |
| document\_policy\_detail.privacy\_policy.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.privacy\_policy.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.privacy\_policy.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.privacy\_policy.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.privacy\_policy.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.privacy\_policy.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**e\_disclosure**
object
Conditionally returned | Contains information on the eDisclosure, which is a pre-application disclosure that states that users are to receive their disclosures electronically.
**Allowable Values:**
Existing `e_disclosure` object |
| document\_policy\_detail.e\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.e\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.e\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.e\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.e\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.e\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**card\_member\_agreement**
object
Conditionally returned | Contains information on the Card Member Agreement, which is a post-application disclosure that specifies the terms and conditions of an account, including the interest rates, interest charges, fees, minimum payment calculations, and more.
**Allowable Values:**
Existing `card_member_agreement` object |
| document\_policy\_detail.card\_member\_agreement.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.card\_member\_agreement.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.card\_member\_agreement.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.card\_member\_agreement.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.card\_member\_agreement.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.card\_member\_agreement.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**account\_statement**
object
Conditionally returned | Contains information on the Account Statement, which outlines the information that appears on the statements generated for a credit account.
**Allowable Values:**
Existing `account_statement` object |
| document\_policy\_detail.account\_statement.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.account\_statement.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.account\_statement.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.account\_statement.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**noaa\_single\_reason**
object
Conditionally returned | Contains information on the Notice of Adverse Action (NOAA) used when an application is declined for single reason.
**Allowable Values:**
Existing `noaa_single_reason` object |
| document\_policy\_detail.noaa\_single\_reason.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.noaa\_single\_reason.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.noaa\_single\_reason.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.noaa\_single\_reason.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**noaa\_single\_reason\_with\_dodd\_frank**
object
Conditionally returned | Contains information on the NOAA used when an application is declined for single reason related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.
**Allowable Values:**
Existing `noaa_single_reason_with_dodd_frank` object |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**noaa\_multiple\_reason\_with\_dodd\_frank**
object
Conditionally returned | Contains information on the NOAA used when an application is declined for multiple reasons related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.
**Allowable Values:**
Existing `noaa_multiple_reason_with_dodd_frank` object |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the document policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the document policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| fee\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s fee policy.
**Allowable Values:**
36 char max |
| fee\_policy\_detail
object
Conditionally returned | Contains information on a fee policy.
**Allowable Values:**
Existing `fee_policy_detail` object |
| fee\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the fee policy.
**Allowable Values:**
36 char max |
| fee\_policy\_detail.**name**
string
Conditionally returned | Name of the fee policy.
**Allowable Values:**
255 char max |
| fee\_policy\_detail.**description**
string
Conditionally returned | Description of the fee policy.
**Allowable Values:**
255 char max |
| fee\_policy\_detail.**account**
object
Conditionally returned | Contains information on the fees in an account’s fee policy.
**Allowable Values:**
Existing `account` object |
| fee\_policy\_detail.account.**late\_payment**
object
Conditionally returned | Contains information on the late payment fee.
**Allowable Values:**
Existing `late_payment` object |
| fee\_policy\_detail.account.**returned\_payment**
object
Conditionally returned | Contains information on the returned payment fee.
**Allowable Values:**
Existing `returned_payment` object |
| fee\_policy\_detail.account.**foreign\_transaction\_fee**
object
Conditionally returned | Contains information on the foreign transaction fee.
**Allowable Values:**
Existing `foreign_transaction_fee` object |
| fee\_policy\_detail.account.**monthly\_fee**
object
Conditionally returned | Contains information on the monthly periodic fees.
**Allowable Values:**
Existing `periodic_fees` object |
| fee\_policy\_detail.account.**annual\_fee**
object
Conditionally returned | Contains information on the annual periodic fees.
**Allowable Values:**
Existing `periodic_fees` object |
| fee\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the fee policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| fee\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the fee policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| reward\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s reward policy.
**Allowable Values:**
36 char max |
| reward\_policy\_detail
object
Conditionally returned | Contains information on a reward policy.
**Allowable Values:**
Existing `reward_policy_detail` object |
| reward\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the reward policy.
**Allowable Values:**
36 char max |
| reward\_policy\_detail.**name**
string
Conditionally returned | Name of the reward policy.
**Allowable Values:**
255 char max |
| reward\_policy\_detail.**description**
string
Conditionally returned | Description of the reward policy.
**Allowable Values:**
255 char max |
| reward\_policy\_detail.**settlement\_strategy**
string
Conditionally returned | Reward settlement strategy for a credit program.
**Allowable Values:**
`STATEMENT`, `LIVE` |
| reward\_policy\_detail.**accrual\_strategy**
string
Conditionally returned | Reward accrual strategy for a credit program. If no value for `accrual_strategy` is set, the default value of this field is `DEFAULT`.
**Allowable Values:**
`DEFAULT`, `PAYMENT` |
| reward\_policy\_detail.**rounding\_strategy**
string
Conditionally returned | Rounding strategy for reward accrual calculations. If no value for `rounding_strategy` is set, then the default value of this field is `ROUND_HALF_EVEN`.
Available options:
- `ROUND_UP`: Always rounds away from zero to whole numbers.
- `ROUND_DOWN`: Always rounds towards zero to whole numbers.
- `ROUND_HALF_EVEN`: Rounds to two decimal places using half-even logic (default).
- `ROUND_HALF_EVEN_WHOLE`: Rounds to whole numbers using half-even logic.
**Allowable Values:**
`ROUND_UP`, `ROUND_DOWN`, `ROUND_HALF_EVEN`, `ROUND_HALF_EVEN_WHOLE` |
| reward\_policy\_detail.**rules**
array of objects
Conditionally returned | A list of one or more reward rules.
**Allowable Values:**
Valid array of one or more `rules` objects |
| reward\_policy\_detail.rules\[].**description**
string
Returned | The description of the rule.
**Allowable Values:**
255 char max |
| reward\_policy\_detail.rules\[].**type**
string
Returned | Type of rule.
**Allowable Values:**
`MULTIPLIER_PER_TRANSACTION` |
| reward\_policy\_detail.rules\[].**calculation\_type**
string
Conditionally returned | Type of calculation to use to evaluate if a rule has been satisfied.
**Allowable Values:**
`PER_TRANSACTION` |
| reward\_policy\_detail.rules\[].**multiplier**
decimal
Conditionally returned | The reward multiplier to apply the transaction, where '1' means 1x transaction amount.
**Allowable Values:**
Any integer |
| reward\_policy\_detail.rules\[].**amount**
decimal
Conditionally returned | The static amount to reward if the rule conditions are met.
**Allowable Values:**
Any integer |
| reward\_policy\_detail.rules\[].**attributes**
object
Conditionally returned | Additional properties for which the rule can be used to determine reward accrual eligibility for a transaction.
**Allowable Values:**
mcc: `1500`, `0001-1499` mid: `255` |
| reward\_policy\_detail.rules\[].attributes.**mcc**
array of strings
Conditionally returned | List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| reward\_policy\_detail.rules\[].attributes.**mid**
string
Conditionally returned | Merchant ID for the rule.
**Allowable Values:**
"255" |
| reward\_policy\_detail.rules\[].attributes.**min\_spend**
decimal
Conditionally returned | Minimum spend amount.
**Allowable Values:**
100 |
| reward\_policy\_detail.rules\[].attributes.**max\_spend**
decimal
Conditionally returned | Maximum spend amount.
**Allowable Values:**
150 |
| reward\_policy\_detail.rules\[].attributes.**spend\_total**
decimal
Conditionally returned | Total spend amount.
**Allowable Values:**
100 |
| reward\_policy\_detail.rules\[].attributes.**spend\_days**
integer
Conditionally returned | Maximum number of days since account creation within which the minimum spend requirements must be met to qualify for the reward (used for signup bonus rules).
Positive integer values are allowed, with a minimum value of `1`.
**Allowable Values:**
1 min |
| reward\_policy\_detail.**conversions**
array of objects
Conditionally returned | List of one or more reward conversions.
**Allowable Values:**
Valid array of one or more `conversion` objects |
| reward\_policy\_detail.conversions\[].**type**
string
Returned | Type of conversion.
**Allowable Values:**
`STATEMENT_CREDIT` |
| reward\_policy\_detail.conversions\[].**conversion\_rate**
decimal
Returned | The rate that points are worth with converting the REDEMPTION\_TYPE indicated.
**Allowable Values:**
0.001 min
Format: 0.000 |
| reward\_policy\_detail.conversions\[].**conversion\_increment**
integer
Returned | The static amount to reward if the rule conditions are met.
**Allowable Values:**
Any integer |
| reward\_policy\_detail.conversions\[].**currency**
string
Conditionally returned | Type of currency used with the conversion rate.
**Allowable Values:**
Currency code, such as EUR or USD. |
| reward\_policy\_detail.**exclusions**
object
Conditionally returned | Defines what merchant category codes (MCCs) are excluded from earning rewards. MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| reward\_policy\_detail.exclusions.**use\_default\_exclusions**
boolean
Conditionally returned | Indicates whether to use the default exclusion list.
- If `true`, the default exclusion list is used.
- If `false`, the custom exclusion list is used, if custom exclusions are included.
**Allowable Values:**
`true`, `false` |
| reward\_policy\_detail.exclusions.**custom\_exclusions**
array of strings
Conditionally returned | List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| reward\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the reward policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| reward\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the reward policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| offer\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s offer policy.
**Allowable Values:**
36 char max |
| offer\_policy\_detail
object
Conditionally returned | Contains information on an offer policy.
**Allowable Values:**
Existing `offer_policy_detail` object |
| offer\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the offer policy.
**Allowable Values:**
36 char max |
| offer\_policy\_detail.**name**
string
Conditionally returned | Name of the offer policy.
**Allowable Values:**
255 char max |
| offer\_policy\_detail.**description**
string
Conditionally returned | Description of the offer policy.
**Allowable Values:**
255 char max |
| offer\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the offer policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| offer\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the offer policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| created\_time
datetime
Conditionally returned | Date and time when the bundle was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| updated\_time
datetime
Conditionally returned | Date and time when the bundle was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
Sample response body
```json JSON expandable lines wrap theme={null}
{
"token": "my_bundle_token_1234",
"parent_token": "my_parent_token_1234",
"name": "Gold Credit Bundle",
"status": "DRAFT",
"description": "A gold credit bundle policy",
"credit_product_policy_token": "my_credit_product_policy_token_1234",
"credit_product_policy_detail": {
"token": "my_credit_product_policy_token_1234",
"card_products": [
{
"token": "my_card_product_token1234",
"level": "TRADITIONAL",
"network": "VISA"
}
],
"name": "Gold Credit Product Policy",
"description": "A gold credit product policy",
"classification": "CONSUMER",
"product_type": "REVOLVING",
"product_sub_type": "CREDIT_CARD",
"currency_code": "USD",
"credit_line": {
"min": 50,
"max": 3500
},
"usage": [
"PURCHASE"
],
"interest_calculation": {
"method": "AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS",
"day_count": "ACTUAL",
"interest_application": [
"PRINCIPAL",
"FEES"
],
"minimum_interest": 1,
"interest_on_grace_reactivation": "ACCRUE_PAYMENT_DATE",
"grace_days_application": "NEXT_CYCLE_DATE",
"application_of_credits": {
"cycle_type": "END_REVOLVING",
"day": 15
},
"exclude_tran_types": [
"ANNUAL_FEE",
"LATE_PAYMENT_FEE",
"CASH_BACK_STATEMENT_CREDIT"
]
},
"payments": {
"due_day": 31,
"billing_cycle_day": 1,
"allocation_order": [
"INTEREST",
"FEES",
"PRINCIPAL"
],
"min_payment_calculation": {
"include_past_due_amount": false,
"include_overlimit_amount": true,
"min_payment_flat_amount": 20,
"min_payment_percentage": {
"percentage_of_balance": 1,
"include_interest_charged": false,
"include_fees_charged": [
"LATE_PAYMENT_FEE"
]
}
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"apr_policy_token": "my_apr_policy_token_1234",
"apr_policy_detail": {
"token": "my_apr_policy_token_1234",
"name": "Gold APR Policy",
"description": "A gold APR policy",
"purchases": {
"name": "A purchase at a merchant",
"external_token": "my_external_purchase_token1234",
"tiers": [
{
"margin_rate": 1,
"apr": 0
},
{
"margin_rate": 5,
"apr": 0
}
]
},
"effective_date": "2025-05-01",
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"document_policy_token": "my_document_policy_token_1234",
"document_policy_detail": {
"token": "my_document_policy_token_1234",
"name": "My Document Policy",
"summary_of_credit_terms": {
"asset_token": "a_summary_of_credit_terms_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_summary_of_credit_terms_asset_token1234.pdf",
"png": "https://url.com/a_summary_of_credit_terms_asset_token1234.png",
"html": "https://url.com/a_summary_of_credit_terms_asset_token1234.html"
},
"template_token": "a_summary_of_credit_terms_template_token1234",
"template_urls": {
"html": "https://asset-bucket.s3.amazonaws.com/short_code/a_summary_of_credit_terms_template_token1234/a_summary_of_credit_terms_template_token1234.html"
}
},
"rewards_disclosure": {
"asset_token": "a_rewards_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_rewards_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_rewards_disclosure_asset_token1234.png",
"html": "https://url.com/a_rewards_disclosure_asset_token1234.html"
},
"template_token": "a_rewards_disclosure_template_token1234",
"template_urls": {
"html": "https://url.com/a_rewards_disclosure_template_token1234.html"
}
},
"terms_schedule": {
"template_token": "a_terms_schedule_template_token1234",
"template_urls": {
"html": "https://url.com/a_terms_schedule_template_token1234.html"
}
},
"benefits_disclosure": {
"asset_token": "a_benefits_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_benefits_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_benefits_disclosure_asset_token1234.png",
"html": "https://url.com/a_benefits_disclosure_asset_token1234.html"
}
},
"notice_of_adverse_action": {
"template_token": "a_notice_of_adverse_action_template_token1234",
"template_urls": {
"html": "https://url.com/a_notice_of_adverse_action_template_token1234.html"
}
},
"privacy_policy": {
"asset_token": "a_privacy_policy_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_privacy_policy_asset_token1234.pdf",
"png": "https://url.com/a_privacy_policy_asset_token1234.png",
"html": "https://url.com/a_privacy_policy_asset_token1234.html"
}
},
"e_disclosure": {
"asset_token": "a_e_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_e_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_e_disclosure_asset_token1234.png",
"html": "https://url.com/a_e_disclosure_asset_token1234.html"
}
},
"card_member_agreement": {
"asset_token": "a_card_member_agreement_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_card_member_agreement_asset_token1234.pdf",
"png": "https://url.com/a_card_member_agreement_asset_token1234.png",
"html": "https://url.com/a_card_member_agreement_asset_token1234.html"
}
},
"account_statement": {
"template_token": "an_account_statement_template_token1234",
"template_urls": {
"html": "https://url.com/an_account_statement_template_token1234.html"
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"fee_policy_token": "my_fee_policy_token_1234",
"fee_policy_detail": {
"token": "my_fee_policy_token_1234",
"name": "Gold Fee Policy",
"description": "A gold fee policy",
"account": {
"late_payment": {
"default_method": "FLAT",
"default_value": 10
},
"returned_payment": {
"default_method": "FLAT",
"default_value": 10
},
"foreign_transaction_fee": {
"default_method": "PERCENTAGE",
"default_value": 12.5
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"reward_policy_token": "my_reward_policy_token_1234",
"reward_policy_detail": {
"token": "my_reward_policy_token_1234",
"name": "Gold Reward Policy",
"description": "A gold reward policy",
"settlement_strategy": "STATEMENT",
"accrual_strategy": "DEFAULT",
"rounding_strategy": "ROUND_HALF_EVEN",
"rules": [
{
"description": "Earn 3x on selected categories.",
"type": "MULTIPLIER_PER_TRANSACTION",
"calculation_type": "PER_TRANSACTION",
"multiplier": 3,
"amount": null,
"attributes": {
"mcc": [
"0001-1499",
"1500"
]
}
}
],
"conversions": [
{
"type": "STATEMENT_CREDIT",
"conversion_rate": 0.001,
"conversion_increment": 10,
"currency": "USD"
}
],
"exclusions": {
"use_default_exclusions": false,
"custom_exclusions": [
"2000-2999",
"4321"
]
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"offer_policy_token": "my_offer_policy_token_1234",
"offer_policy_detail": {
"token": "my_offer_policy_token_1234",
"name": "Gold Offer Policy",
"description": "A gold offer policy",
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
}
```
List bundles
**Action:** `GET`\
**Endpoint:** `/credit/bundles`
Retrieve an array of bundles.
This endpoint supports [sorting and pagination](/core-api/sorting-and-pagination/).
URL query parameters
| Fields | Description |
| ------------------------------------------------------ | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| count
integer
Optional | Number of bundles resources to retrieve.
**Allowable Values:**
1–100 |
| start\_index
integer
Optional | Sort order index of the first resource in the returned array.
**Allowable Values:**
0 min |
| sort\_by
string
Optional | Field on which to sort. Prefix the field name with a hyphen (`-`) to sort in descending order. Omit the hyphen to sort in ascending order.
**NOTE:** You must sort using system field names such as `lastModifiedTime`, not by the field names appearing in response bodies: for example, `last_modified_time`.
**Allowable Values:**
`lastModifiedTime`, `-lastModifiedTime` |
| status
array of strings
Optional | An array of statuses by which to filter bundles.
**Allowable Values:**
`DRAFT`, `PENDING_APPROVAL`, `SENT_FOR_REVISION`, `ACTIVE`, `REJECTED`, `ARCHIVED`, `APPROVED` |
Response body
| Fields | Description |
| ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| count
integer
Returned | Number of resources returned.
**Allowable Values:**
1-10 |
| start\_index
integer
Returned | Sort order index of the first resource in the returned array.
**Allowable Values:**
Any integer |
| end\_index
integer
Returned | Sort order index of the last resource in the returned array.
**Allowable Values:**
Any integer |
| is\_more
boolean
Returned | A value of `true` indicates that more unreturned resources exist.
**Allowable Values:**
`true`, `false` |
| data
array of objects
Returned | Contains one or more bundles.
**Allowable Values:**
One or more bundle objects |
| data\[].**token**
string
Conditionally returned | Unique identifier of the bundle.
**Allowable Values:**
36 char max |
| data\[].**name**
string
Conditionally returned | Name of the bundle.
**Allowable Values:**
255 char max |
| data\[].**status**
string
Conditionally returned | Status of the bundle.
- `DRAFT` - The bundle is in the process of being created.
- `PENDING_APPROVAL` - The bundle has been created and is awaiting approval.
- `SENT_FOR_REVISION` - The bundle has been returned for revision.
- `ACTIVE` - The bundle is active.
- `REJECTED` - The bundle has been rejected; this status cannot be changed.
- `ARCHIVED` - The previously active bundle has been archived.
- `APPROVED` - The bundle has been approved (after having been sent for approval).
**Allowable Values:**
`DRAFT`, `PENDING_APPROVAL`, `SENT_FOR_REVISION`, `ACTIVE`, `REJECTED`, `ARCHIVED`, `APPROVED` |
| data\[].**description**
string
Conditionally returned | Description of the bundle.
**Allowable Values:**
255 char max |
| data\[].**credit\_product\_policy\_token**
string
Conditionally returned | Unique identifier of the bundle’s credit product policy.
**Allowable Values:**
36 char max |
| data\[].**credit\_product\_policy\_detail**
object
Conditionally returned | Contains information on the credit product policy.
**Allowable Values:**
Existing `credit_product_policy_detail` object |
| data\[].credit\_product\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the credit product policy.
**Allowable Values:**
36 char max |
| data\[].credit\_product\_policy\_detail.**card\_products**
array of objects
Conditionally returned | One or more card products associated with the credit product policy.
**Allowable Values:**
One or more `card_products` objects |
| data\[].credit\_product\_policy\_detail.card\_products\[].**token**
string
Conditionally returned | Unique identifier of the card product.
**Allowable Values:**
36 char max |
| data\[].credit\_product\_policy\_detail.card\_products\[].**level**
string
Conditionally returned | Level of the card product.
**Allowable Values:**
`PREMIUM`, `TRADITIONAL` |
| data\[].credit\_product\_policy\_detail.card\_products\[].**network**
string
Conditionally returned | Name of the card network.
**Allowable Values:**
`VISA`, `MASTERCARD`, `SANDBOX` |
| data\[].credit\_product\_policy\_detail.**name**
string
Conditionally returned | Name of the credit product policy.
**Allowable Values:**
1 char min |
| data\[].credit\_product\_policy\_detail.**description**
string
Conditionally returned | Description of the credit product policy.
**Allowable Values:**
255 char max |
| data\[].credit\_product\_policy\_detail.**classification**
string
Conditionally returned | Specifies for whom the credit product is intended.
- `CONSUMER` - The credit product is intended for individual consumers.
- `SMALL_AND_MEDIUM_BUSINESS` - The credit product is intended for small and medium business.
**Allowable Values:**
`CONSUMER`, `SMALL_AND_MEDIUM_BUSINESS` |
| data\[].credit\_product\_policy\_detail.**product\_type**
string
Conditionally returned | Type of credit product.
`REVOLVING` - Allows users to continuously borrow and pay debts up to the credit limit.
**Allowable Values:**
`REVOLVING` |
| data\[].credit\_product\_policy\_detail.**product\_sub\_type**
string
Conditionally returned | Subtype of the credit product type.
- `CREDIT_CARD` - Card that enables the cardholder to make purchases on credit.
- `SECURED_CARD` - Card backed by a user-funded deposit that enables the cardholder to make purchases on credit.
**Allowable Values:**
`CREDIT_CARD`, `SECURED_CARD` |
| data\[].credit\_product\_policy\_detail.**currency\_code**
string
Conditionally returned | Valid three-digit ISO 4217 currency code.
**Allowable Values:**
`USD` |
| data\[].credit\_product\_policy\_detail.**credit\_line**
object
Conditionally returned | Contains information on the credit line range.
**Allowable Values:**
Existing `credit_line` object |
| data\[].credit\_product\_policy\_detail.credit\_line.**min**
decimal
Returned | Minimum credit limit.
**Allowable Values:**
0–999999999999.99 |
| data\[].credit\_product\_policy\_detail.credit\_line.**max**
decimal
Returned | Maximum credit limit.
**Allowable Values:**
0–999999999999.99 |
| data\[].credit\_product\_policy\_detail.**usage**
array of strings
Conditionally returned | One or more usage types for the credit product policy.
**Allowable Values:**
`PURCHASE`
Valid `usage` array |
| data\[].credit\_product\_policy\_detail.**interest\_calculation**
object
Conditionally returned | Contains the configurations for interest calculation.
**Allowable Values:**
Existing `interest_calculation` object |
| data\[].credit\_product\_policy\_detail.interest\_calculation.**method**
string
Returned | Method of interest calculation.
**Allowable Values:**
`AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS` |
| data\[].credit\_product\_policy\_detail.interest\_calculation.**day\_count**
string
Returned | Day-count convention.
**Allowable Values:**
`ACTUAL` |
| data\[].credit\_product\_policy\_detail.interest\_calculation.**interest\_application**
array of strings
Returned | One or more balance types on which interest is applied.
**Allowable Values:**
`PRINCIPAL`, `FEES`, `INTEREST` |
| data\[].credit\_product\_policy\_detail.interest\_calculation.**minimum\_interest**
decimal
Returned | When interest is applied, this value determines the minimum amount of interest that can be charged.
**Allowable Values:**
0–999999999999.99 |
| data\[].credit\_product\_policy\_detail.interest\_calculation.**interest\_on\_grace\_reactivation**
string
Returned | Determines whether to charge or waive interest for the billing period when the balance is paid off.
**Allowable Values:**
`ACCRUE_FULL_CYCLE`, `ACCRUE_PAYMENT_DATE`, `WAIVE` |
| data\[].credit\_product\_policy\_detail.interest\_calculation.**grace\_days\_application**
string
Returned | Determines the last day of grace period based on which interest charges are calculated.
**Allowable Values:**
`NEXT_CYCLE_DATE` |
| data\[].credit\_product\_policy\_detail.interest\_calculation.**exclude\_tran\_types**
array of strings
Conditionally returned | One or more transactions that are excluded from current billing period’s interest charge, but included in next.
**Allowable Values:**
`LATE_PAYMENT_FEE`, `ANNUAL_FEE`, `MONTHLY_FEE`, `CASH_BACK_STATEMENT_CREDIT`, `RETURNED_PAYMENT_FEE`, `FOREIGN_TRANSACTION_FEE` |
| data\[].credit\_product\_policy\_detail.**payments**
object
Conditionally returned | Contains the configurations for billing cycle day, payment due day, and fees.
**Allowable Values:**
Existing `payments` object |
| data\[].credit\_product\_policy\_detail.payments.**billing\_cycle\_day**
integer
Returned | Day of the month when the billing cycle starts.
**Allowable Values:**
1–28 |
| data\[].credit\_product\_policy\_detail.payments.**due\_day**
integer
Conditionally returned | Day of month the payment for the previous billing cycle is due.
This field is being deprecated and replaced by `payment_due_interval` of a product policy. To retrieve `payment_due_interval`, see Retrieve credit product policy, payments.payment\_due\_interval.
**Allowable Values:**
31 |
| data\[].credit\_product\_policy\_detail.payments.**billing\_cycle\_frequency**
string
Conditionally returned | Frequency at which the account is billed.
**Allowable Values:**
`MONTHLY` |
| data\[].credit\_product\_policy\_detail.payments.**payment\_due\_interval**
integer
Conditionally returned | Specifies the payment due interval that is used to determine the payment due date for a billing cycle. A value of -1 indicates one day prior to the next billing cycle date.
For consumer programs, a minimum gap of 21 days is required between when a statement is delivered and the payment due date.
**Allowable Values:**
-1 min
Positive integers greater than 0; -1 is the default value |
| data\[].credit\_product\_policy\_detail.payments.**billing\_cycle\_day\_strategy**
string
Conditionally returned | Determines if the billing cycle day is manually set or determined dynamically during account creation based on cycling logic.
**Allowable Values:**
`MANUAL` |
| data\[].credit\_product\_policy\_detail.payments.**allocation\_order**
array of strings
Returned | Ordered list of balance types to which payments are allocated, from first to last.
**Allowable Values:**
`INTEREST`, `FEES`, `PRINCIPAL` |
| data\[].credit\_product\_policy\_detail.payments.**min\_payment\_calculation**
object
Returned | Contains information used to calculate the minimum payment amount on a credit product policy.
**Allowable Values:**
Existing `min_payment_calculation` object |
| data\[].credit\_product\_policy\_detail.payments.min\_payment\_calculation.**include\_past\_due\_amount**
boolean
Returned | Whether to include the past due amount when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| data\[].credit\_product\_policy\_detail.payments.min\_payment\_calculation.**include\_overlimit\_amount**
boolean
Returned | Whether to include the overlimit amount when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| data\[].credit\_product\_policy\_detail.payments.min\_payment\_calculation.**min\_payment\_flat\_amount**
decimal
Conditionally returned | Minimum payment, expressed as a flat amount, due on the payment due day.
**Allowable Values:**
Format: 0.00 |
| data\[].credit\_product\_policy\_detail.payments.min\_payment\_calculation.**min\_payment\_percentage**
object
Conditionally returned | Contains information used to calculate the minimum payment amount when expressed as a percentage.
**Allowable Values:**
Existing `min_payment_percentage` object |
| data\[].credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**percentage\_of\_balance**
decimal
Returned | Minimum payment, expressed as a percentage of the total statement balance, due on the payment due day.
**Allowable Values:**
0.0001–100 |
| data\[].credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**include\_interest\_charged**
boolean
Returned | Whether to include the amount of interest charged when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| data\[].credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**include\_all\_fees\_charged**
boolean
Conditionally returned | Whether to include all fees charged when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| data\[].credit\_product\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the credit product policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].credit\_product\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the credit product policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**apr\_policy\_token**
string
Conditionally returned | Unique identifier of the bundle’s APR policy.
**Allowable Values:**
36 char max |
| data\[].**apr\_policy\_detail**
object
Conditionally returned | Contains information on an APR policy.
**Allowable Values:**
Existing `apr_policy_detail` object |
| data\[].apr\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the APR policy.
**Allowable Values:**
36 char max |
| data\[].apr\_policy\_detail.**name**
string
Conditionally returned | Name of the APR policy.
**Allowable Values:**
255 char max |
| data\[].apr\_policy\_detail.**description**
string
Conditionally returned | Description of the APR policy.
**Allowable Values:**
255 char max |
| data\[].apr\_policy\_detail.**purchases**
object
Conditionally returned | Contains information on the pricing strategy for purchases.
**Allowable Values:**
Existing `purchases` object |
| data\[].apr\_policy\_detail.purchases.**name**
string
Conditionally returned | Name of the pricing strategy.
**Allowable Values:**
255 char max |
| data\[].apr\_policy\_detail.purchases.**external\_token**
string
Conditionally returned | Unique identifier of the pricing strategy on a credit program.
**Allowable Values:**
36 char max |
| data\[].apr\_policy\_detail.purchases.**tiers**
array of objects
Conditionally returned | One or more risk tiers for a pricing strategy.
**Allowable Values:**
One or more `tiers` objects |
| data\[].apr\_policy\_detail.purchases.tiers\[].**margin\_rate**
decimal
Conditionally returned | Margin rate for the risk tier for a pricing strategy.
**Allowable Values:**
Format: 0.00 |
| data\[].apr\_policy\_detail.purchases.tiers\[].**apr**
decimal
Conditionally returned | Value of the APR.
**Allowable Values:**
Format: 0.00 |
| data\[].apr\_policy\_detail.**effective\_date**
date
Conditionally returned | Date the APR goes into effect, in UTC.
**Allowable Values:**
Format: yyyy-MM-dd |
| data\[].apr\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the APR policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].apr\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the APR policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**document\_policy\_token**
string
Conditionally returned | Unique identifier of the bundle’s document policy.
**Allowable Values:**
36 char max |
| data\[].**document\_policy\_detail**
object
Conditionally returned | Contains information on a document policy.
**Allowable Values:**
Existing `document_policy_detail` object |
| data\[].document\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the document policy.
**Allowable Values:**
36 char max |
| data\[].document\_policy\_detail.**name**
string
Conditionally returned | Name of the document policy.
**Allowable Values:**
255 char max |
| data\[].document\_policy\_detail.**summary\_of\_credit\_terms**
object
Conditionally returned | Contains information on the Summary of Credit Terms (SOCT), which is a pre- and post-application disclosure that outlines the terms of an account, such as the interest rates, interest charges, associated fees, and more.
**Allowable Values:**
Existing `summary_of_credit_terms` object |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**rewards\_disclosure**
object
Conditionally returned | Contains information on the Rewards Disclosure, which is a pre- and post-application disclosure that provides details about the rewards program for a bundle.
**Allowable Values:**
Existing `rewards_disclosure` object |
| data\[].document\_policy\_detail.rewards\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| data\[].document\_policy\_detail.rewards\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| data\[].document\_policy\_detail.rewards\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.rewards\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.rewards\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.rewards\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.rewards\_disclosure.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| data\[].document\_policy\_detail.rewards\_disclosure.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| data\[].document\_policy\_detail.rewards\_disclosure.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.rewards\_disclosure.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**pre\_qualification\_disclosure**
object
Conditionally returned | Contains information on the Pre-Qualification Disclosure, which is a pre-disclosure that provides details about the pre-qualification offer for the user.
**Allowable Values:**
Existing `pre_qualification_disclosure` object |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**terms\_schedule**
object
Conditionally returned | Contains information on the Terms Schedule, which is a post-application disclosure that contains the terms of credit for an account, including the interest rate details.
**Allowable Values:**
Existing `terms_schedule` object |
| data\[].document\_policy\_detail.terms\_schedule.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| data\[].document\_policy\_detail.terms\_schedule.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| data\[].document\_policy\_detail.terms\_schedule.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.terms\_schedule.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**benefits\_disclosure\_traditional**
object
Conditionally returned | Contains information on the Benefits Disclosure (Traditional), which is a post-application disclosure that outlines the network benefits of a traditional Mastercard or Visa card.
**Allowable Values:**
Existing `benefits_disclosure_traditional` object |
| data\[].document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| data\[].document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| data\[].document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**benefits\_disclosure\_premium**
object
Conditionally returned | Contains information on the Benefits Disclosure (Premium), which is a post-application disclosure that outlines the network benefits of a Mastercard World or Visa Signature card.
**Allowable Values:**
Existing `benefits_disclosure_premium` object |
| data\[].document\_policy\_detail.benefits\_disclosure\_premium.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| data\[].document\_policy\_detail.benefits\_disclosure\_premium.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| data\[].document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.benefits\_disclosure\_premium.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**privacy\_policy**
object
Conditionally returned | Contains information on the Privacy Policy, which is a pre-application disclosure that explains how an applicant’s data is used and managed.
**Allowable Values:**
Existing `privacy_policy` object |
| data\[].document\_policy\_detail.privacy\_policy.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| data\[].document\_policy\_detail.privacy\_policy.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| data\[].document\_policy\_detail.privacy\_policy.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.privacy\_policy.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.privacy\_policy.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.privacy\_policy.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**e\_disclosure**
object
Conditionally returned | Contains information on the eDisclosure, which is a pre-application disclosure that states that users are to receive their disclosures electronically.
**Allowable Values:**
Existing `e_disclosure` object |
| data\[].document\_policy\_detail.e\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| data\[].document\_policy\_detail.e\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| data\[].document\_policy\_detail.e\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.e\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.e\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.e\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**card\_member\_agreement**
object
Conditionally returned | Contains information on the Card Member Agreement, which is a post-application disclosure that specifies the terms and conditions of an account, including the interest rates, interest charges, fees, minimum payment calculations, and more.
**Allowable Values:**
Existing `card_member_agreement` object |
| data\[].document\_policy\_detail.card\_member\_agreement.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| data\[].document\_policy\_detail.card\_member\_agreement.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| data\[].document\_policy\_detail.card\_member\_agreement.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.card\_member\_agreement.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.card\_member\_agreement.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.card\_member\_agreement.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**account\_statement**
object
Conditionally returned | Contains information on the Account Statement, which outlines the information that appears on the statements generated for a credit account.
**Allowable Values:**
Existing `account_statement` object |
| data\[].document\_policy\_detail.account\_statement.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| data\[].document\_policy\_detail.account\_statement.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| data\[].document\_policy\_detail.account\_statement.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.account\_statement.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**noaa\_single\_reason**
object
Conditionally returned | Contains information on the Notice of Adverse Action (NOAA) used when an application is declined for single reason.
**Allowable Values:**
Existing `noaa_single_reason` object |
| data\[].document\_policy\_detail.noaa\_single\_reason.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| data\[].document\_policy\_detail.noaa\_single\_reason.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| data\[].document\_policy\_detail.noaa\_single\_reason.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.noaa\_single\_reason.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**noaa\_single\_reason\_with\_dodd\_frank**
object
Conditionally returned | Contains information on the NOAA used when an application is declined for single reason related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.
**Allowable Values:**
Existing `noaa_single_reason_with_dodd_frank` object |
| data\[].document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| data\[].document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| data\[].document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**noaa\_multiple\_reason\_with\_dodd\_frank**
object
Conditionally returned | Contains information on the NOAA used when an application is declined for multiple reasons related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.
**Allowable Values:**
Existing `noaa_multiple_reason_with_dodd_frank` object |
| data\[].document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| data\[].document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| data\[].document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the document policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the document policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**fee\_policy\_token**
string
Conditionally returned | Unique identifier of the bundle’s fee policy.
**Allowable Values:**
36 char max |
| data\[].**fee\_policy\_detail**
object
Conditionally returned | Contains information on a fee policy.
**Allowable Values:**
Existing `fee_policy_detail` object |
| data\[].fee\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the fee policy.
**Allowable Values:**
36 char max |
| data\[].fee\_policy\_detail.**name**
string
Conditionally returned | Name of the fee policy.
**Allowable Values:**
255 char max |
| data\[].fee\_policy\_detail.**description**
string
Conditionally returned | Description of the fee policy.
**Allowable Values:**
255 char max |
| data\[].fee\_policy\_detail.**account**
object
Conditionally returned | Contains information on the fees in an account’s fee policy.
**Allowable Values:**
Existing `account` object |
| data\[].fee\_policy\_detail.account.**late\_payment**
object
Conditionally returned | Contains information on the late payment fee.
**Allowable Values:**
Existing `late_payment` object |
| data\[].fee\_policy\_detail.account.**returned\_payment**
object
Conditionally returned | Contains information on the returned payment fee.
**Allowable Values:**
Existing `returned_payment` object |
| data\[].fee\_policy\_detail.account.**foreign\_transaction\_fee**
object
Conditionally returned | Contains information on the foreign transaction fee.
**Allowable Values:**
Existing `foreign_transaction_fee` object |
| data\[].fee\_policy\_detail.account.**monthly\_fee**
object
Conditionally returned | Contains information on the monthly periodic fees.
**Allowable Values:**
Existing `periodic_fees` object |
| data\[].fee\_policy\_detail.account.**annual\_fee**
object
Conditionally returned | Contains information on the annual periodic fees.
**Allowable Values:**
Existing `periodic_fees` object |
| data\[].fee\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the fee policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].fee\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the fee policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**reward\_policy\_token**
string
Conditionally returned | Unique identifier of the bundle’s reward policy.
**Allowable Values:**
36 char max |
| data\[].**reward\_policy\_detail**
object
Conditionally returned | Contains information on a reward policy.
**Allowable Values:**
Existing `reward_policy_detail` object |
| data\[].reward\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the reward policy.
**Allowable Values:**
36 char max |
| data\[].reward\_policy\_detail.**name**
string
Conditionally returned | Name of the reward policy.
**Allowable Values:**
255 char max |
| data\[].reward\_policy\_detail.**description**
string
Conditionally returned | Description of the reward policy.
**Allowable Values:**
255 char max |
| data\[].reward\_policy\_detail.**settlement\_strategy**
string
Conditionally returned | Reward settlement strategy for a credit program.
**Allowable Values:**
`STATEMENT`, `LIVE` |
| data\[].reward\_policy\_detail.**accrual\_strategy**
string
Conditionally returned | Reward accrual strategy for a credit program. If no value for `accrual_strategy` is set, the default value of this field is `DEFAULT`.
**Allowable Values:**
`DEFAULT`, `PAYMENT` |
| data\[].reward\_policy\_detail.**rounding\_strategy**
string
Conditionally returned | Rounding strategy for reward accrual calculations. If no value for `rounding_strategy` is set, then the default value of this field is `ROUND_HALF_EVEN`.
Available options:
- `ROUND_UP`: Always rounds away from zero to whole numbers.
- `ROUND_DOWN`: Always rounds towards zero to whole numbers.
- `ROUND_HALF_EVEN`: Rounds to two decimal places using half-even logic (default).
- `ROUND_HALF_EVEN_WHOLE`: Rounds to whole numbers using half-even logic.
**Allowable Values:**
`ROUND_UP`, `ROUND_DOWN`, `ROUND_HALF_EVEN`, `ROUND_HALF_EVEN_WHOLE` |
| data\[].reward\_policy\_detail.**rules**
array of objects
Conditionally returned | A list of one or more reward rules.
**Allowable Values:**
Valid array of one or more `rules` objects |
| data\[].reward\_policy\_detail.rules\[].**description**
string
Returned | The description of the rule.
**Allowable Values:**
255 char max |
| data\[].reward\_policy\_detail.rules\[].**type**
string
Returned | Type of rule.
**Allowable Values:**
`MULTIPLIER_PER_TRANSACTION` |
| data\[].reward\_policy\_detail.rules\[].**calculation\_type**
string
Conditionally returned | Type of calculation to use to evaluate if a rule has been satisfied.
**Allowable Values:**
`PER_TRANSACTION` |
| data\[].reward\_policy\_detail.rules\[].**multiplier**
decimal
Conditionally returned | The reward multiplier to apply the transaction, where '1' means 1x transaction amount.
**Allowable Values:**
Any integer |
| data\[].reward\_policy\_detail.rules\[].**amount**
decimal
Conditionally returned | The static amount to reward if the rule conditions are met.
**Allowable Values:**
Any integer |
| data\[].reward\_policy\_detail.rules\[].**attributes**
object
Conditionally returned | Additional properties for which the rule can be used to determine reward accrual eligibility for a transaction.
**Allowable Values:**
mcc: `1500`, `0001-1499` mid: `255` |
| data\[].reward\_policy\_detail.rules\[].attributes.**mcc**
array of strings
Conditionally returned | List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| data\[].reward\_policy\_detail.rules\[].attributes.**mid**
string
Conditionally returned | Merchant ID for the rule.
**Allowable Values:**
"255" |
| data\[].reward\_policy\_detail.rules\[].attributes.**min\_spend**
decimal
Conditionally returned | Minimum spend amount.
**Allowable Values:**
100 |
| data\[].reward\_policy\_detail.rules\[].attributes.**max\_spend**
decimal
Conditionally returned | Maximum spend amount.
**Allowable Values:**
150 |
| data\[].reward\_policy\_detail.rules\[].attributes.**spend\_total**
decimal
Conditionally returned | Total spend amount.
**Allowable Values:**
100 |
| data\[].reward\_policy\_detail.rules\[].attributes.**spend\_days**
integer
Conditionally returned | Maximum number of days since account creation within which the minimum spend requirements must be met to qualify for the reward (used for signup bonus rules).
Positive integer values are allowed, with a minimum value of `1`.
**Allowable Values:**
1 min |
| data\[].reward\_policy\_detail.**conversions**
array of objects
Conditionally returned | List of one or more reward conversions.
**Allowable Values:**
Valid array of one or more `conversion` objects |
| data\[].reward\_policy\_detail.conversions\[].**type**
string
Returned | Type of conversion.
**Allowable Values:**
`STATEMENT_CREDIT` |
| data\[].reward\_policy\_detail.conversions\[].**conversion\_rate**
decimal
Returned | The rate that points are worth with converting the REDEMPTION\_TYPE indicated.
**Allowable Values:**
0.001 min
Format: 0.000 |
| data\[].reward\_policy\_detail.conversions\[].**conversion\_increment**
integer
Returned | The static amount to reward if the rule conditions are met.
**Allowable Values:**
Any integer |
| data\[].reward\_policy\_detail.conversions\[].**currency**
string
Conditionally returned | Type of currency used with the conversion rate.
**Allowable Values:**
Currency code, such as EUR or USD. |
| data\[].reward\_policy\_detail.**exclusions**
object
Conditionally returned | Defines what merchant category codes (MCCs) are excluded from earning rewards. MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| data\[].reward\_policy\_detail.exclusions.**use\_default\_exclusions**
boolean
Conditionally returned | Indicates whether to use the default exclusion list.
- If `true`, the default exclusion list is used.
- If `false`, the custom exclusion list is used, if custom exclusions are included.
**Allowable Values:**
`true`, `false` |
| data\[].reward\_policy\_detail.exclusions.**custom\_exclusions**
array of strings
Conditionally returned | List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| data\[].reward\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the reward policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].reward\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the reward policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**offer\_policy\_token**
string
Conditionally returned | Unique identifier of the bundle’s offer policy.
**Allowable Values:**
36 char max |
| data\[].**offer\_policy\_detail**
object
Conditionally returned | Contains information on an offer policy.
**Allowable Values:**
Existing `offer_policy_detail` object |
| data\[].offer\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the offer policy.
**Allowable Values:**
36 char max |
| data\[].offer\_policy\_detail.**name**
string
Conditionally returned | Name of the offer policy.
**Allowable Values:**
255 char max |
| data\[].offer\_policy\_detail.**description**
string
Conditionally returned | Description of the offer policy.
**Allowable Values:**
255 char max |
| data\[].offer\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the offer policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].offer\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the offer policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**created\_time**
datetime
Conditionally returned | Date and time when the bundle was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**updated\_time**
datetime
Conditionally returned | Date and time when the bundle was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
Sample response body
```json JSON expandable lines wrap theme={null}
{
"count": 2,
"start_index": 0,
"end_index": 2,
"is_more": true,
"data": [
{
"token": "my_bundle_token_1234",
"parent_token": "my_parent_token_1234",
"name": "Gold Credit Bundle",
"status": "DRAFT",
"description": "A gold credit bundle",
"credit_product_policy_token": "my_credit_product_policy_token_1234",
"credit_product_policy_detail": {
"token": "my_credit_product_policy_token_1234",
"card_products": [
{
"token": "my_card_product_token1234",
"level": "TRADITIONAL",
"network": "VISA"
}
],
"name": "Gold Credit Product Policy",
"description": "A gold credit product policy",
"classification": "CONSUMER",
"product_type": "REVOLVING",
"product_sub_type": "CREDIT_CARD",
"currency_code": "USD",
"credit_line": {
"min": 50,
"max": 3500
},
"usage": [
"PURCHASE"
],
"interest_calculation": {
"method": "AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS",
"day_count": "ACTUAL",
"interest_application": [
"PRINCIPAL",
"FEES"
],
"minimum_interest": 1,
"interest_on_grace_reactivation": "ACCRUE_PAYMENT_DATE",
"grace_days_application": "NEXT_CYCLE_DATE",
"application_of_credits": {
"cycle_type": "END_REVOLVING",
"day": 15
},
"exclude_tran_types": [
"ANNUAL_FEE",
"LATE_PAYMENT_FEE",
"CASH_BACK_STATEMENT_CREDIT"
]
},
"payments": {
"due_day": 31,
"billing_cycle_day": 1,
"allocation_order": [
"INTEREST",
"FEES",
"PRINCIPAL"
],
"min_payment_calculation": {
"include_past_due_amount": false,
"include_overlimit_amount": true,
"min_payment_flat_amount": 20,
"min_payment_percentage": {
"percentage_of_balance": 1,
"include_interest_charged": false,
"include_fees_charged": [
"LATE_PAYMENT_FEE"
]
}
}
},
"created_time": "2024-04-01T23:41:58.802Z",
"updated_time": "2024-04-05T16:04:48.643Z"
},
"apr_policy_token": "my_apr_policy_token_1234",
"apr_policy_detail": {
"token": "my_apr_policy_token_1234",
"name": "Gold APR Policy",
"description": "A gold APR policy",
"purchases": {
"name": "A purchase at a merchant",
"external_token": "my_external_purchase_token1234",
"tiers": [
{
"margin_rate": 1,
"apr": 0
},
{
"margin_rate": 5,
"apr": 0
}
]
},
"effective_date": "2024-05-01",
"created_time": "2024-04-01T23:41:58.802Z",
"updated_time": "2024-04-05T16:04:48.643Z"
},
"document_policy_token": "my_document_policy_token_1234",
"document_policy_detail": {
"token": "my_document_policy_token_1234",
"name": "My Document Policy",
"summary_of_credit_terms": {
"asset_token": "a_summary_of_credit_terms_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_summary_of_credit_terms_asset_token1234.pdf",
"png": "https://url.com/a_summary_of_credit_terms_asset_token1234.png",
"html": "https://url.com/a_summary_of_credit_terms_asset_token1234.html"
},
"template_token": "a_summary_of_credit_terms_template_token1234",
"template_urls": {
"html": "https://url.com/a_summary_of_credit_terms_template_token1234.html"
}
},
"rewards_disclosure": {
"asset_token": "a_rewards_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_rewards_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_rewards_disclosure_asset_token1234.png",
"html": "https://url.com/a_rewards_disclosure_asset_token1234.html"
},
"template_token": "a_rewards_disclosure_template_token1234",
"template_urls": {
"html": "https://url.com/a_rewards_disclosure_template_token1234.html"
}
},
"terms_schedule": {
"template_token": "a_terms_schedule_template_token1234",
"template_urls": {
"html": "https://url.com/a_terms_schedule_template_token1234.html"
}
},
"benefits_disclosure": {
"asset_token": "a_benefits_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_benefits_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_benefits_disclosure_asset_token1234.png",
"html": "https://url.com/a_benefits_disclosure_asset_token1234.html"
}
},
"notice_of_adverse_action": {
"template_token": "a_notice_of_adverse_action_template_token1234",
"template_urls": {
"html": "https://url.com/a_notice_of_adverse_action_template_token1234.html"
}
},
"privacy_policy": {
"asset_token": "a_privacy_policy_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_privacy_policy_asset_token1234.pdf",
"png": "https://url.com/a_privacy_policy_asset_token1234.png",
"html": "https://url.com/a_privacy_policy_asset_token1234.html"
}
},
"e_disclosure": {
"asset_token": "a_e_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_e_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_e_disclosure_asset_token1234.png",
"html": "https://url.com/a_e_disclosure_asset_token1234.html"
}
},
"card_member_agreement": {
"asset_token": "a_card_member_agreement_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_card_member_agreement_asset_token1234.pdf",
"png": "https://url.com/a_card_member_agreement_asset_token1234.png",
"html": "https://url.com/a_card_member_agreement_asset_token1234.html"
}
},
"account_statement": {
"template_token": "an_account_statement_template_token1234",
"template_urls": {
"html": "https://url.com/an_account_statement_template_token1234.html"
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"fee_policy_token": "my_fee_policy_token_1234",
"fee_policy_detail": {
"token": "my_fee_policy_token_1234",
"name": "Gold Fee Policy",
"description": "A gold fee policy",
"account": {
"late_payment": {
"default_method": "FLAT",
"default_value": 10
},
"returned_payment": {
"default_method": "FLAT",
"default_value": 10
},
"foreign_transaction_fee": {
"default_method": "PERCENTAGE",
"default_value": 12.5
}
},
"created_time": "2024-04-01T23:41:58.802Z",
"updated_time": "2024-04-05T16:04:48.643Z"
},
"reward_policy_token": "my_reward_policy_token_1234",
"reward_policy_detail": {
"token": "my_reward_policy_token_1234",
"name": "Gold Reward Policy",
"description": "A gold reward policy",
"settlement_strategy": "STATEMENT",
"accrual_strategy": "DEFAULT",
"rounding_strategy": "ROUND_HALF_EVEN",
"rules": [
{
"description": "Earn 3x on selected categories.",
"type": "MULTIPLIER_PER_TRANSACTION",
"calculation_type": "PER_TRANSACTION",
"multiplier": 3,
"amount": null,
"attributes": {
"mcc": [
"0001-1499",
"1500"
]
}
}
],
"conversions": [
{
"type": "STATEMENT_CREDIT",
"conversion_rate": 0.001,
"conversion_increment": 10,
"currency": "USD"
}
],
"exclusions": {
"use_default_exclusions": false,
"custom_exclusions": [
"2000-2999",
"4321"
]
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"offer_policy_token": "my_offer_policy_token_1234",
"offer_policy_detail": {
"token": "my_offer_policy_token_1234",
"name": "Gold Offer Policy",
"description": "A gold offer policy",
"created_time": "2024-04-01T23:41:58.802Z",
"updated_time": "2024-04-05T16:04:48.643Z"
},
"created_time": "2024-04-01T23:41:58.802Z",
"updated_time": "2024-04-05T16:04:48.643Z"
},
{
"token": "my_bundle_token_4321",
"parent_token": "my_parent_token_4321",
"name": "Silver Credit Bundle",
"status": "DRAFT",
"description": "A silver credit bundle",
"credit_product_policy_token": "my_credit_product_policy_token_4321",
"credit_product_policy_detail": {
"token": "my_credit_product_policy_token_4321",
"card_products": [
{
"token": "my_card_product_token4321",
"level": "TRADITIONAL",
"network": "VISA"
}
],
"name": "Silver Credit Product Policy",
"description": "A silver credit product policy",
"classification": "CONSUMER",
"product_type": "REVOLVING",
"product_sub_type": "CREDIT_CARD",
"currency_code": "USD",
"credit_line": {
"min": 50,
"max": 3100
},
"usage": [
"PURCHASE"
],
"interest_calculation": {
"method": "AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS",
"day_count": "ACTUAL",
"interest_application": [
"PRINCIPAL",
"FEES"
],
"minimum_interest": 1,
"interest_on_grace_reactivation": "ACCRUE_PAYMENT_DATE",
"grace_days_application": "NEXT_CYCLE_DATE",
"application_of_credits": {
"cycle_type": "END_REVOLVING",
"day": 15
},
"exclude_tran_types": [
"ANNUAL_FEE",
"LATE_PAYMENT_FEE",
"CASH_BACK_STATEMENT_CREDIT"
]
},
"payments": {
"due_day": 31,
"billing_cycle_day": 1,
"allocation_order": [
"INTEREST",
"FEES",
"PRINCIPAL"
],
"min_payment_calculation": {
"include_past_due_amount": false,
"include_overlimit_amount": true,
"min_payment_flat_amount": 20,
"min_payment_percentage": {
"percentage_of_balance": 1,
"include_interest_charged": false,
"include_fees_charged": [
"LATE_PAYMENT_FEE"
]
}
}
},
"created_time": "2024-04-01T23:41:58.802Z",
"updated_time": "2024-04-05T16:04:48.643Z"
},
"apr_policy_token": "my_apr_policy_token_4321",
"apr_policy_detail": {
"token": "my_apr_policy_token_4321",
"name": "Silver APR Policy",
"description": "A silver APR policy",
"purchases": {
"name": "A purchase at a merchant",
"external_token": "my_external_purchase_token4321",
"tiers": [
{
"margin_rate": 3,
"apr": 0
},
{
"margin_rate": 6,
"apr": 0
}
]
},
"effective_date": "2024-06-01",
"created_time": "2024-04-01T23:41:58.802Z",
"updated_time": "2024-04-05T16:04:48.643Z"
},
"document_policy_token": "my_document_policy_token_4321",
"document_policy_detail": {
"token": "my_document_policy_token_4321",
"name": "My Document Policy",
"summary_of_credit_terms": {
"asset_token": "a_summary_of_credit_terms_asset_token4321",
"asset_urls": {
"pdf": "https://url.com/a_summary_of_credit_terms_asset_token4321.pdf",
"png": "https://url.com/a_summary_of_credit_terms_asset_token4321.png",
"html": "https://url.com/a_summary_of_credit_terms_asset_token4321.html"
},
"template_token": "a_summary_of_credit_terms_template_token4321",
"template_urls": {
"html": "https://url.com/a_summary_of_credit_terms_template_token4321.html"
}
},
"rewards_disclosure": {
"asset_token": "a_rewards_disclosure_asset_token4321",
"asset_urls": {
"pdf": "https://url.com/a_rewards_disclosure_asset_token4321.pdf",
"png": "https://url.com/a_rewards_disclosure_asset_token4321.png",
"html": "https://url.com/a_rewards_disclosure_asset_token4321.html"
},
"template_token": "a_rewards_disclosure_template_token4321",
"template_urls": {
"html": "https://url.com/a_rewards_disclosure_template_token4321.html"
}
},
"terms_schedule": {
"template_token": "a_terms_schedule_template_token4321",
"template_urls": {
"html": "https://url.com/a_terms_schedule_template_token4321.html"
}
},
"benefits_disclosure": {
"asset_token": "a_benefits_disclosure_asset_token4321",
"asset_urls": {
"pdf": "https://url.com/a_benefits_disclosure_asset_token4321.pdf",
"png": "https://url.com/a_benefits_disclosure_asset_token4321.png",
"html": "https://url.com/a_benefits_disclosure_asset_token4321.html"
}
},
"notice_of_adverse_action": {
"template_token": "a_notice_of_adverse_action_template_token4321",
"template_urls": {
"html": "https://url.com/a_notice_of_adverse_action_template_token4321.html"
}
},
"privacy_policy": {
"asset_token": "a_privacy_policy_asset_token4321",
"asset_urls": {
"pdf": "https://url.com/a_privacy_policy_asset_token4321.pdf",
"png": "https://url.com/a_privacy_policy_asset_token4321.png",
"html": "https://url.com/a_privacy_policy_asset_token4321.html"
}
},
"e_disclosure": {
"asset_token": "a_e_disclosure_asset_token4321",
"asset_urls": {
"pdf": "https://url.com/a_e_disclosure_asset_token4321.pdf",
"png": "https://url.com/a_e_disclosure_asset_token4321.png",
"html": "https://url.com/a_e_disclosure_asset_token4321.html"
}
},
"card_member_agreement": {
"asset_token": "a_card_member_agreement_asset_token4321",
"asset_urls": {
"pdf": "https://url.com/a_card_member_agreement_asset_token4321.pdf",
"png": "https://url.com/a_card_member_agreement_asset_token4321.png",
"html": "https://url.com/a_card_member_agreement_asset_token4321.html"
}
},
"account_statement": {
"template_token": "an_account_statement_template_token4321",
"template_urls": {
"html": "https://url.com/an_account_statement_template_token4321.html"
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"fee_policy_token": "my_fee_policy_token_4321",
"fee_policy_detail": {
"token": "my_fee_policy_token_4321",
"name": "Silver Fee Policy",
"description": "A silver fee policy",
"account": {
"late_payment": {
"default_method": "FLAT",
"default_value": 10
},
"returned_payment": {
"default_method": "FLAT",
"default_value": 10
},
"foreign_transaction_fee": {
"default_method": "PERCENTAGE",
"default_value": 12.5
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"reward_policy_token": "my_reward_policy_token_4321",
"reward_policy_detail": {
"token": "my_reward_policy_token_4321",
"name": "Gold Reward Policy",
"description": "A gold reward policy",
"settlement_strategy": "STATEMENT",
"accrual_strategy": "DEFAULT",
"rounding_strategy": "ROUND_HALF_EVEN",
"rules": [
{
"description": "Earn 3x on selected categories.",
"type": "MULTIPLIER_PER_TRANSACTION",
"calculation_type": "PER_TRANSACTION",
"multiplier": 3,
"amount": null,
"attributes": {
"mcc": [
"0001-1499",
"1500"
]
}
}
],
"conversions": [
{
"type": "STATEMENT_CREDIT",
"conversion_rate": 0.001,
"conversion_increment": 10,
"currency": "USD"
}
],
"exclusions": {
"use_default_exclusions": false,
"custom_exclusions": [
"2000-2999",
"4321"
]
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"offer_policy_token": "my_offer_policy_token_4321",
"offer_policy_detail": {
"token": "my_offer_policy_token_4321",
"name": "Silver Offer Policy",
"description": "A silver offer policy",
"created_time": "2024-04-01T23:41:58.802Z",
"updated_time": "2024-04-05T16:04:48.643Z"
},
"created_time": "2024-04-01T23:41:58.802Z",
"updated_time": "2024-04-05T16:04:48.643Z"
}
]
}
```
Retrieve bundle
**Action:** `GET`\
**Endpoint:** `/credit/bundles/{token}`
Retrieve a specific bundle.
URL path parameters
| Fields | Description |
| ------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| token
string
Required | Unique identifier of the bundle to retrieve.
Send a `GET` request to `/credit/bundles` to retrieve existing tokens.
**Allowable Values:**
Existing bundle token |
URL query parameters
| Fields | Description |
| --------------------------------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| expand\_objects
array of strings
Optional | Embeds the associated object of the specified type into the response. For more, see object expansion.
**Allowable Values:**
`APR`, `DOCUMENT`, `FEE`, `OFFER`, `PRODUCT`, `REWARD`, `ALL` |
Response body
| Fields | Description |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| token
string
Conditionally returned | Unique identifier of the bundle.
**Allowable Values:**
36 char max |
| name
string
Conditionally returned | Name of the bundle.
**Allowable Values:**
255 char max |
| status
string
Conditionally returned | Status of the bundle.
- `DRAFT` - The bundle is in the process of being created.
- `PENDING_APPROVAL` - The bundle has been created and is awaiting approval.
- `SENT_FOR_REVISION` - The bundle has been returned for revision.
- `ACTIVE` - The bundle is active.
- `REJECTED` - The bundle has been rejected; this status cannot be changed.
- `ARCHIVED` - The previously active bundle has been archived.
- `APPROVED` - The bundle has been approved (after having been sent for approval).
**Allowable Values:**
`DRAFT`, `PENDING_APPROVAL`, `SENT_FOR_REVISION`, `ACTIVE`, `REJECTED`, `ARCHIVED`, `APPROVED` |
| description
string
Conditionally returned | Description of the bundle.
**Allowable Values:**
255 char max |
| credit\_product\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s credit product policy.
**Allowable Values:**
36 char max |
| credit\_product\_policy\_detail
object
Conditionally returned | Contains information on the credit product policy.
**Allowable Values:**
Existing `credit_product_policy_detail` object |
| credit\_product\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the credit product policy.
**Allowable Values:**
36 char max |
| credit\_product\_policy\_detail.**card\_products**
array of objects
Conditionally returned | One or more card products associated with the credit product policy.
**Allowable Values:**
One or more `card_products` objects |
| credit\_product\_policy\_detail.card\_products\[].**token**
string
Conditionally returned | Unique identifier of the card product.
**Allowable Values:**
36 char max |
| credit\_product\_policy\_detail.card\_products\[].**level**
string
Conditionally returned | Level of the card product.
**Allowable Values:**
`PREMIUM`, `TRADITIONAL` |
| credit\_product\_policy\_detail.card\_products\[].**network**
string
Conditionally returned | Name of the card network.
**Allowable Values:**
`VISA`, `MASTERCARD`, `SANDBOX` |
| credit\_product\_policy\_detail.**name**
string
Conditionally returned | Name of the credit product policy.
**Allowable Values:**
1 char min |
| credit\_product\_policy\_detail.**description**
string
Conditionally returned | Description of the credit product policy.
**Allowable Values:**
255 char max |
| credit\_product\_policy\_detail.**classification**
string
Conditionally returned | Specifies for whom the credit product is intended.
- `CONSUMER` - The credit product is intended for individual consumers.
- `SMALL_AND_MEDIUM_BUSINESS` - The credit product is intended for small and medium business.
**Allowable Values:**
`CONSUMER`, `SMALL_AND_MEDIUM_BUSINESS` |
| credit\_product\_policy\_detail.**product\_type**
string
Conditionally returned | Type of credit product.
`REVOLVING` - Allows users to continuously borrow and pay debts up to the credit limit.
**Allowable Values:**
`REVOLVING` |
| credit\_product\_policy\_detail.**product\_sub\_type**
string
Conditionally returned | Subtype of the credit product type.
- `CREDIT_CARD` - Card that enables the cardholder to make purchases on credit.
- `SECURED_CARD` - Card backed by a user-funded deposit that enables the cardholder to make purchases on credit.
**Allowable Values:**
`CREDIT_CARD`, `SECURED_CARD` |
| credit\_product\_policy\_detail.**currency\_code**
string
Conditionally returned | Valid three-digit ISO 4217 currency code.
**Allowable Values:**
`USD` |
| credit\_product\_policy\_detail.**credit\_line**
object
Conditionally returned | Contains information on the credit line range.
**Allowable Values:**
Existing `credit_line` object |
| credit\_product\_policy\_detail.credit\_line.**min**
decimal
Returned | Minimum credit limit.
**Allowable Values:**
0–999999999999.99 |
| credit\_product\_policy\_detail.credit\_line.**max**
decimal
Returned | Maximum credit limit.
**Allowable Values:**
0–999999999999.99 |
| credit\_product\_policy\_detail.**usage**
array of strings
Conditionally returned | One or more usage types for the credit product policy.
**Allowable Values:**
`PURCHASE`
Valid `usage` array |
| credit\_product\_policy\_detail.**interest\_calculation**
object
Conditionally returned | Contains the configurations for interest calculation.
**Allowable Values:**
Existing `interest_calculation` object |
| credit\_product\_policy\_detail.interest\_calculation.**method**
string
Returned | Method of interest calculation.
**Allowable Values:**
`AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS` |
| credit\_product\_policy\_detail.interest\_calculation.**day\_count**
string
Returned | Day-count convention.
**Allowable Values:**
`ACTUAL` |
| credit\_product\_policy\_detail.interest\_calculation.**interest\_application**
array of strings
Returned | One or more balance types on which interest is applied.
**Allowable Values:**
`PRINCIPAL`, `FEES`, `INTEREST` |
| credit\_product\_policy\_detail.interest\_calculation.**minimum\_interest**
decimal
Returned | When interest is applied, this value determines the minimum amount of interest that can be charged.
**Allowable Values:**
0–999999999999.99 |
| credit\_product\_policy\_detail.interest\_calculation.**interest\_on\_grace\_reactivation**
string
Returned | Determines whether to charge or waive interest for the billing period when the balance is paid off.
**Allowable Values:**
`ACCRUE_FULL_CYCLE`, `ACCRUE_PAYMENT_DATE`, `WAIVE` |
| credit\_product\_policy\_detail.interest\_calculation.**grace\_days\_application**
string
Returned | Determines the last day of grace period based on which interest charges are calculated.
**Allowable Values:**
`NEXT_CYCLE_DATE` |
| credit\_product\_policy\_detail.interest\_calculation.**exclude\_tran\_types**
array of strings
Conditionally returned | One or more transactions that are excluded from current billing period’s interest charge, but included in next.
**Allowable Values:**
`LATE_PAYMENT_FEE`, `ANNUAL_FEE`, `MONTHLY_FEE`, `CASH_BACK_STATEMENT_CREDIT`, `RETURNED_PAYMENT_FEE`, `FOREIGN_TRANSACTION_FEE` |
| credit\_product\_policy\_detail.**payments**
object
Conditionally returned | Contains the configurations for billing cycle day, payment due day, and fees.
**Allowable Values:**
Existing `payments` object |
| credit\_product\_policy\_detail.payments.**billing\_cycle\_day**
integer
Returned | Day of the month when the billing cycle starts.
**Allowable Values:**
1–28 |
| credit\_product\_policy\_detail.payments.**due\_day**
integer
Conditionally returned | Day of month the payment for the previous billing cycle is due.
This field is being deprecated and replaced by `payment_due_interval` of a product policy. To retrieve `payment_due_interval`, see Retrieve credit product policy, payments.payment\_due\_interval.
**Allowable Values:**
31 |
| credit\_product\_policy\_detail.payments.**billing\_cycle\_frequency**
string
Conditionally returned | Frequency at which the account is billed.
**Allowable Values:**
`MONTHLY` |
| credit\_product\_policy\_detail.payments.**payment\_due\_interval**
integer
Conditionally returned | Specifies the payment due interval that is used to determine the payment due date for a billing cycle. A value of -1 indicates one day prior to the next billing cycle date.
For consumer programs, a minimum gap of 21 days is required between when a statement is delivered and the payment due date.
**Allowable Values:**
-1 min
Positive integers greater than 0; -1 is the default value |
| credit\_product\_policy\_detail.payments.**billing\_cycle\_day\_strategy**
string
Conditionally returned | Determines if the billing cycle day is manually set or determined dynamically during account creation based on cycling logic.
**Allowable Values:**
`MANUAL` |
| credit\_product\_policy\_detail.payments.**allocation\_order**
array of strings
Returned | Ordered list of balance types to which payments are allocated, from first to last.
**Allowable Values:**
`INTEREST`, `FEES`, `PRINCIPAL` |
| credit\_product\_policy\_detail.payments.**min\_payment\_calculation**
object
Returned | Contains information used to calculate the minimum payment amount on a credit product policy.
**Allowable Values:**
Existing `min_payment_calculation` object |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**include\_past\_due\_amount**
boolean
Returned | Whether to include the past due amount when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**include\_overlimit\_amount**
boolean
Returned | Whether to include the overlimit amount when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**min\_payment\_flat\_amount**
decimal
Conditionally returned | Minimum payment, expressed as a flat amount, due on the payment due day.
**Allowable Values:**
Format: 0.00 |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**min\_payment\_percentage**
object
Conditionally returned | Contains information used to calculate the minimum payment amount when expressed as a percentage.
**Allowable Values:**
Existing `min_payment_percentage` object |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**percentage\_of\_balance**
decimal
Returned | Minimum payment, expressed as a percentage of the total statement balance, due on the payment due day.
**Allowable Values:**
0.0001–100 |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**include\_interest\_charged**
boolean
Returned | Whether to include the amount of interest charged when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**include\_all\_fees\_charged**
boolean
Conditionally returned | Whether to include all fees charged when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the credit product policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| credit\_product\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the credit product policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| apr\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s APR policy.
**Allowable Values:**
36 char max |
| apr\_policy\_detail
object
Conditionally returned | Contains information on an APR policy.
**Allowable Values:**
Existing `apr_policy_detail` object |
| apr\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the APR policy.
**Allowable Values:**
36 char max |
| apr\_policy\_detail.**name**
string
Conditionally returned | Name of the APR policy.
**Allowable Values:**
255 char max |
| apr\_policy\_detail.**description**
string
Conditionally returned | Description of the APR policy.
**Allowable Values:**
255 char max |
| apr\_policy\_detail.**purchases**
object
Conditionally returned | Contains information on the pricing strategy for purchases.
**Allowable Values:**
Existing `purchases` object |
| apr\_policy\_detail.purchases.**name**
string
Conditionally returned | Name of the pricing strategy.
**Allowable Values:**
255 char max |
| apr\_policy\_detail.purchases.**external\_token**
string
Conditionally returned | Unique identifier of the pricing strategy on a credit program.
**Allowable Values:**
36 char max |
| apr\_policy\_detail.purchases.**tiers**
array of objects
Conditionally returned | One or more risk tiers for a pricing strategy.
**Allowable Values:**
One or more `tiers` objects |
| apr\_policy\_detail.purchases.tiers\[].**margin\_rate**
decimal
Conditionally returned | Margin rate for the risk tier for a pricing strategy.
**Allowable Values:**
Format: 0.00 |
| apr\_policy\_detail.purchases.tiers\[].**apr**
decimal
Conditionally returned | Value of the APR.
**Allowable Values:**
Format: 0.00 |
| apr\_policy\_detail.**effective\_date**
date
Conditionally returned | Date the APR goes into effect, in UTC.
**Allowable Values:**
Format: yyyy-MM-dd |
| apr\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the APR policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| apr\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the APR policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s document policy.
**Allowable Values:**
36 char max |
| document\_policy\_detail
object
Conditionally returned | Contains information on a document policy.
**Allowable Values:**
Existing `document_policy_detail` object |
| document\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the document policy.
**Allowable Values:**
36 char max |
| document\_policy\_detail.**name**
string
Conditionally returned | Name of the document policy.
**Allowable Values:**
255 char max |
| document\_policy\_detail.**summary\_of\_credit\_terms**
object
Conditionally returned | Contains information on the Summary of Credit Terms (SOCT), which is a pre- and post-application disclosure that outlines the terms of an account, such as the interest rates, interest charges, associated fees, and more.
**Allowable Values:**
Existing `summary_of_credit_terms` object |
| document\_policy\_detail.summary\_of\_credit\_terms.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.summary\_of\_credit\_terms.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.summary\_of\_credit\_terms.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.summary\_of\_credit\_terms.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.summary\_of\_credit\_terms.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**rewards\_disclosure**
object
Conditionally returned | Contains information on the Rewards Disclosure, which is a pre- and post-application disclosure that provides details about the rewards program for a bundle.
**Allowable Values:**
Existing `rewards_disclosure` object |
| document\_policy\_detail.rewards\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.rewards\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.rewards\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.rewards\_disclosure.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.rewards\_disclosure.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.rewards\_disclosure.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**pre\_qualification\_disclosure**
object
Conditionally returned | Contains information on the Pre-Qualification Disclosure, which is a pre-disclosure that provides details about the pre-qualification offer for the user.
**Allowable Values:**
Existing `pre_qualification_disclosure` object |
| document\_policy\_detail.pre\_qualification\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.pre\_qualification\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.pre\_qualification\_disclosure.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.pre\_qualification\_disclosure.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.pre\_qualification\_disclosure.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**terms\_schedule**
object
Conditionally returned | Contains information on the Terms Schedule, which is a post-application disclosure that contains the terms of credit for an account, including the interest rate details.
**Allowable Values:**
Existing `terms_schedule` object |
| document\_policy\_detail.terms\_schedule.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.terms\_schedule.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.terms\_schedule.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.terms\_schedule.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**benefits\_disclosure\_traditional**
object
Conditionally returned | Contains information on the Benefits Disclosure (Traditional), which is a post-application disclosure that outlines the network benefits of a traditional Mastercard or Visa card.
**Allowable Values:**
Existing `benefits_disclosure_traditional` object |
| document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**benefits\_disclosure\_premium**
object
Conditionally returned | Contains information on the Benefits Disclosure (Premium), which is a post-application disclosure that outlines the network benefits of a Mastercard World or Visa Signature card.
**Allowable Values:**
Existing `benefits_disclosure_premium` object |
| document\_policy\_detail.benefits\_disclosure\_premium.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.benefits\_disclosure\_premium.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_premium.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**privacy\_policy**
object
Conditionally returned | Contains information on the Privacy Policy, which is a pre-application disclosure that explains how an applicant’s data is used and managed.
**Allowable Values:**
Existing `privacy_policy` object |
| document\_policy\_detail.privacy\_policy.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.privacy\_policy.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.privacy\_policy.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.privacy\_policy.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.privacy\_policy.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.privacy\_policy.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**e\_disclosure**
object
Conditionally returned | Contains information on the eDisclosure, which is a pre-application disclosure that states that users are to receive their disclosures electronically.
**Allowable Values:**
Existing `e_disclosure` object |
| document\_policy\_detail.e\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.e\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.e\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.e\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.e\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.e\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**card\_member\_agreement**
object
Conditionally returned | Contains information on the Card Member Agreement, which is a post-application disclosure that specifies the terms and conditions of an account, including the interest rates, interest charges, fees, minimum payment calculations, and more.
**Allowable Values:**
Existing `card_member_agreement` object |
| document\_policy\_detail.card\_member\_agreement.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.card\_member\_agreement.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.card\_member\_agreement.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.card\_member\_agreement.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.card\_member\_agreement.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.card\_member\_agreement.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**account\_statement**
object
Conditionally returned | Contains information on the Account Statement, which outlines the information that appears on the statements generated for a credit account.
**Allowable Values:**
Existing `account_statement` object |
| document\_policy\_detail.account\_statement.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.account\_statement.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.account\_statement.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.account\_statement.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**noaa\_single\_reason**
object
Conditionally returned | Contains information on the Notice of Adverse Action (NOAA) used when an application is declined for single reason.
**Allowable Values:**
Existing `noaa_single_reason` object |
| document\_policy\_detail.noaa\_single\_reason.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.noaa\_single\_reason.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.noaa\_single\_reason.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.noaa\_single\_reason.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**noaa\_single\_reason\_with\_dodd\_frank**
object
Conditionally returned | Contains information on the NOAA used when an application is declined for single reason related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.
**Allowable Values:**
Existing `noaa_single_reason_with_dodd_frank` object |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**noaa\_multiple\_reason\_with\_dodd\_frank**
object
Conditionally returned | Contains information on the NOAA used when an application is declined for multiple reasons related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.
**Allowable Values:**
Existing `noaa_multiple_reason_with_dodd_frank` object |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the document policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the document policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| fee\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s fee policy.
**Allowable Values:**
36 char max |
| fee\_policy\_detail
object
Conditionally returned | Contains information on a fee policy.
**Allowable Values:**
Existing `fee_policy_detail` object |
| fee\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the fee policy.
**Allowable Values:**
36 char max |
| fee\_policy\_detail.**name**
string
Conditionally returned | Name of the fee policy.
**Allowable Values:**
255 char max |
| fee\_policy\_detail.**description**
string
Conditionally returned | Description of the fee policy.
**Allowable Values:**
255 char max |
| fee\_policy\_detail.**account**
object
Conditionally returned | Contains information on the fees in an account’s fee policy.
**Allowable Values:**
Existing `account` object |
| fee\_policy\_detail.account.**late\_payment**
object
Conditionally returned | Contains information on the late payment fee.
**Allowable Values:**
Existing `late_payment` object |
| fee\_policy\_detail.account.**returned\_payment**
object
Conditionally returned | Contains information on the returned payment fee.
**Allowable Values:**
Existing `returned_payment` object |
| fee\_policy\_detail.account.**foreign\_transaction\_fee**
object
Conditionally returned | Contains information on the foreign transaction fee.
**Allowable Values:**
Existing `foreign_transaction_fee` object |
| fee\_policy\_detail.account.**monthly\_fee**
object
Conditionally returned | Contains information on the monthly periodic fees.
**Allowable Values:**
Existing `periodic_fees` object |
| fee\_policy\_detail.account.**annual\_fee**
object
Conditionally returned | Contains information on the annual periodic fees.
**Allowable Values:**
Existing `periodic_fees` object |
| fee\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the fee policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| fee\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the fee policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| reward\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s reward policy.
**Allowable Values:**
36 char max |
| reward\_policy\_detail
object
Conditionally returned | Contains information on a reward policy.
**Allowable Values:**
Existing `reward_policy_detail` object |
| reward\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the reward policy.
**Allowable Values:**
36 char max |
| reward\_policy\_detail.**name**
string
Conditionally returned | Name of the reward policy.
**Allowable Values:**
255 char max |
| reward\_policy\_detail.**description**
string
Conditionally returned | Description of the reward policy.
**Allowable Values:**
255 char max |
| reward\_policy\_detail.**settlement\_strategy**
string
Conditionally returned | Reward settlement strategy for a credit program.
**Allowable Values:**
`STATEMENT`, `LIVE` |
| reward\_policy\_detail.**accrual\_strategy**
string
Conditionally returned | Reward accrual strategy for a credit program. If no value for `accrual_strategy` is set, the default value of this field is `DEFAULT`.
**Allowable Values:**
`DEFAULT`, `PAYMENT` |
| reward\_policy\_detail.**rounding\_strategy**
string
Conditionally returned | Rounding strategy for reward accrual calculations. If no value for `rounding_strategy` is set, then the default value of this field is `ROUND_HALF_EVEN`.
Available options:
- `ROUND_UP`: Always rounds away from zero to whole numbers.
- `ROUND_DOWN`: Always rounds towards zero to whole numbers.
- `ROUND_HALF_EVEN`: Rounds to two decimal places using half-even logic (default).
- `ROUND_HALF_EVEN_WHOLE`: Rounds to whole numbers using half-even logic.
**Allowable Values:**
`ROUND_UP`, `ROUND_DOWN`, `ROUND_HALF_EVEN`, `ROUND_HALF_EVEN_WHOLE` |
| reward\_policy\_detail.**rules**
array of objects
Conditionally returned | A list of one or more reward rules.
**Allowable Values:**
Valid array of one or more `rules` objects |
| reward\_policy\_detail.rules\[].**description**
string
Returned | The description of the rule.
**Allowable Values:**
255 char max |
| reward\_policy\_detail.rules\[].**type**
string
Returned | Type of rule.
**Allowable Values:**
`MULTIPLIER_PER_TRANSACTION` |
| reward\_policy\_detail.rules\[].**calculation\_type**
string
Conditionally returned | Type of calculation to use to evaluate if a rule has been satisfied.
**Allowable Values:**
`PER_TRANSACTION` |
| reward\_policy\_detail.rules\[].**multiplier**
decimal
Conditionally returned | The reward multiplier to apply the transaction, where '1' means 1x transaction amount.
**Allowable Values:**
Any integer |
| reward\_policy\_detail.rules\[].**amount**
decimal
Conditionally returned | The static amount to reward if the rule conditions are met.
**Allowable Values:**
Any integer |
| reward\_policy\_detail.rules\[].**attributes**
object
Conditionally returned | Additional properties for which the rule can be used to determine reward accrual eligibility for a transaction.
**Allowable Values:**
mcc: `1500`, `0001-1499` mid: `255` |
| reward\_policy\_detail.rules\[].attributes.**mcc**
array of strings
Conditionally returned | List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| reward\_policy\_detail.rules\[].attributes.**mid**
string
Conditionally returned | Merchant ID for the rule.
**Allowable Values:**
"255" |
| reward\_policy\_detail.rules\[].attributes.**min\_spend**
decimal
Conditionally returned | Minimum spend amount.
**Allowable Values:**
100 |
| reward\_policy\_detail.rules\[].attributes.**max\_spend**
decimal
Conditionally returned | Maximum spend amount.
**Allowable Values:**
150 |
| reward\_policy\_detail.rules\[].attributes.**spend\_total**
decimal
Conditionally returned | Total spend amount.
**Allowable Values:**
100 |
| reward\_policy\_detail.rules\[].attributes.**spend\_days**
integer
Conditionally returned | Maximum number of days since account creation within which the minimum spend requirements must be met to qualify for the reward (used for signup bonus rules).
Positive integer values are allowed, with a minimum value of `1`.
**Allowable Values:**
1 min |
| reward\_policy\_detail.**conversions**
array of objects
Conditionally returned | List of one or more reward conversions.
**Allowable Values:**
Valid array of one or more `conversion` objects |
| reward\_policy\_detail.conversions\[].**type**
string
Returned | Type of conversion.
**Allowable Values:**
`STATEMENT_CREDIT` |
| reward\_policy\_detail.conversions\[].**conversion\_rate**
decimal
Returned | The rate that points are worth with converting the REDEMPTION\_TYPE indicated.
**Allowable Values:**
0.001 min
Format: 0.000 |
| reward\_policy\_detail.conversions\[].**conversion\_increment**
integer
Returned | The static amount to reward if the rule conditions are met.
**Allowable Values:**
Any integer |
| reward\_policy\_detail.conversions\[].**currency**
string
Conditionally returned | Type of currency used with the conversion rate.
**Allowable Values:**
Currency code, such as EUR or USD. |
| reward\_policy\_detail.**exclusions**
object
Conditionally returned | Defines what merchant category codes (MCCs) are excluded from earning rewards. MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| reward\_policy\_detail.exclusions.**use\_default\_exclusions**
boolean
Conditionally returned | Indicates whether to use the default exclusion list.
- If `true`, the default exclusion list is used.
- If `false`, the custom exclusion list is used, if custom exclusions are included.
**Allowable Values:**
`true`, `false` |
| reward\_policy\_detail.exclusions.**custom\_exclusions**
array of strings
Conditionally returned | List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| reward\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the reward policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| reward\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the reward policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| offer\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s offer policy.
**Allowable Values:**
36 char max |
| offer\_policy\_detail
object
Conditionally returned | Contains information on an offer policy.
**Allowable Values:**
Existing `offer_policy_detail` object |
| offer\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the offer policy.
**Allowable Values:**
36 char max |
| offer\_policy\_detail.**name**
string
Conditionally returned | Name of the offer policy.
**Allowable Values:**
255 char max |
| offer\_policy\_detail.**description**
string
Conditionally returned | Description of the offer policy.
**Allowable Values:**
255 char max |
| offer\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the offer policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| offer\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the offer policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| created\_time
datetime
Conditionally returned | Date and time when the bundle was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| updated\_time
datetime
Conditionally returned | Date and time when the bundle was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
Sample response body
```json JSON expandable lines wrap theme={null}
{
"token": "my_bundle_token_1234",
"parent_token": "my_parent_token_1234",
"name": "Gold Credit Bundle",
"status": "DRAFT",
"description": "A gold credit bundle",
"credit_product_policy_token": "my_credit_product_policy_token_1234",
"credit_product_policy_detail": {
"token": "my_credit_product_policy_token_1234",
"card_products": [
{
"token": "my_card_product_token1234",
"level": "TRADITIONAL",
"network": "VISA"
}
],
"name": "Gold Credit Product Policy",
"description": "A gold credit product policy",
"classification": "CONSUMER",
"product_type": "REVOLVING",
"product_sub_type": "CREDIT_CARD",
"currency_code": "USD",
"credit_line": {
"min": 50,
"max": 3500
},
"usage": [
"PURCHASE"
],
"interest_calculation": {
"method": "AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS",
"day_count": "ACTUAL",
"interest_application": [
"PRINCIPAL",
"FEES"
],
"minimum_interest": 1,
"interest_on_grace_reactivation": "ACCRUE_PAYMENT_DATE",
"grace_days_application": "NEXT_CYCLE_DATE",
"application_of_credits": {
"cycle_type": "END_REVOLVING",
"day": 15
},
"exclude_tran_types": [
"ANNUAL_FEE",
"LATE_PAYMENT_FEE",
"CASH_BACK_STATEMENT_CREDIT"
]
},
"payments": {
"due_day": 31,
"billing_cycle_day": 1,
"allocation_order": [
"INTEREST",
"FEES",
"PRINCIPAL"
],
"min_payment_calculation": {
"include_past_due_amount": false,
"include_overlimit_amount": true,
"min_payment_flat_amount": 20,
"min_payment_percentage": {
"percentage_of_balance": 1,
"include_interest_charged": false,
"include_fees_charged": [
"LATE_PAYMENT_FEE"
]
}
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"apr_policy_token": "my_apr_policy_token_1234",
"apr_policy_detail": {
"token": "my_apr_policy_token_1234",
"name": "Gold APR Policy",
"description": "A gold APR policy",
"purchases": {
"name": "A purchase at a merchant",
"external_token": "my_external_purchase_token1234",
"tiers": [
{
"margin_rate": 1,
"apr": 0
},
{
"margin_rate": 5,
"apr": 0
}
]
},
"effective_date": "2025-05-01",
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"document_policy_token": "my_document_policy_token_1234",
"document_policy_detail": {
"token": "my_document_policy_token_1234",
"name": "My Document Policy",
"summary_of_credit_terms": {
"asset_token": "a_summary_of_credit_terms_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_summary_of_credit_terms_asset_token1234.pdf",
"png": "https://url.com/a_summary_of_credit_terms_asset_token1234.png",
"html": "https://url.com/a_summary_of_credit_terms_asset_token1234.html"
},
"template_token": "a_summary_of_credit_terms_template_token1234",
"template_urls": {
"html": "https://asset-bucket.s3.amazonaws.com/short_code/a_summary_of_credit_terms_template_token1234/a_summary_of_credit_terms_template_token1234.html"
}
},
"rewards_disclosure": {
"asset_token": "a_rewards_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_rewards_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_rewards_disclosure_asset_token1234.png",
"html": "https://url.com/a_rewards_disclosure_asset_token1234.html"
},
"template_token": "a_rewards_disclosure_template_token1234",
"template_urls": {
"html": "https://url.com/a_rewards_disclosure_template_token1234.html"
}
},
"terms_schedule": {
"template_token": "a_terms_schedule_template_token1234",
"template_urls": {
"html": "https://url.com/a_terms_schedule_template_token1234.html"
}
},
"benefits_disclosure": {
"asset_token": "a_benefits_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_benefits_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_benefits_disclosure_asset_token1234.png",
"html": "https://url.com/a_benefits_disclosure_asset_token1234.html"
}
},
"notice_of_adverse_action": {
"template_token": "a_notice_of_adverse_action_template_token1234",
"template_urls": {
"html": "https://url.com/a_notice_of_adverse_action_template_token1234.html"
}
},
"privacy_policy": {
"asset_token": "a_privacy_policy_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_privacy_policy_asset_token1234.pdf",
"png": "https://url.com/a_privacy_policy_asset_token1234.png",
"html": "https://url.com/a_privacy_policy_asset_token1234.html"
}
},
"e_disclosure": {
"asset_token": "a_e_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_e_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_e_disclosure_asset_token1234.png",
"html": "https://url.com/a_e_disclosure_asset_token1234.html"
}
},
"card_member_agreement": {
"asset_token": "a_card_member_agreement_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_card_member_agreement_asset_token1234.pdf",
"png": "https://url.com/a_card_member_agreement_asset_token1234.png",
"html": "https://url.com/a_card_member_agreement_asset_token1234.html"
}
},
"account_statement": {
"template_token": "an_account_statement_template_token1234",
"template_urls": {
"html": "https://url.com/an_account_statement_template_token1234.html"
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"fee_policy_token": "my_fee_policy_token_1234",
"fee_policy_detail": {
"token": "my_fee_policy_token_1234",
"name": "Gold Fee Policy",
"description": "A gold fee policy",
"account": {
"late_payment": {
"default_method": "FLAT",
"default_value": 10
},
"returned_payment": {
"default_method": "FLAT",
"default_value": 10
},
"foreign_transaction_fee": {
"default_method": "PERCENTAGE",
"default_value": 3
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"reward_policy_token": "my_reward_policy_token_1234",
"reward_policy_detail": {
"token": "my_reward_policy_token_1234",
"name": "Gold Reward Policy",
"description": "A gold reward policy",
"settlement_strategy": "STATEMENT",
"accrual_strategy": "DEFAULT",
"rounding_strategy": "ROUND_HALF_EVEN",
"rules": [
{
"description": "Earn 3x on selected categories.",
"type": "MULTIPLIER_PER_TRANSACTION",
"calculation_type": "PER_TRANSACTION",
"multiplier": 3,
"amount": null,
"attributes": {
"mcc": [
"0001-1499",
"1500"
]
}
}
],
"conversions": [
{
"type": "STATEMENT_CREDIT",
"conversion_rate": 0.001,
"conversion_increment": 10,
"currency": "USD"
}
],
"exclusions": {
"use_default_exclusions": false,
"custom_exclusions": [
"2000-2999",
"4321"
]
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"offer_policy_token": "my_offer_policy_token_1234",
"offer_policy_detail": {
"token": "my_offer_policy_token_1234",
"name": "Gold Offer Policy",
"description": "A gold offer policy",
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
}
```
Update bundle
**Action:** `PUT`\
**Endpoint:** `/credit/bundles/{token}`
Update a specific bundle that is not `ACTIVE` or `ARCHIVED`. Bundles are created in a `DRAFT` state, and are still modifiable at this point. Using the transitions endpoint, a bundle can be transitioned from `DRAFT`, to `ACTIVE`. Once a bundle is active, it cannot be modified.
URL path parameters
| Fields | Description |
| ------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| token
string
Required | Token of the bundle to update.
Send a `GET` request to `/credit/bundles` to retrieve existing tokens.
**Allowable Values:**
Existing bundle token |
Request body
| Fields | Description |
| -------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------- |
| name
string
Required | Name of the bundle.
**Allowable Values:**
255 char max |
| description
string
Required | Description of the bundle.
**Allowable Values:**
255 char max |
| credit\_product\_policy\_token
string
Required | Unique identifier of the bundle’s credit product policy.
**Allowable Values:**
36 char max |
| apr\_policy\_token
string
Required | Unique identifier of the bundle’s APR policy.
**Allowable Values:**
36 char max |
| document\_policy\_token
string
Required | Unique identifier of the bundle’s document policy.
**Allowable Values:**
36 char max |
| fee\_policy\_token
string
Required | Unique identifier of the bundle’s fee policy.
**Allowable Values:**
36 char max |
| reward\_policy\_token
string
Optional | Unique identifier of the bundle’s reward policy.
**Allowable Values:**
36 char max |
| offer\_policy\_token
string
Optional | Unique identifier of the bundle’s offer policy.
**Allowable Values:**
36 char max |
Sample request body
```json JSON lines wrap theme={null}
{
"token": "my_bundle_token_1234",
"name": "Renamed Bundle",
"description": "Description of the renamed bundle",
"apr_policy_token": "my_apr_policy_token_1234",
"credit_product_policy_token": "my_credit_product_policy_token_1234",
"document_policy_token": "my_document_policy_token_1234",
"fee_policy_token": "my_fee_policy_token_1234",
"offer_policy_token": "my_offer_policy_token_1234",
"reward_policy_token": "my_reward_policy_token_1234"
}
```
Response body
| Fields | Description |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| token
string
Conditionally returned | Unique identifier of the bundle.
**Allowable Values:**
36 char max |
| name
string
Conditionally returned | Name of the bundle.
**Allowable Values:**
255 char max |
| status
string
Conditionally returned | Status of the bundle.
- `DRAFT` - The bundle is in the process of being created.
- `PENDING_APPROVAL` - The bundle has been created and is awaiting approval.
- `SENT_FOR_REVISION` - The bundle has been returned for revision.
- `ACTIVE` - The bundle is active.
- `REJECTED` - The bundle has been rejected; this status cannot be changed.
- `ARCHIVED` - The previously active bundle has been archived.
- `APPROVED` - The bundle has been approved (after having been sent for approval).
**Allowable Values:**
`DRAFT`, `PENDING_APPROVAL`, `SENT_FOR_REVISION`, `ACTIVE`, `REJECTED`, `ARCHIVED`, `APPROVED` |
| description
string
Conditionally returned | Description of the bundle.
**Allowable Values:**
255 char max |
| credit\_product\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s credit product policy.
**Allowable Values:**
36 char max |
| credit\_product\_policy\_detail
object
Conditionally returned | Contains information on the credit product policy.
**Allowable Values:**
Existing `credit_product_policy_detail` object |
| credit\_product\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the credit product policy.
**Allowable Values:**
36 char max |
| credit\_product\_policy\_detail.**card\_products**
array of objects
Conditionally returned | One or more card products associated with the credit product policy.
**Allowable Values:**
One or more `card_products` objects |
| credit\_product\_policy\_detail.card\_products\[].**token**
string
Conditionally returned | Unique identifier of the card product.
**Allowable Values:**
36 char max |
| credit\_product\_policy\_detail.card\_products\[].**level**
string
Conditionally returned | Level of the card product.
**Allowable Values:**
`PREMIUM`, `TRADITIONAL` |
| credit\_product\_policy\_detail.card\_products\[].**network**
string
Conditionally returned | Name of the card network.
**Allowable Values:**
`VISA`, `MASTERCARD`, `SANDBOX` |
| credit\_product\_policy\_detail.**name**
string
Conditionally returned | Name of the credit product policy.
**Allowable Values:**
1 char min |
| credit\_product\_policy\_detail.**description**
string
Conditionally returned | Description of the credit product policy.
**Allowable Values:**
255 char max |
| credit\_product\_policy\_detail.**classification**
string
Conditionally returned | Specifies for whom the credit product is intended.
- `CONSUMER` - The credit product is intended for individual consumers.
- `SMALL_AND_MEDIUM_BUSINESS` - The credit product is intended for small and medium business.
**Allowable Values:**
`CONSUMER`, `SMALL_AND_MEDIUM_BUSINESS` |
| credit\_product\_policy\_detail.**product\_type**
string
Conditionally returned | Type of credit product.
`REVOLVING` - Allows users to continuously borrow and pay debts up to the credit limit.
**Allowable Values:**
`REVOLVING` |
| credit\_product\_policy\_detail.**product\_sub\_type**
string
Conditionally returned | Subtype of the credit product type.
- `CREDIT_CARD` - Card that enables the cardholder to make purchases on credit.
- `SECURED_CARD` - Card backed by a user-funded deposit that enables the cardholder to make purchases on credit.
**Allowable Values:**
`CREDIT_CARD`, `SECURED_CARD` |
| credit\_product\_policy\_detail.**currency\_code**
string
Conditionally returned | Valid three-digit ISO 4217 currency code.
**Allowable Values:**
`USD` |
| credit\_product\_policy\_detail.**credit\_line**
object
Conditionally returned | Contains information on the credit line range.
**Allowable Values:**
Existing `credit_line` object |
| credit\_product\_policy\_detail.credit\_line.**min**
decimal
Returned | Minimum credit limit.
**Allowable Values:**
0–999999999999.99 |
| credit\_product\_policy\_detail.credit\_line.**max**
decimal
Returned | Maximum credit limit.
**Allowable Values:**
0–999999999999.99 |
| credit\_product\_policy\_detail.**usage**
array of strings
Conditionally returned | One or more usage types for the credit product policy.
**Allowable Values:**
`PURCHASE`
Valid `usage` array |
| credit\_product\_policy\_detail.**interest\_calculation**
object
Conditionally returned | Contains the configurations for interest calculation.
**Allowable Values:**
Existing `interest_calculation` object |
| credit\_product\_policy\_detail.interest\_calculation.**method**
string
Returned | Method of interest calculation.
**Allowable Values:**
`AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS` |
| credit\_product\_policy\_detail.interest\_calculation.**day\_count**
string
Returned | Day-count convention.
**Allowable Values:**
`ACTUAL` |
| credit\_product\_policy\_detail.interest\_calculation.**interest\_application**
array of strings
Returned | One or more balance types on which interest is applied.
**Allowable Values:**
`PRINCIPAL`, `FEES`, `INTEREST` |
| credit\_product\_policy\_detail.interest\_calculation.**minimum\_interest**
decimal
Returned | When interest is applied, this value determines the minimum amount of interest that can be charged.
**Allowable Values:**
0–999999999999.99 |
| credit\_product\_policy\_detail.interest\_calculation.**interest\_on\_grace\_reactivation**
string
Returned | Determines whether to charge or waive interest for the billing period when the balance is paid off.
**Allowable Values:**
`ACCRUE_FULL_CYCLE`, `ACCRUE_PAYMENT_DATE`, `WAIVE` |
| credit\_product\_policy\_detail.interest\_calculation.**grace\_days\_application**
string
Returned | Determines the last day of grace period based on which interest charges are calculated.
**Allowable Values:**
`NEXT_CYCLE_DATE` |
| credit\_product\_policy\_detail.interest\_calculation.**exclude\_tran\_types**
array of strings
Conditionally returned | One or more transactions that are excluded from current billing period’s interest charge, but included in next.
**Allowable Values:**
`LATE_PAYMENT_FEE`, `ANNUAL_FEE`, `MONTHLY_FEE`, `CASH_BACK_STATEMENT_CREDIT`, `RETURNED_PAYMENT_FEE`, `FOREIGN_TRANSACTION_FEE` |
| credit\_product\_policy\_detail.**payments**
object
Conditionally returned | Contains the configurations for billing cycle day, payment due day, and fees.
**Allowable Values:**
Existing `payments` object |
| credit\_product\_policy\_detail.payments.**billing\_cycle\_day**
integer
Returned | Day of the month when the billing cycle starts.
**Allowable Values:**
1–28 |
| credit\_product\_policy\_detail.payments.**due\_day**
integer
Conditionally returned | Day of month the payment for the previous billing cycle is due.
This field is being deprecated and replaced by `payment_due_interval` of a product policy. To retrieve `payment_due_interval`, see Retrieve credit product policy, payments.payment\_due\_interval.
**Allowable Values:**
31 |
| credit\_product\_policy\_detail.payments.**billing\_cycle\_frequency**
string
Conditionally returned | Frequency at which the account is billed.
**Allowable Values:**
`MONTHLY` |
| credit\_product\_policy\_detail.payments.**payment\_due\_interval**
integer
Conditionally returned | Specifies the payment due interval that is used to determine the payment due date for a billing cycle. A value of -1 indicates one day prior to the next billing cycle date.
For consumer programs, a minimum gap of 21 days is required between when a statement is delivered and the payment due date.
**Allowable Values:**
-1 min
Positive integers greater than 0; -1 is the default value |
| credit\_product\_policy\_detail.payments.**billing\_cycle\_day\_strategy**
string
Conditionally returned | Determines if the billing cycle day is manually set or determined dynamically during account creation based on cycling logic.
**Allowable Values:**
`MANUAL` |
| credit\_product\_policy\_detail.payments.**allocation\_order**
array of strings
Returned | Ordered list of balance types to which payments are allocated, from first to last.
**Allowable Values:**
`INTEREST`, `FEES`, `PRINCIPAL` |
| credit\_product\_policy\_detail.payments.**min\_payment\_calculation**
object
Returned | Contains information used to calculate the minimum payment amount on a credit product policy.
**Allowable Values:**
Existing `min_payment_calculation` object |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**include\_past\_due\_amount**
boolean
Returned | Whether to include the past due amount when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**include\_overlimit\_amount**
boolean
Returned | Whether to include the overlimit amount when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**min\_payment\_flat\_amount**
decimal
Conditionally returned | Minimum payment, expressed as a flat amount, due on the payment due day.
**Allowable Values:**
Format: 0.00 |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**min\_payment\_percentage**
object
Conditionally returned | Contains information used to calculate the minimum payment amount when expressed as a percentage.
**Allowable Values:**
Existing `min_payment_percentage` object |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**percentage\_of\_balance**
decimal
Returned | Minimum payment, expressed as a percentage of the total statement balance, due on the payment due day.
**Allowable Values:**
0.0001–100 |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**include\_interest\_charged**
boolean
Returned | Whether to include the amount of interest charged when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**include\_all\_fees\_charged**
boolean
Conditionally returned | Whether to include all fees charged when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the credit product policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| credit\_product\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the credit product policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| apr\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s APR policy.
**Allowable Values:**
36 char max |
| apr\_policy\_detail
object
Conditionally returned | Contains information on an APR policy.
**Allowable Values:**
Existing `apr_policy_detail` object |
| apr\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the APR policy.
**Allowable Values:**
36 char max |
| apr\_policy\_detail.**name**
string
Conditionally returned | Name of the APR policy.
**Allowable Values:**
255 char max |
| apr\_policy\_detail.**description**
string
Conditionally returned | Description of the APR policy.
**Allowable Values:**
255 char max |
| apr\_policy\_detail.**purchases**
object
Conditionally returned | Contains information on the pricing strategy for purchases.
**Allowable Values:**
Existing `purchases` object |
| apr\_policy\_detail.purchases.**name**
string
Conditionally returned | Name of the pricing strategy.
**Allowable Values:**
255 char max |
| apr\_policy\_detail.purchases.**external\_token**
string
Conditionally returned | Unique identifier of the pricing strategy on a credit program.
**Allowable Values:**
36 char max |
| apr\_policy\_detail.purchases.**tiers**
array of objects
Conditionally returned | One or more risk tiers for a pricing strategy.
**Allowable Values:**
One or more `tiers` objects |
| apr\_policy\_detail.purchases.tiers\[].**margin\_rate**
decimal
Conditionally returned | Margin rate for the risk tier for a pricing strategy.
**Allowable Values:**
Format: 0.00 |
| apr\_policy\_detail.purchases.tiers\[].**apr**
decimal
Conditionally returned | Value of the APR.
**Allowable Values:**
Format: 0.00 |
| apr\_policy\_detail.**effective\_date**
date
Conditionally returned | Date the APR goes into effect, in UTC.
**Allowable Values:**
Format: yyyy-MM-dd |
| apr\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the APR policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| apr\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the APR policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s document policy.
**Allowable Values:**
36 char max |
| document\_policy\_detail
object
Conditionally returned | Contains information on a document policy.
**Allowable Values:**
Existing `document_policy_detail` object |
| document\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the document policy.
**Allowable Values:**
36 char max |
| document\_policy\_detail.**name**
string
Conditionally returned | Name of the document policy.
**Allowable Values:**
255 char max |
| document\_policy\_detail.**summary\_of\_credit\_terms**
object
Conditionally returned | Contains information on the Summary of Credit Terms (SOCT), which is a pre- and post-application disclosure that outlines the terms of an account, such as the interest rates, interest charges, associated fees, and more.
**Allowable Values:**
Existing `summary_of_credit_terms` object |
| document\_policy\_detail.summary\_of\_credit\_terms.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.summary\_of\_credit\_terms.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.summary\_of\_credit\_terms.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.summary\_of\_credit\_terms.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.summary\_of\_credit\_terms.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**rewards\_disclosure**
object
Conditionally returned | Contains information on the Rewards Disclosure, which is a pre- and post-application disclosure that provides details about the rewards program for a bundle.
**Allowable Values:**
Existing `rewards_disclosure` object |
| document\_policy\_detail.rewards\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.rewards\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.rewards\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.rewards\_disclosure.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.rewards\_disclosure.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.rewards\_disclosure.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**pre\_qualification\_disclosure**
object
Conditionally returned | Contains information on the Pre-Qualification Disclosure, which is a pre-disclosure that provides details about the pre-qualification offer for the user.
**Allowable Values:**
Existing `pre_qualification_disclosure` object |
| document\_policy\_detail.pre\_qualification\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.pre\_qualification\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.pre\_qualification\_disclosure.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.pre\_qualification\_disclosure.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.pre\_qualification\_disclosure.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**terms\_schedule**
object
Conditionally returned | Contains information on the Terms Schedule, which is a post-application disclosure that contains the terms of credit for an account, including the interest rate details.
**Allowable Values:**
Existing `terms_schedule` object |
| document\_policy\_detail.terms\_schedule.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.terms\_schedule.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.terms\_schedule.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.terms\_schedule.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**benefits\_disclosure\_traditional**
object
Conditionally returned | Contains information on the Benefits Disclosure (Traditional), which is a post-application disclosure that outlines the network benefits of a traditional Mastercard or Visa card.
**Allowable Values:**
Existing `benefits_disclosure_traditional` object |
| document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**benefits\_disclosure\_premium**
object
Conditionally returned | Contains information on the Benefits Disclosure (Premium), which is a post-application disclosure that outlines the network benefits of a Mastercard World or Visa Signature card.
**Allowable Values:**
Existing `benefits_disclosure_premium` object |
| document\_policy\_detail.benefits\_disclosure\_premium.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.benefits\_disclosure\_premium.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_premium.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**privacy\_policy**
object
Conditionally returned | Contains information on the Privacy Policy, which is a pre-application disclosure that explains how an applicant’s data is used and managed.
**Allowable Values:**
Existing `privacy_policy` object |
| document\_policy\_detail.privacy\_policy.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.privacy\_policy.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.privacy\_policy.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.privacy\_policy.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.privacy\_policy.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.privacy\_policy.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**e\_disclosure**
object
Conditionally returned | Contains information on the eDisclosure, which is a pre-application disclosure that states that users are to receive their disclosures electronically.
**Allowable Values:**
Existing `e_disclosure` object |
| document\_policy\_detail.e\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.e\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.e\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.e\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.e\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.e\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**card\_member\_agreement**
object
Conditionally returned | Contains information on the Card Member Agreement, which is a post-application disclosure that specifies the terms and conditions of an account, including the interest rates, interest charges, fees, minimum payment calculations, and more.
**Allowable Values:**
Existing `card_member_agreement` object |
| document\_policy\_detail.card\_member\_agreement.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.card\_member\_agreement.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.card\_member\_agreement.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.card\_member\_agreement.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.card\_member\_agreement.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.card\_member\_agreement.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**account\_statement**
object
Conditionally returned | Contains information on the Account Statement, which outlines the information that appears on the statements generated for a credit account.
**Allowable Values:**
Existing `account_statement` object |
| document\_policy\_detail.account\_statement.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.account\_statement.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.account\_statement.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.account\_statement.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**noaa\_single\_reason**
object
Conditionally returned | Contains information on the Notice of Adverse Action (NOAA) used when an application is declined for single reason.
**Allowable Values:**
Existing `noaa_single_reason` object |
| document\_policy\_detail.noaa\_single\_reason.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.noaa\_single\_reason.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.noaa\_single\_reason.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.noaa\_single\_reason.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**noaa\_single\_reason\_with\_dodd\_frank**
object
Conditionally returned | Contains information on the NOAA used when an application is declined for single reason related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.
**Allowable Values:**
Existing `noaa_single_reason_with_dodd_frank` object |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**noaa\_multiple\_reason\_with\_dodd\_frank**
object
Conditionally returned | Contains information on the NOAA used when an application is declined for multiple reasons related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.
**Allowable Values:**
Existing `noaa_multiple_reason_with_dodd_frank` object |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the document policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the document policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| fee\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s fee policy.
**Allowable Values:**
36 char max |
| fee\_policy\_detail
object
Conditionally returned | Contains information on a fee policy.
**Allowable Values:**
Existing `fee_policy_detail` object |
| fee\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the fee policy.
**Allowable Values:**
36 char max |
| fee\_policy\_detail.**name**
string
Conditionally returned | Name of the fee policy.
**Allowable Values:**
255 char max |
| fee\_policy\_detail.**description**
string
Conditionally returned | Description of the fee policy.
**Allowable Values:**
255 char max |
| fee\_policy\_detail.**account**
object
Conditionally returned | Contains information on the fees in an account’s fee policy.
**Allowable Values:**
Existing `account` object |
| fee\_policy\_detail.account.**late\_payment**
object
Conditionally returned | Contains information on the late payment fee.
**Allowable Values:**
Existing `late_payment` object |
| fee\_policy\_detail.account.**returned\_payment**
object
Conditionally returned | Contains information on the returned payment fee.
**Allowable Values:**
Existing `returned_payment` object |
| fee\_policy\_detail.account.**foreign\_transaction\_fee**
object
Conditionally returned | Contains information on the foreign transaction fee.
**Allowable Values:**
Existing `foreign_transaction_fee` object |
| fee\_policy\_detail.account.**monthly\_fee**
object
Conditionally returned | Contains information on the monthly periodic fees.
**Allowable Values:**
Existing `periodic_fees` object |
| fee\_policy\_detail.account.**annual\_fee**
object
Conditionally returned | Contains information on the annual periodic fees.
**Allowable Values:**
Existing `periodic_fees` object |
| fee\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the fee policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| fee\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the fee policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| reward\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s reward policy.
**Allowable Values:**
36 char max |
| reward\_policy\_detail
object
Conditionally returned | Contains information on a reward policy.
**Allowable Values:**
Existing `reward_policy_detail` object |
| reward\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the reward policy.
**Allowable Values:**
36 char max |
| reward\_policy\_detail.**name**
string
Conditionally returned | Name of the reward policy.
**Allowable Values:**
255 char max |
| reward\_policy\_detail.**description**
string
Conditionally returned | Description of the reward policy.
**Allowable Values:**
255 char max |
| reward\_policy\_detail.**settlement\_strategy**
string
Conditionally returned | Reward settlement strategy for a credit program.
**Allowable Values:**
`STATEMENT`, `LIVE` |
| reward\_policy\_detail.**accrual\_strategy**
string
Conditionally returned | Reward accrual strategy for a credit program. If no value for `accrual_strategy` is set, the default value of this field is `DEFAULT`.
**Allowable Values:**
`DEFAULT`, `PAYMENT` |
| reward\_policy\_detail.**rounding\_strategy**
string
Conditionally returned | Rounding strategy for reward accrual calculations. If no value for `rounding_strategy` is set, then the default value of this field is `ROUND_HALF_EVEN`.
Available options:
- `ROUND_UP`: Always rounds away from zero to whole numbers.
- `ROUND_DOWN`: Always rounds towards zero to whole numbers.
- `ROUND_HALF_EVEN`: Rounds to two decimal places using half-even logic (default).
- `ROUND_HALF_EVEN_WHOLE`: Rounds to whole numbers using half-even logic.
**Allowable Values:**
`ROUND_UP`, `ROUND_DOWN`, `ROUND_HALF_EVEN`, `ROUND_HALF_EVEN_WHOLE` |
| reward\_policy\_detail.**rules**
array of objects
Conditionally returned | A list of one or more reward rules.
**Allowable Values:**
Valid array of one or more `rules` objects |
| reward\_policy\_detail.rules\[].**description**
string
Returned | The description of the rule.
**Allowable Values:**
255 char max |
| reward\_policy\_detail.rules\[].**type**
string
Returned | Type of rule.
**Allowable Values:**
`MULTIPLIER_PER_TRANSACTION` |
| reward\_policy\_detail.rules\[].**calculation\_type**
string
Conditionally returned | Type of calculation to use to evaluate if a rule has been satisfied.
**Allowable Values:**
`PER_TRANSACTION` |
| reward\_policy\_detail.rules\[].**multiplier**
decimal
Conditionally returned | The reward multiplier to apply the transaction, where '1' means 1x transaction amount.
**Allowable Values:**
Any integer |
| reward\_policy\_detail.rules\[].**amount**
decimal
Conditionally returned | The static amount to reward if the rule conditions are met.
**Allowable Values:**
Any integer |
| reward\_policy\_detail.rules\[].**attributes**
object
Conditionally returned | Additional properties for which the rule can be used to determine reward accrual eligibility for a transaction.
**Allowable Values:**
mcc: `1500`, `0001-1499` mid: `255` |
| reward\_policy\_detail.rules\[].attributes.**mcc**
array of strings
Conditionally returned | List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| reward\_policy\_detail.rules\[].attributes.**mid**
string
Conditionally returned | Merchant ID for the rule.
**Allowable Values:**
"255" |
| reward\_policy\_detail.rules\[].attributes.**min\_spend**
decimal
Conditionally returned | Minimum spend amount.
**Allowable Values:**
100 |
| reward\_policy\_detail.rules\[].attributes.**max\_spend**
decimal
Conditionally returned | Maximum spend amount.
**Allowable Values:**
150 |
| reward\_policy\_detail.rules\[].attributes.**spend\_total**
decimal
Conditionally returned | Total spend amount.
**Allowable Values:**
100 |
| reward\_policy\_detail.rules\[].attributes.**spend\_days**
integer
Conditionally returned | Maximum number of days since account creation within which the minimum spend requirements must be met to qualify for the reward (used for signup bonus rules).
Positive integer values are allowed, with a minimum value of `1`.
**Allowable Values:**
1 min |
| reward\_policy\_detail.**conversions**
array of objects
Conditionally returned | List of one or more reward conversions.
**Allowable Values:**
Valid array of one or more `conversion` objects |
| reward\_policy\_detail.conversions\[].**type**
string
Returned | Type of conversion.
**Allowable Values:**
`STATEMENT_CREDIT` |
| reward\_policy\_detail.conversions\[].**conversion\_rate**
decimal
Returned | The rate that points are worth with converting the REDEMPTION\_TYPE indicated.
**Allowable Values:**
0.001 min
Format: 0.000 |
| reward\_policy\_detail.conversions\[].**conversion\_increment**
integer
Returned | The static amount to reward if the rule conditions are met.
**Allowable Values:**
Any integer |
| reward\_policy\_detail.conversions\[].**currency**
string
Conditionally returned | Type of currency used with the conversion rate.
**Allowable Values:**
Currency code, such as EUR or USD. |
| reward\_policy\_detail.**exclusions**
object
Conditionally returned | Defines what merchant category codes (MCCs) are excluded from earning rewards. MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| reward\_policy\_detail.exclusions.**use\_default\_exclusions**
boolean
Conditionally returned | Indicates whether to use the default exclusion list.
- If `true`, the default exclusion list is used.
- If `false`, the custom exclusion list is used, if custom exclusions are included.
**Allowable Values:**
`true`, `false` |
| reward\_policy\_detail.exclusions.**custom\_exclusions**
array of strings
Conditionally returned | List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| reward\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the reward policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| reward\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the reward policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| offer\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s offer policy.
**Allowable Values:**
36 char max |
| offer\_policy\_detail
object
Conditionally returned | Contains information on an offer policy.
**Allowable Values:**
Existing `offer_policy_detail` object |
| offer\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the offer policy.
**Allowable Values:**
36 char max |
| offer\_policy\_detail.**name**
string
Conditionally returned | Name of the offer policy.
**Allowable Values:**
255 char max |
| offer\_policy\_detail.**description**
string
Conditionally returned | Description of the offer policy.
**Allowable Values:**
255 char max |
| offer\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the offer policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| offer\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the offer policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| created\_time
datetime
Conditionally returned | Date and time when the bundle was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| updated\_time
datetime
Conditionally returned | Date and time when the bundle was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
Sample response body
```json JSON expandable lines wrap theme={null}
{
"token": "my_bundle_token_1234",
"parent_token": "my_parent_token_1234",
"name": "Renamed Bundle",
"status": "DRAFT",
"description": "Description of the renamed bundle",
"credit_product_policy_token": "my_credit_product_policy_token_1234",
"credit_product_policy_detail": {
"token": "my_credit_product_policy_token_1234",
"card_products": [
{
"token": "my_card_product_token1234",
"level": "TRADITIONAL",
"network": "VISA"
}
],
"name": "Gold Credit Product Policy",
"description": "A gold credit product policy",
"classification": "CONSUMER",
"product_type": "REVOLVING",
"product_sub_type": "CREDIT_CARD",
"currency_code": "USD",
"credit_line": {
"min": 50,
"max": 3500
},
"usage": [
"PURCHASE"
],
"interest_calculation": {
"method": "AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS",
"day_count": "ACTUAL",
"interest_application": [
"PRINCIPAL",
"FEES"
],
"minimum_interest": 1,
"interest_on_grace_reactivation": "ACCRUE_PAYMENT_DATE",
"grace_days_application": "NEXT_CYCLE_DATE",
"application_of_credits": {
"cycle_type": "END_REVOLVING",
"day": 15
},
"exclude_tran_types": [
"ANNUAL_FEE",
"LATE_PAYMENT_FEE",
"CASH_BACK_STATEMENT_CREDIT"
]
},
"payments": {
"due_day": 31,
"billing_cycle_day": 1,
"allocation_order": [
"INTEREST",
"FEES",
"PRINCIPAL"
],
"min_payment_calculation": {
"include_past_due_amount": false,
"include_overlimit_amount": true,
"min_payment_flat_amount": 20,
"min_payment_percentage": {
"percentage_of_balance": 1,
"include_interest_charged": false,
"include_fees_charged": [
"LATE_PAYMENT_FEE"
]
}
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"apr_policy_token": "my_apr_policy_token_1234",
"apr_policy_detail": {
"token": "my_apr_policy_token_1234",
"name": "Gold APR Policy",
"description": "A gold APR policy",
"purchases": {
"name": "A purchase at a merchant",
"external_token": "my_external_purchase_token1234",
"tiers": [
{
"margin_rate": 1,
"apr": 0
},
{
"margin_rate": 5,
"apr": 0
}
]
},
"effective_date": "2025-05-01",
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"document_policy_token": "my_document_policy_token_1234",
"document_policy_detail": {
"token": "my_document_policy_token_1234",
"name": "My Document Policy",
"summary_of_credit_terms": {
"asset_token": "a_summary_of_credit_terms_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_summary_of_credit_terms_asset_token1234.pdf",
"png": "https://url.com/a_summary_of_credit_terms_asset_token1234.png",
"html": "https://url.com/a_summary_of_credit_terms_asset_token1234.html"
},
"template_token": "a_summary_of_credit_terms_template_token1234",
"template_urls": {
"html": "https://asset-bucket.s3.amazonaws.com/short_code/a_summary_of_credit_terms_template_token1234/a_summary_of_credit_terms_template_token1234.html"
}
},
"rewards_disclosure": {
"asset_token": "a_rewards_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_rewards_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_rewards_disclosure_asset_token1234.png",
"html": "https://url.com/a_rewards_disclosure_asset_token1234.html"
},
"template_token": "a_rewards_disclosure_template_token1234",
"template_urls": {
"html": "https://url.com/a_rewards_disclosure_template_token1234.html"
}
},
"terms_schedule": {
"template_token": "a_terms_schedule_template_token1234",
"template_urls": {
"html": "https://url.com/a_terms_schedule_template_token1234.html"
}
},
"benefits_disclosure": {
"asset_token": "a_benefits_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_benefits_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_benefits_disclosure_asset_token1234.png",
"html": "https://url.com/a_benefits_disclosure_asset_token1234.html"
}
},
"notice_of_adverse_action": {
"template_token": "a_notice_of_adverse_action_template_token1234",
"template_urls": {
"html": "https://url.com/a_notice_of_adverse_action_template_token1234.html"
}
},
"privacy_policy": {
"asset_token": "a_privacy_policy_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_privacy_policy_asset_token1234.pdf",
"png": "https://url.com/a_privacy_policy_asset_token1234.png",
"html": "https://url.com/a_privacy_policy_asset_token1234.html"
}
},
"e_disclosure": {
"asset_token": "a_e_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_e_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_e_disclosure_asset_token1234.png",
"html": "https://url.com/a_e_disclosure_asset_token1234.html"
}
},
"card_member_agreement": {
"asset_token": "a_card_member_agreement_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_card_member_agreement_asset_token1234.pdf",
"png": "https://url.com/a_card_member_agreement_asset_token1234.png",
"html": "https://url.com/a_card_member_agreement_asset_token1234.html"
}
},
"account_statement": {
"template_token": "an_account_statement_template_token1234",
"template_urls": {
"html": "https://url.com/an_account_statement_template_token1234.html"
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"fee_policy_token": "my_fee_policy_token_1234",
"fee_policy_detail": {
"token": "my_fee_policy_token_1234",
"name": "Gold Fee Policy",
"description": "A gold fee policy",
"account": {
"late_payment": {
"default_method": "FLAT",
"default_value": 10
},
"returned_payment": {
"default_method": "FLAT",
"default_value": 10
},
"foreign_transaction_fee": {
"default_method": "PERCENTAGE",
"default_value": 3
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"reward_policy_token": "my_reward_policy_token_1234",
"reward_policy_detail": {
"token": "my_reward_policy_token_1234",
"name": "Gold Reward Policy",
"description": "A gold reward policy",
"settlement_strategy": "STATEMENT",
"accrual_strategy": "DEFAULT",
"rounding_strategy": "ROUND_HALF_EVEN",
"rules": [
{
"description": "Earn 3x on selected categories.",
"type": "MULTIPLIER_PER_TRANSACTION",
"calculation_type": "PER_TRANSACTION",
"multiplier": 3,
"amount": null,
"attributes": {
"mcc": [
"0001-1499",
"1500"
]
}
}
],
"conversions": [
{
"type": "STATEMENT_CREDIT",
"conversion_rate": 0.001,
"conversion_increment": 10,
"currency": "USD"
}
],
"exclusions": {
"use_default_exclusions": false,
"custom_exclusions": [
"2000-2999",
"4321"
]
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"offer_policy_token": "my_offer_policy_token_1234",
"offer_policy_detail": {
"token": "my_offer_policy_token_1234",
"name": "Gold Offer Policy",
"description": "A gold offer policy",
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
}
```
Clone bundle
**Action:** `POST`\
**Endpoint:** `/credit/bundles/{token}/clone`
Create a new bundle based on an existing bundle.
URL path parameters
| Fields | Description |
| ------------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| token
string
Required | Unique identifier of the bundle to clone.
Send a `GET` request to `/bundles` to retrieve existing bundle tokens.
**Allowable Values:**
Existing bundle token |
Response body
| Fields | Description |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| token
string
Conditionally returned | Unique identifier of the bundle.
**Allowable Values:**
36 char max |
| name
string
Conditionally returned | Name of the bundle.
**Allowable Values:**
255 char max |
| status
string
Conditionally returned | Status of the bundle.
- `DRAFT` - The bundle is in the process of being created.
- `PENDING_APPROVAL` - The bundle has been created and is awaiting approval.
- `SENT_FOR_REVISION` - The bundle has been returned for revision.
- `ACTIVE` - The bundle is active.
- `REJECTED` - The bundle has been rejected; this status cannot be changed.
- `ARCHIVED` - The previously active bundle has been archived.
- `APPROVED` - The bundle has been approved (after having been sent for approval).
**Allowable Values:**
`DRAFT`, `PENDING_APPROVAL`, `SENT_FOR_REVISION`, `ACTIVE`, `REJECTED`, `ARCHIVED`, `APPROVED` |
| description
string
Conditionally returned | Description of the bundle.
**Allowable Values:**
255 char max |
| credit\_product\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s credit product policy.
**Allowable Values:**
36 char max |
| credit\_product\_policy\_detail
object
Conditionally returned | Contains information on the credit product policy.
**Allowable Values:**
Existing `credit_product_policy_detail` object |
| credit\_product\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the credit product policy.
**Allowable Values:**
36 char max |
| credit\_product\_policy\_detail.**card\_products**
array of objects
Conditionally returned | One or more card products associated with the credit product policy.
**Allowable Values:**
One or more `card_products` objects |
| credit\_product\_policy\_detail.card\_products\[].**token**
string
Conditionally returned | Unique identifier of the card product.
**Allowable Values:**
36 char max |
| credit\_product\_policy\_detail.card\_products\[].**level**
string
Conditionally returned | Level of the card product.
**Allowable Values:**
`PREMIUM`, `TRADITIONAL` |
| credit\_product\_policy\_detail.card\_products\[].**network**
string
Conditionally returned | Name of the card network.
**Allowable Values:**
`VISA`, `MASTERCARD`, `SANDBOX` |
| credit\_product\_policy\_detail.**name**
string
Conditionally returned | Name of the credit product policy.
**Allowable Values:**
1 char min |
| credit\_product\_policy\_detail.**description**
string
Conditionally returned | Description of the credit product policy.
**Allowable Values:**
255 char max |
| credit\_product\_policy\_detail.**classification**
string
Conditionally returned | Specifies for whom the credit product is intended.
- `CONSUMER` - The credit product is intended for individual consumers.
- `SMALL_AND_MEDIUM_BUSINESS` - The credit product is intended for small and medium business.
**Allowable Values:**
`CONSUMER`, `SMALL_AND_MEDIUM_BUSINESS` |
| credit\_product\_policy\_detail.**product\_type**
string
Conditionally returned | Type of credit product.
`REVOLVING` - Allows users to continuously borrow and pay debts up to the credit limit.
**Allowable Values:**
`REVOLVING` |
| credit\_product\_policy\_detail.**product\_sub\_type**
string
Conditionally returned | Subtype of the credit product type.
- `CREDIT_CARD` - Card that enables the cardholder to make purchases on credit.
- `SECURED_CARD` - Card backed by a user-funded deposit that enables the cardholder to make purchases on credit.
**Allowable Values:**
`CREDIT_CARD`, `SECURED_CARD` |
| credit\_product\_policy\_detail.**currency\_code**
string
Conditionally returned | Valid three-digit ISO 4217 currency code.
**Allowable Values:**
`USD` |
| credit\_product\_policy\_detail.**credit\_line**
object
Conditionally returned | Contains information on the credit line range.
**Allowable Values:**
Existing `credit_line` object |
| credit\_product\_policy\_detail.credit\_line.**min**
decimal
Returned | Minimum credit limit.
**Allowable Values:**
0–999999999999.99 |
| credit\_product\_policy\_detail.credit\_line.**max**
decimal
Returned | Maximum credit limit.
**Allowable Values:**
0–999999999999.99 |
| credit\_product\_policy\_detail.**usage**
array of strings
Conditionally returned | One or more usage types for the credit product policy.
**Allowable Values:**
`PURCHASE`
Valid `usage` array |
| credit\_product\_policy\_detail.**interest\_calculation**
object
Conditionally returned | Contains the configurations for interest calculation.
**Allowable Values:**
Existing `interest_calculation` object |
| credit\_product\_policy\_detail.interest\_calculation.**method**
string
Returned | Method of interest calculation.
**Allowable Values:**
`AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS` |
| credit\_product\_policy\_detail.interest\_calculation.**day\_count**
string
Returned | Day-count convention.
**Allowable Values:**
`ACTUAL` |
| credit\_product\_policy\_detail.interest\_calculation.**interest\_application**
array of strings
Returned | One or more balance types on which interest is applied.
**Allowable Values:**
`PRINCIPAL`, `FEES`, `INTEREST` |
| credit\_product\_policy\_detail.interest\_calculation.**minimum\_interest**
decimal
Returned | When interest is applied, this value determines the minimum amount of interest that can be charged.
**Allowable Values:**
0–999999999999.99 |
| credit\_product\_policy\_detail.interest\_calculation.**interest\_on\_grace\_reactivation**
string
Returned | Determines whether to charge or waive interest for the billing period when the balance is paid off.
**Allowable Values:**
`ACCRUE_FULL_CYCLE`, `ACCRUE_PAYMENT_DATE`, `WAIVE` |
| credit\_product\_policy\_detail.interest\_calculation.**grace\_days\_application**
string
Returned | Determines the last day of grace period based on which interest charges are calculated.
**Allowable Values:**
`NEXT_CYCLE_DATE` |
| credit\_product\_policy\_detail.interest\_calculation.**exclude\_tran\_types**
array of strings
Conditionally returned | One or more transactions that are excluded from current billing period’s interest charge, but included in next.
**Allowable Values:**
`LATE_PAYMENT_FEE`, `ANNUAL_FEE`, `MONTHLY_FEE`, `CASH_BACK_STATEMENT_CREDIT`, `RETURNED_PAYMENT_FEE`, `FOREIGN_TRANSACTION_FEE` |
| credit\_product\_policy\_detail.**payments**
object
Conditionally returned | Contains the configurations for billing cycle day, payment due day, and fees.
**Allowable Values:**
Existing `payments` object |
| credit\_product\_policy\_detail.payments.**billing\_cycle\_day**
integer
Returned | Day of the month when the billing cycle starts.
**Allowable Values:**
1–28 |
| credit\_product\_policy\_detail.payments.**due\_day**
integer
Conditionally returned | Day of month the payment for the previous billing cycle is due.
This field is being deprecated and replaced by `payment_due_interval` of a product policy. To retrieve `payment_due_interval`, see Retrieve credit product policy, payments.payment\_due\_interval.
**Allowable Values:**
31 |
| credit\_product\_policy\_detail.payments.**billing\_cycle\_frequency**
string
Conditionally returned | Frequency at which the account is billed.
**Allowable Values:**
`MONTHLY` |
| credit\_product\_policy\_detail.payments.**payment\_due\_interval**
integer
Conditionally returned | Specifies the payment due interval that is used to determine the payment due date for a billing cycle. A value of -1 indicates one day prior to the next billing cycle date.
For consumer programs, a minimum gap of 21 days is required between when a statement is delivered and the payment due date.
**Allowable Values:**
-1 min
Positive integers greater than 0; -1 is the default value |
| credit\_product\_policy\_detail.payments.**billing\_cycle\_day\_strategy**
string
Conditionally returned | Determines if the billing cycle day is manually set or determined dynamically during account creation based on cycling logic.
**Allowable Values:**
`MANUAL` |
| credit\_product\_policy\_detail.payments.**allocation\_order**
array of strings
Returned | Ordered list of balance types to which payments are allocated, from first to last.
**Allowable Values:**
`INTEREST`, `FEES`, `PRINCIPAL` |
| credit\_product\_policy\_detail.payments.**min\_payment\_calculation**
object
Returned | Contains information used to calculate the minimum payment amount on a credit product policy.
**Allowable Values:**
Existing `min_payment_calculation` object |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**include\_past\_due\_amount**
boolean
Returned | Whether to include the past due amount when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**include\_overlimit\_amount**
boolean
Returned | Whether to include the overlimit amount when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**min\_payment\_flat\_amount**
decimal
Conditionally returned | Minimum payment, expressed as a flat amount, due on the payment due day.
**Allowable Values:**
Format: 0.00 |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**min\_payment\_percentage**
object
Conditionally returned | Contains information used to calculate the minimum payment amount when expressed as a percentage.
**Allowable Values:**
Existing `min_payment_percentage` object |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**percentage\_of\_balance**
decimal
Returned | Minimum payment, expressed as a percentage of the total statement balance, due on the payment due day.
**Allowable Values:**
0.0001–100 |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**include\_interest\_charged**
boolean
Returned | Whether to include the amount of interest charged when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**include\_all\_fees\_charged**
boolean
Conditionally returned | Whether to include all fees charged when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the credit product policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| credit\_product\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the credit product policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| apr\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s APR policy.
**Allowable Values:**
36 char max |
| apr\_policy\_detail
object
Conditionally returned | Contains information on an APR policy.
**Allowable Values:**
Existing `apr_policy_detail` object |
| apr\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the APR policy.
**Allowable Values:**
36 char max |
| apr\_policy\_detail.**name**
string
Conditionally returned | Name of the APR policy.
**Allowable Values:**
255 char max |
| apr\_policy\_detail.**description**
string
Conditionally returned | Description of the APR policy.
**Allowable Values:**
255 char max |
| apr\_policy\_detail.**purchases**
object
Conditionally returned | Contains information on the pricing strategy for purchases.
**Allowable Values:**
Existing `purchases` object |
| apr\_policy\_detail.purchases.**name**
string
Conditionally returned | Name of the pricing strategy.
**Allowable Values:**
255 char max |
| apr\_policy\_detail.purchases.**external\_token**
string
Conditionally returned | Unique identifier of the pricing strategy on a credit program.
**Allowable Values:**
36 char max |
| apr\_policy\_detail.purchases.**tiers**
array of objects
Conditionally returned | One or more risk tiers for a pricing strategy.
**Allowable Values:**
One or more `tiers` objects |
| apr\_policy\_detail.purchases.tiers\[].**margin\_rate**
decimal
Conditionally returned | Margin rate for the risk tier for a pricing strategy.
**Allowable Values:**
Format: 0.00 |
| apr\_policy\_detail.purchases.tiers\[].**apr**
decimal
Conditionally returned | Value of the APR.
**Allowable Values:**
Format: 0.00 |
| apr\_policy\_detail.**effective\_date**
date
Conditionally returned | Date the APR goes into effect, in UTC.
**Allowable Values:**
Format: yyyy-MM-dd |
| apr\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the APR policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| apr\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the APR policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s document policy.
**Allowable Values:**
36 char max |
| document\_policy\_detail
object
Conditionally returned | Contains information on a document policy.
**Allowable Values:**
Existing `document_policy_detail` object |
| document\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the document policy.
**Allowable Values:**
36 char max |
| document\_policy\_detail.**name**
string
Conditionally returned | Name of the document policy.
**Allowable Values:**
255 char max |
| document\_policy\_detail.**summary\_of\_credit\_terms**
object
Conditionally returned | Contains information on the Summary of Credit Terms (SOCT), which is a pre- and post-application disclosure that outlines the terms of an account, such as the interest rates, interest charges, associated fees, and more.
**Allowable Values:**
Existing `summary_of_credit_terms` object |
| document\_policy\_detail.summary\_of\_credit\_terms.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.summary\_of\_credit\_terms.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.summary\_of\_credit\_terms.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.summary\_of\_credit\_terms.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.summary\_of\_credit\_terms.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**rewards\_disclosure**
object
Conditionally returned | Contains information on the Rewards Disclosure, which is a pre- and post-application disclosure that provides details about the rewards program for a bundle.
**Allowable Values:**
Existing `rewards_disclosure` object |
| document\_policy\_detail.rewards\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.rewards\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.rewards\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.rewards\_disclosure.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.rewards\_disclosure.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.rewards\_disclosure.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**pre\_qualification\_disclosure**
object
Conditionally returned | Contains information on the Pre-Qualification Disclosure, which is a pre-disclosure that provides details about the pre-qualification offer for the user.
**Allowable Values:**
Existing `pre_qualification_disclosure` object |
| document\_policy\_detail.pre\_qualification\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.pre\_qualification\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.pre\_qualification\_disclosure.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.pre\_qualification\_disclosure.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.pre\_qualification\_disclosure.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**terms\_schedule**
object
Conditionally returned | Contains information on the Terms Schedule, which is a post-application disclosure that contains the terms of credit for an account, including the interest rate details.
**Allowable Values:**
Existing `terms_schedule` object |
| document\_policy\_detail.terms\_schedule.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.terms\_schedule.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.terms\_schedule.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.terms\_schedule.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**benefits\_disclosure\_traditional**
object
Conditionally returned | Contains information on the Benefits Disclosure (Traditional), which is a post-application disclosure that outlines the network benefits of a traditional Mastercard or Visa card.
**Allowable Values:**
Existing `benefits_disclosure_traditional` object |
| document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**benefits\_disclosure\_premium**
object
Conditionally returned | Contains information on the Benefits Disclosure (Premium), which is a post-application disclosure that outlines the network benefits of a Mastercard World or Visa Signature card.
**Allowable Values:**
Existing `benefits_disclosure_premium` object |
| document\_policy\_detail.benefits\_disclosure\_premium.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.benefits\_disclosure\_premium.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_premium.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**privacy\_policy**
object
Conditionally returned | Contains information on the Privacy Policy, which is a pre-application disclosure that explains how an applicant’s data is used and managed.
**Allowable Values:**
Existing `privacy_policy` object |
| document\_policy\_detail.privacy\_policy.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.privacy\_policy.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.privacy\_policy.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.privacy\_policy.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.privacy\_policy.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.privacy\_policy.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**e\_disclosure**
object
Conditionally returned | Contains information on the eDisclosure, which is a pre-application disclosure that states that users are to receive their disclosures electronically.
**Allowable Values:**
Existing `e_disclosure` object |
| document\_policy\_detail.e\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.e\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.e\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.e\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.e\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.e\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**card\_member\_agreement**
object
Conditionally returned | Contains information on the Card Member Agreement, which is a post-application disclosure that specifies the terms and conditions of an account, including the interest rates, interest charges, fees, minimum payment calculations, and more.
**Allowable Values:**
Existing `card_member_agreement` object |
| document\_policy\_detail.card\_member\_agreement.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.card\_member\_agreement.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.card\_member\_agreement.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.card\_member\_agreement.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.card\_member\_agreement.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.card\_member\_agreement.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**account\_statement**
object
Conditionally returned | Contains information on the Account Statement, which outlines the information that appears on the statements generated for a credit account.
**Allowable Values:**
Existing `account_statement` object |
| document\_policy\_detail.account\_statement.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.account\_statement.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.account\_statement.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.account\_statement.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**noaa\_single\_reason**
object
Conditionally returned | Contains information on the Notice of Adverse Action (NOAA) used when an application is declined for single reason.
**Allowable Values:**
Existing `noaa_single_reason` object |
| document\_policy\_detail.noaa\_single\_reason.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.noaa\_single\_reason.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.noaa\_single\_reason.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.noaa\_single\_reason.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**noaa\_single\_reason\_with\_dodd\_frank**
object
Conditionally returned | Contains information on the NOAA used when an application is declined for single reason related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.
**Allowable Values:**
Existing `noaa_single_reason_with_dodd_frank` object |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**noaa\_multiple\_reason\_with\_dodd\_frank**
object
Conditionally returned | Contains information on the NOAA used when an application is declined for multiple reasons related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.
**Allowable Values:**
Existing `noaa_multiple_reason_with_dodd_frank` object |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the document policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the document policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| fee\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s fee policy.
**Allowable Values:**
36 char max |
| fee\_policy\_detail
object
Conditionally returned | Contains information on a fee policy.
**Allowable Values:**
Existing `fee_policy_detail` object |
| fee\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the fee policy.
**Allowable Values:**
36 char max |
| fee\_policy\_detail.**name**
string
Conditionally returned | Name of the fee policy.
**Allowable Values:**
255 char max |
| fee\_policy\_detail.**description**
string
Conditionally returned | Description of the fee policy.
**Allowable Values:**
255 char max |
| fee\_policy\_detail.**account**
object
Conditionally returned | Contains information on the fees in an account’s fee policy.
**Allowable Values:**
Existing `account` object |
| fee\_policy\_detail.account.**late\_payment**
object
Conditionally returned | Contains information on the late payment fee.
**Allowable Values:**
Existing `late_payment` object |
| fee\_policy\_detail.account.**returned\_payment**
object
Conditionally returned | Contains information on the returned payment fee.
**Allowable Values:**
Existing `returned_payment` object |
| fee\_policy\_detail.account.**foreign\_transaction\_fee**
object
Conditionally returned | Contains information on the foreign transaction fee.
**Allowable Values:**
Existing `foreign_transaction_fee` object |
| fee\_policy\_detail.account.**monthly\_fee**
object
Conditionally returned | Contains information on the monthly periodic fees.
**Allowable Values:**
Existing `periodic_fees` object |
| fee\_policy\_detail.account.**annual\_fee**
object
Conditionally returned | Contains information on the annual periodic fees.
**Allowable Values:**
Existing `periodic_fees` object |
| fee\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the fee policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| fee\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the fee policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| reward\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s reward policy.
**Allowable Values:**
36 char max |
| reward\_policy\_detail
object
Conditionally returned | Contains information on a reward policy.
**Allowable Values:**
Existing `reward_policy_detail` object |
| reward\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the reward policy.
**Allowable Values:**
36 char max |
| reward\_policy\_detail.**name**
string
Conditionally returned | Name of the reward policy.
**Allowable Values:**
255 char max |
| reward\_policy\_detail.**description**
string
Conditionally returned | Description of the reward policy.
**Allowable Values:**
255 char max |
| reward\_policy\_detail.**settlement\_strategy**
string
Conditionally returned | Reward settlement strategy for a credit program.
**Allowable Values:**
`STATEMENT`, `LIVE` |
| reward\_policy\_detail.**accrual\_strategy**
string
Conditionally returned | Reward accrual strategy for a credit program. If no value for `accrual_strategy` is set, the default value of this field is `DEFAULT`.
**Allowable Values:**
`DEFAULT`, `PAYMENT` |
| reward\_policy\_detail.**rounding\_strategy**
string
Conditionally returned | Rounding strategy for reward accrual calculations. If no value for `rounding_strategy` is set, then the default value of this field is `ROUND_HALF_EVEN`.
Available options:
- `ROUND_UP`: Always rounds away from zero to whole numbers.
- `ROUND_DOWN`: Always rounds towards zero to whole numbers.
- `ROUND_HALF_EVEN`: Rounds to two decimal places using half-even logic (default).
- `ROUND_HALF_EVEN_WHOLE`: Rounds to whole numbers using half-even logic.
**Allowable Values:**
`ROUND_UP`, `ROUND_DOWN`, `ROUND_HALF_EVEN`, `ROUND_HALF_EVEN_WHOLE` |
| reward\_policy\_detail.**rules**
array of objects
Conditionally returned | A list of one or more reward rules.
**Allowable Values:**
Valid array of one or more `rules` objects |
| reward\_policy\_detail.rules\[].**description**
string
Returned | The description of the rule.
**Allowable Values:**
255 char max |
| reward\_policy\_detail.rules\[].**type**
string
Returned | Type of rule.
**Allowable Values:**
`MULTIPLIER_PER_TRANSACTION` |
| reward\_policy\_detail.rules\[].**calculation\_type**
string
Conditionally returned | Type of calculation to use to evaluate if a rule has been satisfied.
**Allowable Values:**
`PER_TRANSACTION` |
| reward\_policy\_detail.rules\[].**multiplier**
decimal
Conditionally returned | The reward multiplier to apply the transaction, where '1' means 1x transaction amount.
**Allowable Values:**
Any integer |
| reward\_policy\_detail.rules\[].**amount**
decimal
Conditionally returned | The static amount to reward if the rule conditions are met.
**Allowable Values:**
Any integer |
| reward\_policy\_detail.rules\[].**attributes**
object
Conditionally returned | Additional properties for which the rule can be used to determine reward accrual eligibility for a transaction.
**Allowable Values:**
mcc: `1500`, `0001-1499` mid: `255` |
| reward\_policy\_detail.rules\[].attributes.**mcc**
array of strings
Conditionally returned | List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| reward\_policy\_detail.rules\[].attributes.**mid**
string
Conditionally returned | Merchant ID for the rule.
**Allowable Values:**
"255" |
| reward\_policy\_detail.rules\[].attributes.**min\_spend**
decimal
Conditionally returned | Minimum spend amount.
**Allowable Values:**
100 |
| reward\_policy\_detail.rules\[].attributes.**max\_spend**
decimal
Conditionally returned | Maximum spend amount.
**Allowable Values:**
150 |
| reward\_policy\_detail.rules\[].attributes.**spend\_total**
decimal
Conditionally returned | Total spend amount.
**Allowable Values:**
100 |
| reward\_policy\_detail.rules\[].attributes.**spend\_days**
integer
Conditionally returned | Maximum number of days since account creation within which the minimum spend requirements must be met to qualify for the reward (used for signup bonus rules).
Positive integer values are allowed, with a minimum value of `1`.
**Allowable Values:**
1 min |
| reward\_policy\_detail.**conversions**
array of objects
Conditionally returned | List of one or more reward conversions.
**Allowable Values:**
Valid array of one or more `conversion` objects |
| reward\_policy\_detail.conversions\[].**type**
string
Returned | Type of conversion.
**Allowable Values:**
`STATEMENT_CREDIT` |
| reward\_policy\_detail.conversions\[].**conversion\_rate**
decimal
Returned | The rate that points are worth with converting the REDEMPTION\_TYPE indicated.
**Allowable Values:**
0.001 min
Format: 0.000 |
| reward\_policy\_detail.conversions\[].**conversion\_increment**
integer
Returned | The static amount to reward if the rule conditions are met.
**Allowable Values:**
Any integer |
| reward\_policy\_detail.conversions\[].**currency**
string
Conditionally returned | Type of currency used with the conversion rate.
**Allowable Values:**
Currency code, such as EUR or USD. |
| reward\_policy\_detail.**exclusions**
object
Conditionally returned | Defines what merchant category codes (MCCs) are excluded from earning rewards. MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| reward\_policy\_detail.exclusions.**use\_default\_exclusions**
boolean
Conditionally returned | Indicates whether to use the default exclusion list.
- If `true`, the default exclusion list is used.
- If `false`, the custom exclusion list is used, if custom exclusions are included.
**Allowable Values:**
`true`, `false` |
| reward\_policy\_detail.exclusions.**custom\_exclusions**
array of strings
Conditionally returned | List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| reward\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the reward policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| reward\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the reward policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| offer\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s offer policy.
**Allowable Values:**
36 char max |
| offer\_policy\_detail
object
Conditionally returned | Contains information on an offer policy.
**Allowable Values:**
Existing `offer_policy_detail` object |
| offer\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the offer policy.
**Allowable Values:**
36 char max |
| offer\_policy\_detail.**name**
string
Conditionally returned | Name of the offer policy.
**Allowable Values:**
255 char max |
| offer\_policy\_detail.**description**
string
Conditionally returned | Description of the offer policy.
**Allowable Values:**
255 char max |
| offer\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the offer policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| offer\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the offer policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| created\_time
datetime
Conditionally returned | Date and time when the bundle was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| updated\_time
datetime
Conditionally returned | Date and time when the bundle was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
Sample response body
```json JSON expandable lines wrap theme={null}
{
"token": "my_bundle_token_1234",
"parent_token": "my_parent_token_1234",
"name": "Gold Credit Bundle",
"status": "DRAFT",
"description": "A gold credit bundle",
"credit_product_policy_token": "my_credit_product_policy_token_1234",
"credit_product_policy_detail": {
"token": "my_credit_product_policy_token_1234",
"card_products": [
{
"token": "my_card_product_token1234",
"level": "TRADITIONAL",
"network": "VISA"
}
],
"name": "Gold Credit Product Policy",
"description": "A gold credit product policy",
"classification": "CONSUMER",
"product_type": "REVOLVING",
"product_sub_type": "CREDIT_CARD",
"currency_code": "USD",
"credit_line": {
"min": 50,
"max": 3500
},
"usage": [
"PURCHASE"
],
"interest_calculation": {
"method": "AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS",
"day_count": "ACTUAL",
"interest_application": [
"PRINCIPAL",
"FEES"
],
"minimum_interest": 1,
"interest_on_grace_reactivation": "ACCRUE_PAYMENT_DATE",
"grace_days_application": "NEXT_CYCLE_DATE",
"application_of_credits": {
"cycle_type": "END_REVOLVING",
"day": 15
},
"exclude_tran_types": [
"ANNUAL_FEE",
"LATE_PAYMENT_FEE",
"CASH_BACK_STATEMENT_CREDIT"
]
},
"payments": {
"due_day": 31,
"billing_cycle_day": 1,
"allocation_order": [
"INTEREST",
"FEES",
"PRINCIPAL"
],
"min_payment_calculation": {
"include_past_due_amount": false,
"include_overlimit_amount": true,
"min_payment_flat_amount": 20,
"min_payment_percentage": {
"percentage_of_balance": 1,
"include_interest_charged": false,
"include_fees_charged": [
"LATE_PAYMENT_FEE"
]
}
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"apr_policy_token": "my_apr_policy_token_1234",
"apr_policy_detail": {
"token": "my_apr_policy_token_1234",
"name": "Gold APR Policy",
"description": "A gold APR policy",
"purchases": {
"name": "A purchase at a merchant",
"external_token": "my_external_purchase_token1234",
"tiers": [
{
"margin_rate": 1,
"apr": 0
},
{
"margin_rate": 5,
"apr": 0
}
]
},
"effective_date": "2025-05-01",
"created_time": "2025-05-01T23:41:58.802Z",
"updated_time": "2025-05-05T16:04:48.643Z"
},
"document_policy_token": "my_document_policy_token_1234",
"document_policy_detail": {
"token": "my_document_policy_token_1234",
"name": "My Document Policy",
"summary_of_credit_terms": {
"asset_token": "a_summary_of_credit_terms_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_summary_of_credit_terms_asset_token1234.pdf",
"png": "https://url.com/a_summary_of_credit_terms_asset_token1234.png",
"html": "https://url.com/a_summary_of_credit_terms_asset_token1234.html"
},
"template_token": "a_summary_of_credit_terms_template_token1234",
"template_urls": {
"html": "https://asset-bucket.s3.amazonaws.com/short_code/a_summary_of_credit_terms_template_token1234/a_summary_of_credit_terms_template_token1234.html"
}
},
"rewards_disclosure": {
"asset_token": "a_rewards_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_rewards_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_rewards_disclosure_asset_token1234.png",
"html": "https://url.com/a_rewards_disclosure_asset_token1234.html"
},
"template_token": "a_rewards_disclosure_template_token1234",
"template_urls": {
"html": "https://url.com/a_rewards_disclosure_template_token1234.html"
}
},
"terms_schedule": {
"template_token": "a_terms_schedule_template_token1234",
"template_urls": {
"html": "https://url.com/a_terms_schedule_template_token1234.html"
}
},
"benefits_disclosure": {
"asset_token": "a_benefits_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_benefits_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_benefits_disclosure_asset_token1234.png",
"html": "https://url.com/a_benefits_disclosure_asset_token1234.html"
}
},
"notice_of_adverse_action": {
"template_token": "a_notice_of_adverse_action_template_token1234",
"template_urls": {
"html": "https://url.com/a_notice_of_adverse_action_template_token1234.html"
}
},
"privacy_policy": {
"asset_token": "a_privacy_policy_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_privacy_policy_asset_token1234.pdf",
"png": "https://url.com/a_privacy_policy_asset_token1234.png",
"html": "https://url.com/a_privacy_policy_asset_token1234.html"
}
},
"e_disclosure": {
"asset_token": "a_e_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_e_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_e_disclosure_asset_token1234.png",
"html": "https://url.com/a_e_disclosure_asset_token1234.html"
}
},
"card_member_agreement": {
"asset_token": "a_card_member_agreement_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_card_member_agreement_asset_token1234.pdf",
"png": "https://url.com/a_card_member_agreement_asset_token1234.png",
"html": "https://url.com/a_card_member_agreement_asset_token1234.html"
}
},
"account_statement": {
"template_token": "an_account_statement_template_token1234",
"template_urls": {
"html": "https://url.com/an_account_statement_template_token1234.html"
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"fee_policy_token": "my_fee_policy_token_1234",
"fee_policy_detail": {
"token": "my_fee_policy_token_1234",
"name": "Gold Fee Policy",
"description": "A gold fee policy",
"account": {
"late_payment": {
"default_method": "FLAT",
"default_value": 10
},
"returned_payment": {
"default_method": "FLAT",
"default_value": 10
},
"foreign_transaction_fee": {
"default_method": "PERCENTAGE",
"default_value": 12.5
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"reward_policy_token": "my_reward_policy_token_1234",
"reward_policy_detail": {
"token": "my_reward_policy_token_1234",
"name": "Gold Reward Policy",
"description": "A gold reward policy",
"settlement_strategy": "STATEMENT",
"accrual_strategy": "DEFAULT",
"rounding_strategy": "ROUND_HALF_EVEN",
"rules": [
{
"description": "Earn 3x on selected categories.",
"type": "MULTIPLIER_PER_TRANSACTION",
"calculation_type": "PER_TRANSACTION",
"multiplier": 3,
"amount": null,
"attributes": {
"mcc": [
"0001-1499",
"1500"
]
}
}
],
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"offer_policy_token": "my_offer_policy_token_1234",
"offer_policy_detail": {
"token": "my_offer_policy_token_1234",
"name": "Gold Offer Policy",
"description": "A gold offer policy",
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
}
```
**Action:** `GET`\
**Endpoint:** `/credit/bundles/{token}/lineage`
Retrieve an array of related product bundles.
This endpoint supports [sorting and pagination](/core-api/sorting-and-pagination/).
URL path parameters
| Fields | Description |
| ------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| token
string
Required | Unique identifier of the parent product bundle.
Send a `GET` request to `/bundles` to retrieve existing product bundles tokens.
**Allowable Values:**
Existing bundle token |
URL query parameters
| Fields | Description |
| ------------------------------------------------------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| count
integer
Optional | Number of related bundle product resources to retrieve.
**Allowable Values:**
1–100 |
| start\_index
integer
Optional | Sort order index of the first resource in the returned array.
**Allowable Values:**
0 min |
| sort\_by
string
Optional | Field on which to sort. Prefix the field name with a hyphen (`-`) to sort in descending order. Omit the hyphen to sort in ascending order.
**NOTE:** You must sort using system field names such as `lastModifiedTime`, and not by the field names appearing in response bodies such as `last_modified_time`.
**Allowable Values:**
`lastModifiedTime`, `-lastModifiedTime` |
| status
array of strings
Optional | Array of statuses by which to filter bundles.
**Allowable Values:**
`DRAFT`, `PENDING_APPROVAL`, `SENT_FOR_REVISION`, `ACTIVE`, `REJECTED`, `ARCHIVED`, `APPROVED` |
Response body
| Fields | Description |
| ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| count
integer
Returned | Number of resources returned.
**Allowable Values:**
1-10 |
| start\_index
integer
Returned | Sort order index of the first resource in the returned array.
**Allowable Values:**
Any integer |
| end\_index
integer
Returned | Sort order index of the last resource in the returned array.
**Allowable Values:**
Any integer |
| is\_more
boolean
Returned | A value of `true` indicates that more unreturned resources exist.
**Allowable Values:**
`true`, `false` |
| data
array of objects
Returned | Contains one or more bundles.
**Allowable Values:**
One or more bundle objects |
| data\[].**token**
string
Conditionally returned | Unique identifier of the bundle.
**Allowable Values:**
36 char max |
| data\[].**name**
string
Conditionally returned | Name of the bundle.
**Allowable Values:**
255 char max |
| data\[].**status**
string
Conditionally returned | Status of the bundle.
- `DRAFT` - The bundle is in the process of being created.
- `PENDING_APPROVAL` - The bundle has been created and is awaiting approval.
- `SENT_FOR_REVISION` - The bundle has been returned for revision.
- `ACTIVE` - The bundle is active.
- `REJECTED` - The bundle has been rejected; this status cannot be changed.
- `ARCHIVED` - The previously active bundle has been archived.
- `APPROVED` - The bundle has been approved (after having been sent for approval).
**Allowable Values:**
`DRAFT`, `PENDING_APPROVAL`, `SENT_FOR_REVISION`, `ACTIVE`, `REJECTED`, `ARCHIVED`, `APPROVED` |
| data\[].**description**
string
Conditionally returned | Description of the bundle.
**Allowable Values:**
255 char max |
| data\[].**credit\_product\_policy\_token**
string
Conditionally returned | Unique identifier of the bundle’s credit product policy.
**Allowable Values:**
36 char max |
| data\[].**credit\_product\_policy\_detail**
object
Conditionally returned | Contains information on the credit product policy.
**Allowable Values:**
Existing `credit_product_policy_detail` object |
| data\[].credit\_product\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the credit product policy.
**Allowable Values:**
36 char max |
| data\[].credit\_product\_policy\_detail.**card\_products**
array of objects
Conditionally returned | One or more card products associated with the credit product policy.
**Allowable Values:**
One or more `card_products` objects |
| data\[].credit\_product\_policy\_detail.card\_products\[].**token**
string
Conditionally returned | Unique identifier of the card product.
**Allowable Values:**
36 char max |
| data\[].credit\_product\_policy\_detail.card\_products\[].**level**
string
Conditionally returned | Level of the card product.
**Allowable Values:**
`PREMIUM`, `TRADITIONAL` |
| data\[].credit\_product\_policy\_detail.card\_products\[].**network**
string
Conditionally returned | Name of the card network.
**Allowable Values:**
`VISA`, `MASTERCARD`, `SANDBOX` |
| data\[].credit\_product\_policy\_detail.**name**
string
Conditionally returned | Name of the credit product policy.
**Allowable Values:**
1 char min |
| data\[].credit\_product\_policy\_detail.**description**
string
Conditionally returned | Description of the credit product policy.
**Allowable Values:**
255 char max |
| data\[].credit\_product\_policy\_detail.**classification**
string
Conditionally returned | Specifies for whom the credit product is intended.
- `CONSUMER` - The credit product is intended for individual consumers.
- `SMALL_AND_MEDIUM_BUSINESS` - The credit product is intended for small and medium business.
**Allowable Values:**
`CONSUMER`, `SMALL_AND_MEDIUM_BUSINESS` |
| data\[].credit\_product\_policy\_detail.**product\_type**
string
Conditionally returned | Type of credit product.
`REVOLVING` - Allows users to continuously borrow and pay debts up to the credit limit.
**Allowable Values:**
`REVOLVING` |
| data\[].credit\_product\_policy\_detail.**product\_sub\_type**
string
Conditionally returned | Subtype of the credit product type.
- `CREDIT_CARD` - Card that enables the cardholder to make purchases on credit.
- `SECURED_CARD` - Card backed by a user-funded deposit that enables the cardholder to make purchases on credit.
**Allowable Values:**
`CREDIT_CARD`, `SECURED_CARD` |
| data\[].credit\_product\_policy\_detail.**currency\_code**
string
Conditionally returned | Valid three-digit ISO 4217 currency code.
**Allowable Values:**
`USD` |
| data\[].credit\_product\_policy\_detail.**credit\_line**
object
Conditionally returned | Contains information on the credit line range.
**Allowable Values:**
Existing `credit_line` object |
| data\[].credit\_product\_policy\_detail.credit\_line.**min**
decimal
Returned | Minimum credit limit.
**Allowable Values:**
0–999999999999.99 |
| data\[].credit\_product\_policy\_detail.credit\_line.**max**
decimal
Returned | Maximum credit limit.
**Allowable Values:**
0–999999999999.99 |
| data\[].credit\_product\_policy\_detail.**usage**
array of strings
Conditionally returned | One or more usage types for the credit product policy.
**Allowable Values:**
`PURCHASE`
Valid `usage` array |
| data\[].credit\_product\_policy\_detail.**interest\_calculation**
object
Conditionally returned | Contains the configurations for interest calculation.
**Allowable Values:**
Existing `interest_calculation` object |
| data\[].credit\_product\_policy\_detail.interest\_calculation.**method**
string
Returned | Method of interest calculation.
**Allowable Values:**
`AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS` |
| data\[].credit\_product\_policy\_detail.interest\_calculation.**day\_count**
string
Returned | Day-count convention.
**Allowable Values:**
`ACTUAL` |
| data\[].credit\_product\_policy\_detail.interest\_calculation.**interest\_application**
array of strings
Returned | One or more balance types on which interest is applied.
**Allowable Values:**
`PRINCIPAL`, `FEES`, `INTEREST` |
| data\[].credit\_product\_policy\_detail.interest\_calculation.**minimum\_interest**
decimal
Returned | When interest is applied, this value determines the minimum amount of interest that can be charged.
**Allowable Values:**
0–999999999999.99 |
| data\[].credit\_product\_policy\_detail.interest\_calculation.**interest\_on\_grace\_reactivation**
string
Returned | Determines whether to charge or waive interest for the billing period when the balance is paid off.
**Allowable Values:**
`ACCRUE_FULL_CYCLE`, `ACCRUE_PAYMENT_DATE`, `WAIVE` |
| data\[].credit\_product\_policy\_detail.interest\_calculation.**grace\_days\_application**
string
Returned | Determines the last day of grace period based on which interest charges are calculated.
**Allowable Values:**
`NEXT_CYCLE_DATE` |
| data\[].credit\_product\_policy\_detail.interest\_calculation.**exclude\_tran\_types**
array of strings
Conditionally returned | One or more transactions that are excluded from current billing period’s interest charge, but included in next.
**Allowable Values:**
`LATE_PAYMENT_FEE`, `ANNUAL_FEE`, `MONTHLY_FEE`, `CASH_BACK_STATEMENT_CREDIT`, `RETURNED_PAYMENT_FEE`, `FOREIGN_TRANSACTION_FEE` |
| data\[].credit\_product\_policy\_detail.**payments**
object
Conditionally returned | Contains the configurations for billing cycle day, payment due day, and fees.
**Allowable Values:**
Existing `payments` object |
| data\[].credit\_product\_policy\_detail.payments.**billing\_cycle\_day**
integer
Returned | Day of the month when the billing cycle starts.
**Allowable Values:**
1–28 |
| data\[].credit\_product\_policy\_detail.payments.**due\_day**
integer
Conditionally returned | Day of month the payment for the previous billing cycle is due.
This field is being deprecated and replaced by `payment_due_interval` of a product policy. To retrieve `payment_due_interval`, see Retrieve credit product policy, payments.payment\_due\_interval.
**Allowable Values:**
31 |
| data\[].credit\_product\_policy\_detail.payments.**billing\_cycle\_frequency**
string
Conditionally returned | Frequency at which the account is billed.
**Allowable Values:**
`MONTHLY` |
| data\[].credit\_product\_policy\_detail.payments.**payment\_due\_interval**
integer
Conditionally returned | Specifies the payment due interval that is used to determine the payment due date for a billing cycle. A value of -1 indicates one day prior to the next billing cycle date.
For consumer programs, a minimum gap of 21 days is required between when a statement is delivered and the payment due date.
**Allowable Values:**
-1 min
Positive integers greater than 0; -1 is the default value |
| data\[].credit\_product\_policy\_detail.payments.**billing\_cycle\_day\_strategy**
string
Conditionally returned | Determines if the billing cycle day is manually set or determined dynamically during account creation based on cycling logic.
**Allowable Values:**
`MANUAL` |
| data\[].credit\_product\_policy\_detail.payments.**allocation\_order**
array of strings
Returned | Ordered list of balance types to which payments are allocated, from first to last.
**Allowable Values:**
`INTEREST`, `FEES`, `PRINCIPAL` |
| data\[].credit\_product\_policy\_detail.payments.**min\_payment\_calculation**
object
Returned | Contains information used to calculate the minimum payment amount on a credit product policy.
**Allowable Values:**
Existing `min_payment_calculation` object |
| data\[].credit\_product\_policy\_detail.payments.min\_payment\_calculation.**include\_past\_due\_amount**
boolean
Returned | Whether to include the past due amount when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| data\[].credit\_product\_policy\_detail.payments.min\_payment\_calculation.**include\_overlimit\_amount**
boolean
Returned | Whether to include the overlimit amount when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| data\[].credit\_product\_policy\_detail.payments.min\_payment\_calculation.**min\_payment\_flat\_amount**
decimal
Conditionally returned | Minimum payment, expressed as a flat amount, due on the payment due day.
**Allowable Values:**
Format: 0.00 |
| data\[].credit\_product\_policy\_detail.payments.min\_payment\_calculation.**min\_payment\_percentage**
object
Conditionally returned | Contains information used to calculate the minimum payment amount when expressed as a percentage.
**Allowable Values:**
Existing `min_payment_percentage` object |
| data\[].credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**percentage\_of\_balance**
decimal
Returned | Minimum payment, expressed as a percentage of the total statement balance, due on the payment due day.
**Allowable Values:**
0.0001–100 |
| data\[].credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**include\_interest\_charged**
boolean
Returned | Whether to include the amount of interest charged when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| data\[].credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**include\_all\_fees\_charged**
boolean
Conditionally returned | Whether to include all fees charged when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| data\[].credit\_product\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the credit product policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].credit\_product\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the credit product policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**apr\_policy\_token**
string
Conditionally returned | Unique identifier of the bundle’s APR policy.
**Allowable Values:**
36 char max |
| data\[].**apr\_policy\_detail**
object
Conditionally returned | Contains information on an APR policy.
**Allowable Values:**
Existing `apr_policy_detail` object |
| data\[].apr\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the APR policy.
**Allowable Values:**
36 char max |
| data\[].apr\_policy\_detail.**name**
string
Conditionally returned | Name of the APR policy.
**Allowable Values:**
255 char max |
| data\[].apr\_policy\_detail.**description**
string
Conditionally returned | Description of the APR policy.
**Allowable Values:**
255 char max |
| data\[].apr\_policy\_detail.**purchases**
object
Conditionally returned | Contains information on the pricing strategy for purchases.
**Allowable Values:**
Existing `purchases` object |
| data\[].apr\_policy\_detail.purchases.**name**
string
Conditionally returned | Name of the pricing strategy.
**Allowable Values:**
255 char max |
| data\[].apr\_policy\_detail.purchases.**external\_token**
string
Conditionally returned | Unique identifier of the pricing strategy on a credit program.
**Allowable Values:**
36 char max |
| data\[].apr\_policy\_detail.purchases.**tiers**
array of objects
Conditionally returned | One or more risk tiers for a pricing strategy.
**Allowable Values:**
One or more `tiers` objects |
| data\[].apr\_policy\_detail.purchases.tiers\[].**margin\_rate**
decimal
Conditionally returned | Margin rate for the risk tier for a pricing strategy.
**Allowable Values:**
Format: 0.00 |
| data\[].apr\_policy\_detail.purchases.tiers\[].**apr**
decimal
Conditionally returned | Value of the APR.
**Allowable Values:**
Format: 0.00 |
| data\[].apr\_policy\_detail.**effective\_date**
date
Conditionally returned | Date the APR goes into effect, in UTC.
**Allowable Values:**
Format: yyyy-MM-dd |
| data\[].apr\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the APR policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].apr\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the APR policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**document\_policy\_token**
string
Conditionally returned | Unique identifier of the bundle’s document policy.
**Allowable Values:**
36 char max |
| data\[].**document\_policy\_detail**
object
Conditionally returned | Contains information on a document policy.
**Allowable Values:**
Existing `document_policy_detail` object |
| data\[].document\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the document policy.
**Allowable Values:**
36 char max |
| data\[].document\_policy\_detail.**name**
string
Conditionally returned | Name of the document policy.
**Allowable Values:**
255 char max |
| data\[].document\_policy\_detail.**summary\_of\_credit\_terms**
object
Conditionally returned | Contains information on the Summary of Credit Terms (SOCT), which is a pre- and post-application disclosure that outlines the terms of an account, such as the interest rates, interest charges, associated fees, and more.
**Allowable Values:**
Existing `summary_of_credit_terms` object |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.summary\_of\_credit\_terms.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**rewards\_disclosure**
object
Conditionally returned | Contains information on the Rewards Disclosure, which is a pre- and post-application disclosure that provides details about the rewards program for a bundle.
**Allowable Values:**
Existing `rewards_disclosure` object |
| data\[].document\_policy\_detail.rewards\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| data\[].document\_policy\_detail.rewards\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| data\[].document\_policy\_detail.rewards\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.rewards\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.rewards\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.rewards\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.rewards\_disclosure.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| data\[].document\_policy\_detail.rewards\_disclosure.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| data\[].document\_policy\_detail.rewards\_disclosure.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.rewards\_disclosure.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**pre\_qualification\_disclosure**
object
Conditionally returned | Contains information on the Pre-Qualification Disclosure, which is a pre-disclosure that provides details about the pre-qualification offer for the user.
**Allowable Values:**
Existing `pre_qualification_disclosure` object |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.pre\_qualification\_disclosure.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**terms\_schedule**
object
Conditionally returned | Contains information on the Terms Schedule, which is a post-application disclosure that contains the terms of credit for an account, including the interest rate details.
**Allowable Values:**
Existing `terms_schedule` object |
| data\[].document\_policy\_detail.terms\_schedule.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| data\[].document\_policy\_detail.terms\_schedule.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| data\[].document\_policy\_detail.terms\_schedule.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.terms\_schedule.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**benefits\_disclosure\_traditional**
object
Conditionally returned | Contains information on the Benefits Disclosure (Traditional), which is a post-application disclosure that outlines the network benefits of a traditional Mastercard or Visa card.
**Allowable Values:**
Existing `benefits_disclosure_traditional` object |
| data\[].document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| data\[].document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| data\[].document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**benefits\_disclosure\_premium**
object
Conditionally returned | Contains information on the Benefits Disclosure (Premium), which is a post-application disclosure that outlines the network benefits of a Mastercard World or Visa Signature card.
**Allowable Values:**
Existing `benefits_disclosure_premium` object |
| data\[].document\_policy\_detail.benefits\_disclosure\_premium.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| data\[].document\_policy\_detail.benefits\_disclosure\_premium.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| data\[].document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.benefits\_disclosure\_premium.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**privacy\_policy**
object
Conditionally returned | Contains information on the Privacy Policy, which is a pre-application disclosure that explains how an applicant’s data is used and managed.
**Allowable Values:**
Existing `privacy_policy` object |
| data\[].document\_policy\_detail.privacy\_policy.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| data\[].document\_policy\_detail.privacy\_policy.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| data\[].document\_policy\_detail.privacy\_policy.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.privacy\_policy.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.privacy\_policy.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.privacy\_policy.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**e\_disclosure**
object
Conditionally returned | Contains information on the eDisclosure, which is a pre-application disclosure that states that users are to receive their disclosures electronically.
**Allowable Values:**
Existing `e_disclosure` object |
| data\[].document\_policy\_detail.e\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| data\[].document\_policy\_detail.e\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| data\[].document\_policy\_detail.e\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.e\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.e\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.e\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**card\_member\_agreement**
object
Conditionally returned | Contains information on the Card Member Agreement, which is a post-application disclosure that specifies the terms and conditions of an account, including the interest rates, interest charges, fees, minimum payment calculations, and more.
**Allowable Values:**
Existing `card_member_agreement` object |
| data\[].document\_policy\_detail.card\_member\_agreement.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| data\[].document\_policy\_detail.card\_member\_agreement.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| data\[].document\_policy\_detail.card\_member\_agreement.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.card\_member\_agreement.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.card\_member\_agreement.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.card\_member\_agreement.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**account\_statement**
object
Conditionally returned | Contains information on the Account Statement, which outlines the information that appears on the statements generated for a credit account.
**Allowable Values:**
Existing `account_statement` object |
| data\[].document\_policy\_detail.account\_statement.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| data\[].document\_policy\_detail.account\_statement.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| data\[].document\_policy\_detail.account\_statement.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.account\_statement.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**noaa\_single\_reason**
object
Conditionally returned | Contains information on the Notice of Adverse Action (NOAA) used when an application is declined for single reason.
**Allowable Values:**
Existing `noaa_single_reason` object |
| data\[].document\_policy\_detail.noaa\_single\_reason.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| data\[].document\_policy\_detail.noaa\_single\_reason.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| data\[].document\_policy\_detail.noaa\_single\_reason.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.noaa\_single\_reason.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**noaa\_single\_reason\_with\_dodd\_frank**
object
Conditionally returned | Contains information on the NOAA used when an application is declined for single reason related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.
**Allowable Values:**
Existing `noaa_single_reason_with_dodd_frank` object |
| data\[].document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| data\[].document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| data\[].document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**noaa\_multiple\_reason\_with\_dodd\_frank**
object
Conditionally returned | Contains information on the NOAA used when an application is declined for multiple reasons related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.
**Allowable Values:**
Existing `noaa_multiple_reason_with_dodd_frank` object |
| data\[].document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| data\[].document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| data\[].document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| data\[].document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the document policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].document\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the document policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**fee\_policy\_token**
string
Conditionally returned | Unique identifier of the bundle’s fee policy.
**Allowable Values:**
36 char max |
| data\[].**fee\_policy\_detail**
object
Conditionally returned | Contains information on a fee policy.
**Allowable Values:**
Existing `fee_policy_detail` object |
| data\[].fee\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the fee policy.
**Allowable Values:**
36 char max |
| data\[].fee\_policy\_detail.**name**
string
Conditionally returned | Name of the fee policy.
**Allowable Values:**
255 char max |
| data\[].fee\_policy\_detail.**description**
string
Conditionally returned | Description of the fee policy.
**Allowable Values:**
255 char max |
| data\[].fee\_policy\_detail.**account**
object
Conditionally returned | Contains information on the fees in an account’s fee policy.
**Allowable Values:**
Existing `account` object |
| data\[].fee\_policy\_detail.account.**late\_payment**
object
Conditionally returned | Contains information on the late payment fee.
**Allowable Values:**
Existing `late_payment` object |
| data\[].fee\_policy\_detail.account.**returned\_payment**
object
Conditionally returned | Contains information on the returned payment fee.
**Allowable Values:**
Existing `returned_payment` object |
| data\[].fee\_policy\_detail.account.**foreign\_transaction\_fee**
object
Conditionally returned | Contains information on the foreign transaction fee.
**Allowable Values:**
Existing `foreign_transaction_fee` object |
| data\[].fee\_policy\_detail.account.**monthly\_fee**
object
Conditionally returned | Contains information on the monthly periodic fees.
**Allowable Values:**
Existing `periodic_fees` object |
| data\[].fee\_policy\_detail.account.**annual\_fee**
object
Conditionally returned | Contains information on the annual periodic fees.
**Allowable Values:**
Existing `periodic_fees` object |
| data\[].fee\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the fee policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].fee\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the fee policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**reward\_policy\_token**
string
Conditionally returned | Unique identifier of the bundle’s reward policy.
**Allowable Values:**
36 char max |
| data\[].**reward\_policy\_detail**
object
Conditionally returned | Contains information on a reward policy.
**Allowable Values:**
Existing `reward_policy_detail` object |
| data\[].reward\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the reward policy.
**Allowable Values:**
36 char max |
| data\[].reward\_policy\_detail.**name**
string
Conditionally returned | Name of the reward policy.
**Allowable Values:**
255 char max |
| data\[].reward\_policy\_detail.**description**
string
Conditionally returned | Description of the reward policy.
**Allowable Values:**
255 char max |
| data\[].reward\_policy\_detail.**settlement\_strategy**
string
Conditionally returned | Reward settlement strategy for a credit program.
**Allowable Values:**
`STATEMENT`, `LIVE` |
| data\[].reward\_policy\_detail.**accrual\_strategy**
string
Conditionally returned | Reward accrual strategy for a credit program. If no value for `accrual_strategy` is set, the default value of this field is `DEFAULT`.
**Allowable Values:**
`DEFAULT`, `PAYMENT` |
| data\[].reward\_policy\_detail.**rounding\_strategy**
string
Conditionally returned | Rounding strategy for reward accrual calculations. If no value for `rounding_strategy` is set, then the default value of this field is `ROUND_HALF_EVEN`.
Available options:
- `ROUND_UP`: Always rounds away from zero to whole numbers.
- `ROUND_DOWN`: Always rounds towards zero to whole numbers.
- `ROUND_HALF_EVEN`: Rounds to two decimal places using half-even logic (default).
- `ROUND_HALF_EVEN_WHOLE`: Rounds to whole numbers using half-even logic.
**Allowable Values:**
`ROUND_UP`, `ROUND_DOWN`, `ROUND_HALF_EVEN`, `ROUND_HALF_EVEN_WHOLE` |
| data\[].reward\_policy\_detail.**rules**
array of objects
Conditionally returned | A list of one or more reward rules.
**Allowable Values:**
Valid array of one or more `rules` objects |
| data\[].reward\_policy\_detail.rules\[].**description**
string
Returned | The description of the rule.
**Allowable Values:**
255 char max |
| data\[].reward\_policy\_detail.rules\[].**type**
string
Returned | Type of rule.
**Allowable Values:**
`MULTIPLIER_PER_TRANSACTION` |
| data\[].reward\_policy\_detail.rules\[].**calculation\_type**
string
Conditionally returned | Type of calculation to use to evaluate if a rule has been satisfied.
**Allowable Values:**
`PER_TRANSACTION` |
| data\[].reward\_policy\_detail.rules\[].**multiplier**
decimal
Conditionally returned | The reward multiplier to apply the transaction, where '1' means 1x transaction amount.
**Allowable Values:**
Any integer |
| data\[].reward\_policy\_detail.rules\[].**amount**
decimal
Conditionally returned | The static amount to reward if the rule conditions are met.
**Allowable Values:**
Any integer |
| data\[].reward\_policy\_detail.rules\[].**attributes**
object
Conditionally returned | Additional properties for which the rule can be used to determine reward accrual eligibility for a transaction.
**Allowable Values:**
mcc: `1500`, `0001-1499` mid: `255` |
| data\[].reward\_policy\_detail.rules\[].attributes.**mcc**
array of strings
Conditionally returned | List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| data\[].reward\_policy\_detail.rules\[].attributes.**mid**
string
Conditionally returned | Merchant ID for the rule.
**Allowable Values:**
"255" |
| data\[].reward\_policy\_detail.rules\[].attributes.**min\_spend**
decimal
Conditionally returned | Minimum spend amount.
**Allowable Values:**
100 |
| data\[].reward\_policy\_detail.rules\[].attributes.**max\_spend**
decimal
Conditionally returned | Maximum spend amount.
**Allowable Values:**
150 |
| data\[].reward\_policy\_detail.rules\[].attributes.**spend\_total**
decimal
Conditionally returned | Total spend amount.
**Allowable Values:**
100 |
| data\[].reward\_policy\_detail.rules\[].attributes.**spend\_days**
integer
Conditionally returned | Maximum number of days since account creation within which the minimum spend requirements must be met to qualify for the reward (used for signup bonus rules).
Positive integer values are allowed, with a minimum value of `1`.
**Allowable Values:**
1 min |
| data\[].reward\_policy\_detail.**conversions**
array of objects
Conditionally returned | List of one or more reward conversions.
**Allowable Values:**
Valid array of one or more `conversion` objects |
| data\[].reward\_policy\_detail.conversions\[].**type**
string
Returned | Type of conversion.
**Allowable Values:**
`STATEMENT_CREDIT` |
| data\[].reward\_policy\_detail.conversions\[].**conversion\_rate**
decimal
Returned | The rate that points are worth with converting the REDEMPTION\_TYPE indicated.
**Allowable Values:**
0.001 min
Format: 0.000 |
| data\[].reward\_policy\_detail.conversions\[].**conversion\_increment**
integer
Returned | The static amount to reward if the rule conditions are met.
**Allowable Values:**
Any integer |
| data\[].reward\_policy\_detail.conversions\[].**currency**
string
Conditionally returned | Type of currency used with the conversion rate.
**Allowable Values:**
Currency code, such as EUR or USD. |
| data\[].reward\_policy\_detail.**exclusions**
object
Conditionally returned | Defines what merchant category codes (MCCs) are excluded from earning rewards. MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| data\[].reward\_policy\_detail.exclusions.**use\_default\_exclusions**
boolean
Conditionally returned | Indicates whether to use the default exclusion list.
- If `true`, the default exclusion list is used.
- If `false`, the custom exclusion list is used, if custom exclusions are included.
**Allowable Values:**
`true`, `false` |
| data\[].reward\_policy\_detail.exclusions.**custom\_exclusions**
array of strings
Conditionally returned | List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| data\[].reward\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the reward policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].reward\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the reward policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**offer\_policy\_token**
string
Conditionally returned | Unique identifier of the bundle’s offer policy.
**Allowable Values:**
36 char max |
| data\[].**offer\_policy\_detail**
object
Conditionally returned | Contains information on an offer policy.
**Allowable Values:**
Existing `offer_policy_detail` object |
| data\[].offer\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the offer policy.
**Allowable Values:**
36 char max |
| data\[].offer\_policy\_detail.**name**
string
Conditionally returned | Name of the offer policy.
**Allowable Values:**
255 char max |
| data\[].offer\_policy\_detail.**description**
string
Conditionally returned | Description of the offer policy.
**Allowable Values:**
255 char max |
| data\[].offer\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the offer policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].offer\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the offer policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**created\_time**
datetime
Conditionally returned | Date and time when the bundle was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**updated\_time**
datetime
Conditionally returned | Date and time when the bundle was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
**Action:** `PUT`\
**Endpoint:** `/credit/bundles/{token}/promote`
Promote a specific bundle that replaces the current active bundle and activates the promoted bundle.
URL path parameters
| Fields | Description |
| ------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| token
string
Required | Unique identifier of the bundle to promote.
Send a `GET` request to `/bundles` to retrieve existing bundle tokens.
**Allowable Values:**
Existing bundle token |
Response body
| Fields | Description |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| token
string
Conditionally returned | Unique identifier of the bundle.
**Allowable Values:**
36 char max |
| name
string
Conditionally returned | Name of the bundle.
**Allowable Values:**
255 char max |
| status
string
Conditionally returned | Status of the bundle.
- `DRAFT` - The bundle is in the process of being created.
- `PENDING_APPROVAL` - The bundle has been created and is awaiting approval.
- `SENT_FOR_REVISION` - The bundle has been returned for revision.
- `ACTIVE` - The bundle is active.
- `REJECTED` - The bundle has been rejected; this status cannot be changed.
- `ARCHIVED` - The previously active bundle has been archived.
- `APPROVED` - The bundle has been approved (after having been sent for approval).
**Allowable Values:**
`DRAFT`, `PENDING_APPROVAL`, `SENT_FOR_REVISION`, `ACTIVE`, `REJECTED`, `ARCHIVED`, `APPROVED` |
| description
string
Conditionally returned | Description of the bundle.
**Allowable Values:**
255 char max |
| credit\_product\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s credit product policy.
**Allowable Values:**
36 char max |
| credit\_product\_policy\_detail
object
Conditionally returned | Contains information on the credit product policy.
**Allowable Values:**
Existing `credit_product_policy_detail` object |
| credit\_product\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the credit product policy.
**Allowable Values:**
36 char max |
| credit\_product\_policy\_detail.**card\_products**
array of objects
Conditionally returned | One or more card products associated with the credit product policy.
**Allowable Values:**
One or more `card_products` objects |
| credit\_product\_policy\_detail.card\_products\[].**token**
string
Conditionally returned | Unique identifier of the card product.
**Allowable Values:**
36 char max |
| credit\_product\_policy\_detail.card\_products\[].**level**
string
Conditionally returned | Level of the card product.
**Allowable Values:**
`PREMIUM`, `TRADITIONAL` |
| credit\_product\_policy\_detail.card\_products\[].**network**
string
Conditionally returned | Name of the card network.
**Allowable Values:**
`VISA`, `MASTERCARD`, `SANDBOX` |
| credit\_product\_policy\_detail.**name**
string
Conditionally returned | Name of the credit product policy.
**Allowable Values:**
1 char min |
| credit\_product\_policy\_detail.**description**
string
Conditionally returned | Description of the credit product policy.
**Allowable Values:**
255 char max |
| credit\_product\_policy\_detail.**classification**
string
Conditionally returned | Specifies for whom the credit product is intended.
- `CONSUMER` - The credit product is intended for individual consumers.
- `SMALL_AND_MEDIUM_BUSINESS` - The credit product is intended for small and medium business.
**Allowable Values:**
`CONSUMER`, `SMALL_AND_MEDIUM_BUSINESS` |
| credit\_product\_policy\_detail.**product\_type**
string
Conditionally returned | Type of credit product.
`REVOLVING` - Allows users to continuously borrow and pay debts up to the credit limit.
**Allowable Values:**
`REVOLVING` |
| credit\_product\_policy\_detail.**product\_sub\_type**
string
Conditionally returned | Subtype of the credit product type.
- `CREDIT_CARD` - Card that enables the cardholder to make purchases on credit.
- `SECURED_CARD` - Card backed by a user-funded deposit that enables the cardholder to make purchases on credit.
**Allowable Values:**
`CREDIT_CARD`, `SECURED_CARD` |
| credit\_product\_policy\_detail.**currency\_code**
string
Conditionally returned | Valid three-digit ISO 4217 currency code.
**Allowable Values:**
`USD` |
| credit\_product\_policy\_detail.**credit\_line**
object
Conditionally returned | Contains information on the credit line range.
**Allowable Values:**
Existing `credit_line` object |
| credit\_product\_policy\_detail.credit\_line.**min**
decimal
Returned | Minimum credit limit.
**Allowable Values:**
0–999999999999.99 |
| credit\_product\_policy\_detail.credit\_line.**max**
decimal
Returned | Maximum credit limit.
**Allowable Values:**
0–999999999999.99 |
| credit\_product\_policy\_detail.**usage**
array of strings
Conditionally returned | One or more usage types for the credit product policy.
**Allowable Values:**
`PURCHASE`
Valid `usage` array |
| credit\_product\_policy\_detail.**interest\_calculation**
object
Conditionally returned | Contains the configurations for interest calculation.
**Allowable Values:**
Existing `interest_calculation` object |
| credit\_product\_policy\_detail.interest\_calculation.**method**
string
Returned | Method of interest calculation.
**Allowable Values:**
`AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS` |
| credit\_product\_policy\_detail.interest\_calculation.**day\_count**
string
Returned | Day-count convention.
**Allowable Values:**
`ACTUAL` |
| credit\_product\_policy\_detail.interest\_calculation.**interest\_application**
array of strings
Returned | One or more balance types on which interest is applied.
**Allowable Values:**
`PRINCIPAL`, `FEES`, `INTEREST` |
| credit\_product\_policy\_detail.interest\_calculation.**minimum\_interest**
decimal
Returned | When interest is applied, this value determines the minimum amount of interest that can be charged.
**Allowable Values:**
0–999999999999.99 |
| credit\_product\_policy\_detail.interest\_calculation.**interest\_on\_grace\_reactivation**
string
Returned | Determines whether to charge or waive interest for the billing period when the balance is paid off.
**Allowable Values:**
`ACCRUE_FULL_CYCLE`, `ACCRUE_PAYMENT_DATE`, `WAIVE` |
| credit\_product\_policy\_detail.interest\_calculation.**grace\_days\_application**
string
Returned | Determines the last day of grace period based on which interest charges are calculated.
**Allowable Values:**
`NEXT_CYCLE_DATE` |
| credit\_product\_policy\_detail.interest\_calculation.**exclude\_tran\_types**
array of strings
Conditionally returned | One or more transactions that are excluded from current billing period’s interest charge, but included in next.
**Allowable Values:**
`LATE_PAYMENT_FEE`, `ANNUAL_FEE`, `MONTHLY_FEE`, `CASH_BACK_STATEMENT_CREDIT`, `RETURNED_PAYMENT_FEE`, `FOREIGN_TRANSACTION_FEE` |
| credit\_product\_policy\_detail.**payments**
object
Conditionally returned | Contains the configurations for billing cycle day, payment due day, and fees.
**Allowable Values:**
Existing `payments` object |
| credit\_product\_policy\_detail.payments.**billing\_cycle\_day**
integer
Returned | Day of the month when the billing cycle starts.
**Allowable Values:**
1–28 |
| credit\_product\_policy\_detail.payments.**due\_day**
integer
Conditionally returned | Day of month the payment for the previous billing cycle is due.
This field is being deprecated and replaced by `payment_due_interval` of a product policy. To retrieve `payment_due_interval`, see Retrieve credit product policy, payments.payment\_due\_interval.
**Allowable Values:**
31 |
| credit\_product\_policy\_detail.payments.**billing\_cycle\_frequency**
string
Conditionally returned | Frequency at which the account is billed.
**Allowable Values:**
`MONTHLY` |
| credit\_product\_policy\_detail.payments.**payment\_due\_interval**
integer
Conditionally returned | Specifies the payment due interval that is used to determine the payment due date for a billing cycle. A value of -1 indicates one day prior to the next billing cycle date.
For consumer programs, a minimum gap of 21 days is required between when a statement is delivered and the payment due date.
**Allowable Values:**
-1 min
Positive integers greater than 0; -1 is the default value |
| credit\_product\_policy\_detail.payments.**billing\_cycle\_day\_strategy**
string
Conditionally returned | Determines if the billing cycle day is manually set or determined dynamically during account creation based on cycling logic.
**Allowable Values:**
`MANUAL` |
| credit\_product\_policy\_detail.payments.**allocation\_order**
array of strings
Returned | Ordered list of balance types to which payments are allocated, from first to last.
**Allowable Values:**
`INTEREST`, `FEES`, `PRINCIPAL` |
| credit\_product\_policy\_detail.payments.**min\_payment\_calculation**
object
Returned | Contains information used to calculate the minimum payment amount on a credit product policy.
**Allowable Values:**
Existing `min_payment_calculation` object |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**include\_past\_due\_amount**
boolean
Returned | Whether to include the past due amount when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**include\_overlimit\_amount**
boolean
Returned | Whether to include the overlimit amount when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**min\_payment\_flat\_amount**
decimal
Conditionally returned | Minimum payment, expressed as a flat amount, due on the payment due day.
**Allowable Values:**
Format: 0.00 |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.**min\_payment\_percentage**
object
Conditionally returned | Contains information used to calculate the minimum payment amount when expressed as a percentage.
**Allowable Values:**
Existing `min_payment_percentage` object |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**percentage\_of\_balance**
decimal
Returned | Minimum payment, expressed as a percentage of the total statement balance, due on the payment due day.
**Allowable Values:**
0.0001–100 |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**include\_interest\_charged**
boolean
Returned | Whether to include the amount of interest charged when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.payments.min\_payment\_calculation.min\_payment\_percentage.**include\_all\_fees\_charged**
boolean
Conditionally returned | Whether to include all fees charged when calculating the minimum payment.
**Allowable Values:**
`true`, `false` |
| credit\_product\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the credit product policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| credit\_product\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the credit product policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| apr\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s APR policy.
**Allowable Values:**
36 char max |
| apr\_policy\_detail
object
Conditionally returned | Contains information on an APR policy.
**Allowable Values:**
Existing `apr_policy_detail` object |
| apr\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the APR policy.
**Allowable Values:**
36 char max |
| apr\_policy\_detail.**name**
string
Conditionally returned | Name of the APR policy.
**Allowable Values:**
255 char max |
| apr\_policy\_detail.**description**
string
Conditionally returned | Description of the APR policy.
**Allowable Values:**
255 char max |
| apr\_policy\_detail.**purchases**
object
Conditionally returned | Contains information on the pricing strategy for purchases.
**Allowable Values:**
Existing `purchases` object |
| apr\_policy\_detail.purchases.**name**
string
Conditionally returned | Name of the pricing strategy.
**Allowable Values:**
255 char max |
| apr\_policy\_detail.purchases.**external\_token**
string
Conditionally returned | Unique identifier of the pricing strategy on a credit program.
**Allowable Values:**
36 char max |
| apr\_policy\_detail.purchases.**tiers**
array of objects
Conditionally returned | One or more risk tiers for a pricing strategy.
**Allowable Values:**
One or more `tiers` objects |
| apr\_policy\_detail.purchases.tiers\[].**margin\_rate**
decimal
Conditionally returned | Margin rate for the risk tier for a pricing strategy.
**Allowable Values:**
Format: 0.00 |
| apr\_policy\_detail.purchases.tiers\[].**apr**
decimal
Conditionally returned | Value of the APR.
**Allowable Values:**
Format: 0.00 |
| apr\_policy\_detail.**effective\_date**
date
Conditionally returned | Date the APR goes into effect, in UTC.
**Allowable Values:**
Format: yyyy-MM-dd |
| apr\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the APR policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| apr\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the APR policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s document policy.
**Allowable Values:**
36 char max |
| document\_policy\_detail
object
Conditionally returned | Contains information on a document policy.
**Allowable Values:**
Existing `document_policy_detail` object |
| document\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the document policy.
**Allowable Values:**
36 char max |
| document\_policy\_detail.**name**
string
Conditionally returned | Name of the document policy.
**Allowable Values:**
255 char max |
| document\_policy\_detail.**summary\_of\_credit\_terms**
object
Conditionally returned | Contains information on the Summary of Credit Terms (SOCT), which is a pre- and post-application disclosure that outlines the terms of an account, such as the interest rates, interest charges, associated fees, and more.
**Allowable Values:**
Existing `summary_of_credit_terms` object |
| document\_policy\_detail.summary\_of\_credit\_terms.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.summary\_of\_credit\_terms.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.summary\_of\_credit\_terms.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.summary\_of\_credit\_terms.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.summary\_of\_credit\_terms.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.summary\_of\_credit\_terms.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**rewards\_disclosure**
object
Conditionally returned | Contains information on the Rewards Disclosure, which is a pre- and post-application disclosure that provides details about the rewards program for a bundle.
**Allowable Values:**
Existing `rewards_disclosure` object |
| document\_policy\_detail.rewards\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.rewards\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.rewards\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.rewards\_disclosure.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.rewards\_disclosure.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.rewards\_disclosure.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.rewards\_disclosure.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**pre\_qualification\_disclosure**
object
Conditionally returned | Contains information on the Pre-Qualification Disclosure, which is a pre-disclosure that provides details about the pre-qualification offer for the user.
**Allowable Values:**
Existing `pre_qualification_disclosure` object |
| document\_policy\_detail.pre\_qualification\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.pre\_qualification\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.pre\_qualification\_disclosure.**template\_token**
string
Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.
**Allowable Values:**
Existing template token for the SOCT or Rewards Disclosure |
| document\_policy\_detail.pre\_qualification\_disclosure.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.pre\_qualification\_disclosure.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.pre\_qualification\_disclosure.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**terms\_schedule**
object
Conditionally returned | Contains information on the Terms Schedule, which is a post-application disclosure that contains the terms of credit for an account, including the interest rate details.
**Allowable Values:**
Existing `terms_schedule` object |
| document\_policy\_detail.terms\_schedule.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.terms\_schedule.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.terms\_schedule.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.terms\_schedule.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**benefits\_disclosure\_traditional**
object
Conditionally returned | Contains information on the Benefits Disclosure (Traditional), which is a post-application disclosure that outlines the network benefits of a traditional Mastercard or Visa card.
**Allowable Values:**
Existing `benefits_disclosure_traditional` object |
| document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_traditional.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_traditional.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**benefits\_disclosure\_premium**
object
Conditionally returned | Contains information on the Benefits Disclosure (Premium), which is a post-application disclosure that outlines the network benefits of a Mastercard World or Visa Signature card.
**Allowable Values:**
Existing `benefits_disclosure_premium` object |
| document\_policy\_detail.benefits\_disclosure\_premium.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.benefits\_disclosure\_premium.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_premium.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.benefits\_disclosure\_premium.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**privacy\_policy**
object
Conditionally returned | Contains information on the Privacy Policy, which is a pre-application disclosure that explains how an applicant’s data is used and managed.
**Allowable Values:**
Existing `privacy_policy` object |
| document\_policy\_detail.privacy\_policy.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.privacy\_policy.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.privacy\_policy.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.privacy\_policy.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.privacy\_policy.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.privacy\_policy.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**e\_disclosure**
object
Conditionally returned | Contains information on the eDisclosure, which is a pre-application disclosure that states that users are to receive their disclosures electronically.
**Allowable Values:**
Existing `e_disclosure` object |
| document\_policy\_detail.e\_disclosure.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.e\_disclosure.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.e\_disclosure.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.e\_disclosure.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.e\_disclosure.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.e\_disclosure.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**card\_member\_agreement**
object
Conditionally returned | Contains information on the Card Member Agreement, which is a post-application disclosure that specifies the terms and conditions of an account, including the interest rates, interest charges, fees, minimum payment calculations, and more.
**Allowable Values:**
Existing `card_member_agreement` object |
| document\_policy\_detail.card\_member\_agreement.**asset\_token**
string
Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.
**Allowable Values:**
Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| document\_policy\_detail.card\_member\_agreement.**asset\_urls**
object
Conditionally returned | Contains one or more URLs for an asset.
**Allowable Values:**
One or more `asset_urls` objects |
| document\_policy\_detail.card\_member\_agreement.asset\_urls.**pdf**
string
Returned | URL to the PDF version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.card\_member\_agreement.asset\_urls.**png**
string
Returned | URL to the PNG version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.card\_member\_agreement.asset\_urls.**html**
string
Returned | URL to the HTML version of the asset.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.card\_member\_agreement.**asset\_created\_time**
datetime
Conditionally returned | Date and time when the asset was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**account\_statement**
object
Conditionally returned | Contains information on the Account Statement, which outlines the information that appears on the statements generated for a credit account.
**Allowable Values:**
Existing `account_statement` object |
| document\_policy\_detail.account\_statement.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.account\_statement.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.account\_statement.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.account\_statement.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**noaa\_single\_reason**
object
Conditionally returned | Contains information on the Notice of Adverse Action (NOAA) used when an application is declined for single reason.
**Allowable Values:**
Existing `noaa_single_reason` object |
| document\_policy\_detail.noaa\_single\_reason.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.noaa\_single\_reason.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.noaa\_single\_reason.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.noaa\_single\_reason.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**noaa\_single\_reason\_with\_dodd\_frank**
object
Conditionally returned | Contains information on the NOAA used when an application is declined for single reason related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.
**Allowable Values:**
Existing `noaa_single_reason_with_dodd_frank` object |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.noaa\_single\_reason\_with\_dodd\_frank.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**noaa\_multiple\_reason\_with\_dodd\_frank**
object
Conditionally returned | Contains information on the NOAA used when an application is declined for multiple reasons related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.
**Allowable Values:**
Existing `noaa_multiple_reason_with_dodd_frank` object |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_token**
string
Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.
**Allowable Values:**
Existing template token for the Terms Schedule, Account Statement, or NOAA |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_urls**
object
Conditionally returned | Contains one or more URLs for a template.
**Allowable Values:**
One or more `template_urls` objects |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.template\_urls.**html**
string
Returned | URL to the HTML version of the document template.
**Allowable Values:**
Valid URL |
| document\_policy\_detail.noaa\_multiple\_reason\_with\_dodd\_frank.**template\_created\_time**
datetime
Conditionally returned | Date and time when the template was created.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the document policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| document\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the document policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| fee\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s fee policy.
**Allowable Values:**
36 char max |
| fee\_policy\_detail
object
Conditionally returned | Contains information on a fee policy.
**Allowable Values:**
Existing `fee_policy_detail` object |
| fee\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the fee policy.
**Allowable Values:**
36 char max |
| fee\_policy\_detail.**name**
string
Conditionally returned | Name of the fee policy.
**Allowable Values:**
255 char max |
| fee\_policy\_detail.**description**
string
Conditionally returned | Description of the fee policy.
**Allowable Values:**
255 char max |
| fee\_policy\_detail.**account**
object
Conditionally returned | Contains information on the fees in an account’s fee policy.
**Allowable Values:**
Existing `account` object |
| fee\_policy\_detail.account.**late\_payment**
object
Conditionally returned | Contains information on the late payment fee.
**Allowable Values:**
Existing `late_payment` object |
| fee\_policy\_detail.account.**returned\_payment**
object
Conditionally returned | Contains information on the returned payment fee.
**Allowable Values:**
Existing `returned_payment` object |
| fee\_policy\_detail.account.**foreign\_transaction\_fee**
object
Conditionally returned | Contains information on the foreign transaction fee.
**Allowable Values:**
Existing `foreign_transaction_fee` object |
| fee\_policy\_detail.account.**monthly\_fee**
object
Conditionally returned | Contains information on the monthly periodic fees.
**Allowable Values:**
Existing `periodic_fees` object |
| fee\_policy\_detail.account.**annual\_fee**
object
Conditionally returned | Contains information on the annual periodic fees.
**Allowable Values:**
Existing `periodic_fees` object |
| fee\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the fee policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| fee\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the fee policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| reward\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s reward policy.
**Allowable Values:**
36 char max |
| reward\_policy\_detail
object
Conditionally returned | Contains information on a reward policy.
**Allowable Values:**
Existing `reward_policy_detail` object |
| reward\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the reward policy.
**Allowable Values:**
36 char max |
| reward\_policy\_detail.**name**
string
Conditionally returned | Name of the reward policy.
**Allowable Values:**
255 char max |
| reward\_policy\_detail.**description**
string
Conditionally returned | Description of the reward policy.
**Allowable Values:**
255 char max |
| reward\_policy\_detail.**settlement\_strategy**
string
Conditionally returned | Reward settlement strategy for a credit program.
**Allowable Values:**
`STATEMENT`, `LIVE` |
| reward\_policy\_detail.**accrual\_strategy**
string
Conditionally returned | Reward accrual strategy for a credit program. If no value for `accrual_strategy` is set, the default value of this field is `DEFAULT`.
**Allowable Values:**
`DEFAULT`, `PAYMENT` |
| reward\_policy\_detail.**rounding\_strategy**
string
Conditionally returned | Rounding strategy for reward accrual calculations. If no value for `rounding_strategy` is set, then the default value of this field is `ROUND_HALF_EVEN`.
Available options:
- `ROUND_UP`: Always rounds away from zero to whole numbers.
- `ROUND_DOWN`: Always rounds towards zero to whole numbers.
- `ROUND_HALF_EVEN`: Rounds to two decimal places using half-even logic (default).
- `ROUND_HALF_EVEN_WHOLE`: Rounds to whole numbers using half-even logic.
**Allowable Values:**
`ROUND_UP`, `ROUND_DOWN`, `ROUND_HALF_EVEN`, `ROUND_HALF_EVEN_WHOLE` |
| reward\_policy\_detail.**rules**
array of objects
Conditionally returned | A list of one or more reward rules.
**Allowable Values:**
Valid array of one or more `rules` objects |
| reward\_policy\_detail.rules\[].**description**
string
Returned | The description of the rule.
**Allowable Values:**
255 char max |
| reward\_policy\_detail.rules\[].**type**
string
Returned | Type of rule.
**Allowable Values:**
`MULTIPLIER_PER_TRANSACTION` |
| reward\_policy\_detail.rules\[].**calculation\_type**
string
Conditionally returned | Type of calculation to use to evaluate if a rule has been satisfied.
**Allowable Values:**
`PER_TRANSACTION` |
| reward\_policy\_detail.rules\[].**multiplier**
decimal
Conditionally returned | The reward multiplier to apply the transaction, where '1' means 1x transaction amount.
**Allowable Values:**
Any integer |
| reward\_policy\_detail.rules\[].**amount**
decimal
Conditionally returned | The static amount to reward if the rule conditions are met.
**Allowable Values:**
Any integer |
| reward\_policy\_detail.rules\[].**attributes**
object
Conditionally returned | Additional properties for which the rule can be used to determine reward accrual eligibility for a transaction.
**Allowable Values:**
mcc: `1500`, `0001-1499` mid: `255` |
| reward\_policy\_detail.rules\[].attributes.**mcc**
array of strings
Conditionally returned | List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| reward\_policy\_detail.rules\[].attributes.**mid**
string
Conditionally returned | Merchant ID for the rule.
**Allowable Values:**
"255" |
| reward\_policy\_detail.rules\[].attributes.**min\_spend**
decimal
Conditionally returned | Minimum spend amount.
**Allowable Values:**
100 |
| reward\_policy\_detail.rules\[].attributes.**max\_spend**
decimal
Conditionally returned | Maximum spend amount.
**Allowable Values:**
150 |
| reward\_policy\_detail.rules\[].attributes.**spend\_total**
decimal
Conditionally returned | Total spend amount.
**Allowable Values:**
100 |
| reward\_policy\_detail.rules\[].attributes.**spend\_days**
integer
Conditionally returned | Maximum number of days since account creation within which the minimum spend requirements must be met to qualify for the reward (used for signup bonus rules).
Positive integer values are allowed, with a minimum value of `1`.
**Allowable Values:**
1 min |
| reward\_policy\_detail.**conversions**
array of objects
Conditionally returned | List of one or more reward conversions.
**Allowable Values:**
Valid array of one or more `conversion` objects |
| reward\_policy\_detail.conversions\[].**type**
string
Returned | Type of conversion.
**Allowable Values:**
`STATEMENT_CREDIT` |
| reward\_policy\_detail.conversions\[].**conversion\_rate**
decimal
Returned | The rate that points are worth with converting the REDEMPTION\_TYPE indicated.
**Allowable Values:**
0.001 min
Format: 0.000 |
| reward\_policy\_detail.conversions\[].**conversion\_increment**
integer
Returned | The static amount to reward if the rule conditions are met.
**Allowable Values:**
Any integer |
| reward\_policy\_detail.conversions\[].**currency**
string
Conditionally returned | Type of currency used with the conversion rate.
**Allowable Values:**
Currency code, such as EUR or USD. |
| reward\_policy\_detail.**exclusions**
object
Conditionally returned | Defines what merchant category codes (MCCs) are excluded from earning rewards. MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| reward\_policy\_detail.exclusions.**use\_default\_exclusions**
boolean
Conditionally returned | Indicates whether to use the default exclusion list.
- If `true`, the default exclusion list is used.
- If `false`, the custom exclusion list is used, if custom exclusions are included.
**Allowable Values:**
`true`, `false` |
| reward\_policy\_detail.exclusions.**custom\_exclusions**
array of strings
Conditionally returned | List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.
**Allowable Values:**
`1500`, `0001-1499` |
| reward\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the reward policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| reward\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the reward policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| offer\_policy\_token
string
Conditionally returned | Unique identifier of the bundle’s offer policy.
**Allowable Values:**
36 char max |
| offer\_policy\_detail
object
Conditionally returned | Contains information on an offer policy.
**Allowable Values:**
Existing `offer_policy_detail` object |
| offer\_policy\_detail.**token**
string
Conditionally returned | Unique identifier of the offer policy.
**Allowable Values:**
36 char max |
| offer\_policy\_detail.**name**
string
Conditionally returned | Name of the offer policy.
**Allowable Values:**
255 char max |
| offer\_policy\_detail.**description**
string
Conditionally returned | Description of the offer policy.
**Allowable Values:**
255 char max |
| offer\_policy\_detail.**created\_time**
datetime
Conditionally returned | Date and time when the offer policy was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| offer\_policy\_detail.**updated\_time**
datetime
Conditionally returned | Date and time when the offer policy was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| created\_time
datetime
Conditionally returned | Date and time when the bundle was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| updated\_time
datetime
Conditionally returned | Date and time when the bundle was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
Sample response body
```json JSON expandable lines wrap theme={null}
{
"token": "my_bundle_token_4321",
"parent_token": "my_parent_token_4321",
"name": "Silver Credit Bundle",
"status": "DRAFT",
"description": "A silver",
"credit_product_policy_token": "my_credit_product_policy_token_4321",
"credit_product_policy_detail": {
"token": "my_credit_product_policy_token_4321",
"card_products": [
{
"token": "my_card_product_token4321",
"level": "TRADITIONAL",
"network": "VISA"
}
],
"name": "Silver Credit Product Policy",
"description": "A silver credit product policy",
"classification": "CONSUMER",
"product_type": "REVOLVING",
"product_sub_type": "CREDIT_CARD",
"currency_code": "USD",
"credit_line": {
"min": 50,
"max": 3100
},
"usage": [
"PURCHASE"
],
"interest_calculation": {
"method": "AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS",
"day_count": "ACTUAL",
"interest_application": [
"PRINCIPAL",
"FEES"
],
"minimum_interest": 1,
"interest_on_grace_reactivation": "ACCRUE_PAYMENT_DATE",
"grace_days_application": "NEXT_CYCLE_DATE",
"application_of_credits": {
"cycle_type": "END_REVOLVING",
"day": 15
},
"exclude_tran_types": [
"ANNUAL_FEE",
"LATE_PAYMENT_FEE",
"CASH_BACK_STATEMENT_CREDIT"
]
},
"payments": {
"due_day": 31,
"billing_cycle_day": 1,
"allocation_order": [
"INTEREST",
"FEES",
"PRINCIPAL"
],
"min_payment_calculation": {
"include_past_due_amount": false,
"include_overlimit_amount": true,
"min_payment_flat_amount": 20,
"min_payment_percentage": {
"percentage_of_balance": 1,
"include_interest_charged": false,
"include_fees_charged": [
"LATE_PAYMENT_FEE"
]
}
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"apr_policy_token": "my_apr_policy_token_4321",
"apr_policy_detail": {
"token": "my_apr_policy_token_4321",
"name": "Silver APR Policy",
"description": "A silver APR policy",
"purchases": {
"name": "A purchase at a merchant",
"external_token": "my_external_purchase_token4321",
"tiers": [
{
"margin_rate": 3,
"apr": 0
},
{
"margin_rate": 6,
"apr": 0
}
]
},
"effective_date": "2025-06-01",
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"document_policy_token": "my_document_policy_token_4321",
"document_policy_detail": {
"token": "my_document_policy_token_4321",
"name": "My Document Policy",
"summary_of_credit_terms": {
"asset_token": "a_summary_of_credit_terms_asset_token4321",
"asset_urls": {
"pdf": "https://url.com/a_summary_of_credit_terms_asset_token4321.pdf",
"png": "https://url.com/a_summary_of_credit_terms_asset_token4321.png",
"html": "https://url.com/a_summary_of_credit_terms_asset_token4321.html"
},
"template_token": "a_summary_of_credit_terms_template_token4321",
"template_urls": {
"html": "https://url.com/a_summary_of_credit_terms_template_token4321.html"
}
},
"rewards_disclosure": {
"asset_token": "a_rewards_disclosure_asset_token4321",
"asset_urls": {
"pdf": "https://url.com/a_rewards_disclosure_asset_token4321.pdf",
"png": "https://url.com/a_rewards_disclosure_asset_token4321.png",
"html": "https://url.com/a_rewards_disclosure_asset_token4321.html"
},
"template_token": "a_rewards_disclosure_template_token4321",
"template_urls": {
"html": "https://url.com/a_rewards_disclosure_template_token4321.html"
}
},
"terms_schedule": {
"template_token": "a_terms_schedule_template_token4321",
"template_urls": {
"html": "https://url.com/a_terms_schedule_template_token4321.html"
}
},
"benefits_disclosure": {
"asset_token": "a_benefits_disclosure_asset_token4321",
"asset_urls": {
"pdf": "https://url.com/a_benefits_disclosure_asset_token4321.pdf",
"png": "https://url.com/a_benefits_disclosure_asset_token4321.png",
"html": "https://url.com/a_benefits_disclosure_asset_token4321.html"
}
},
"notice_of_adverse_action": {
"template_token": "a_notice_of_adverse_action_template_token4321",
"template_urls": {
"html": "https://url.com/a_notice_of_adverse_action_template_token4321.html"
}
},
"privacy_policy": {
"asset_token": "a_privacy_policy_asset_token4321",
"asset_urls": {
"pdf": "https://url.com/a_privacy_policy_asset_token4321.pdf",
"png": "https://url.com/a_privacy_policy_asset_token4321.png",
"html": "https://url.com/a_privacy_policy_asset_token4321.html"
}
},
"e_disclosure": {
"asset_token": "a_e_disclosure_asset_token4321",
"asset_urls": {
"pdf": "https://url.com/a_e_disclosure_asset_token4321.pdf",
"png": "https://url.com/a_e_disclosure_asset_token4321.png",
"html": "https://url.com/a_e_disclosure_asset_token4321.html"
}
},
"card_member_agreement": {
"asset_token": "a_card_member_agreement_asset_token4321",
"asset_urls": {
"pdf": "https://url.com/a_card_member_agreement_asset_token4321.pdf",
"png": "https://url.com/a_card_member_agreement_asset_token4321.png",
"html": "https://url.com/a_card_member_agreement_asset_token4321.html"
}
},
"account_statement": {
"template_token": "an_account_statement_template_token4321",
"template_urls": {
"html": "https://url.com/an_account_statement_template_token4321.html"
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"fee_policy_token": "my_fee_policy_token_4321",
"fee_policy_detail": {
"token": "my_fee_policy_token_4321",
"name": "Silver Fee Policy",
"description": "A silver fee policy",
"account": {
"late_payment": {
"default_method": "FLAT",
"default_value": 10
},
"returned_payment": {
"default_method": "FLAT",
"default_value": 10
},
"foreign_transaction_fee": {
"default_method": "PERCENTAGE",
"default_value": 12.5
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"reward_policy_token": "my_reward_policy_token_4321",
"reward_policy_detail": {
"token": "my_reward_policy_token_4321",
"name": "Gold Reward Policy",
"description": "A gold reward policy",
"settlement_strategy": "STATEMENT",
"accrual_strategy": "DEFAULT",
"rounding_strategy": "ROUND_HALF_EVEN",
"rules": [
{
"description": "Earn 3x on selected categories.",
"type": "MULTIPLIER_PER_TRANSACTION",
"calculation_type": "PER_TRANSACTION",
"multiplier": 3,
"amount": null,
"attributes": {
"mcc": [
"0001-1499",
"1500"
]
}
}
],
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"offer_policy_token": "my_offer_policy_token_4321",
"offer_policy_detail": {
"token": "my_offer_policy_token_4321",
"name": "Silver Offer Policy",
"description": "A silver offer policy",
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
}
```
Transition a bundle
**Action:** `POST`\
**Endpoint:** `/credit/bundles/{token}/transitions`
Transition the status of a specific bundle.
URL path parameters
| Fields | Description |
| ------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| token
string
Required | Token of the bundle whose status you want to transition.
Send a `GET` request to `/credit/bundles` to retrieve existing tokens.
**Allowable Values:**
Existing bundle token |
Request body
| Fields | Description |
| -------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| status
string
Required | Status of the bundle.
- `DRAFT` - The bundle is in the process of being created.
- `PENDING_APPROVAL` - The bundle has been created and is awaiting approval.
- `SENT_FOR_REVISION` - The bundle has been returned for revision.
- `ACTIVE` - The bundle is active.
- `REJECTED` - The bundle has been rejected; this status cannot be changed.
- `ARCHIVED` - The previously active bundle has been archived.
- `APPROVED` - The bundle has been approved (after having been sent for approval).
**Allowable Values:**
`DRAFT`, `PENDING_APPROVAL`, `SENT_FOR_REVISION`, `ACTIVE`, `REJECTED`, `ARCHIVED`, `APPROVED` |
Sample request body
```json JSON lines wrap theme={null}
{
"status": "PENDING_APPROVAL"
}
```
Response body
| Fields | Description |
| -------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| token
string
Conditionally returned | Unique identifier of the bundle transition.
**Allowable Values:**
36 char max |
| bundle\_token
string
Conditionally returned | Unique identifier of the bundle.
**Allowable Values:**
36 char max |
| original\_status
string
Conditionally returned | Status of the bundle.
- `DRAFT` - The bundle is in the process of being created.
- `PENDING_APPROVAL` - The bundle has been created and is awaiting approval.
- `SENT_FOR_REVISION` - The bundle has been returned for revision.
- `ACTIVE` - The bundle is active.
- `REJECTED` - The bundle has been rejected; this status cannot be changed.
- `ARCHIVED` - The previously active bundle has been archived.
- `APPROVED` - The bundle has been approved (after having been sent for approval).
**Allowable Values:**
`DRAFT`, `PENDING_APPROVAL`, `SENT_FOR_REVISION`, `ACTIVE`, `REJECTED`, `ARCHIVED`, `APPROVED` |
| status
string
Conditionally returned | Status of the bundle.
- `DRAFT` - The bundle is in the process of being created.
- `PENDING_APPROVAL` - The bundle has been created and is awaiting approval.
- `SENT_FOR_REVISION` - The bundle has been returned for revision.
- `ACTIVE` - The bundle is active.
- `REJECTED` - The bundle has been rejected; this status cannot be changed.
- `ARCHIVED` - The previously active bundle has been archived.
- `APPROVED` - The bundle has been approved (after having been sent for approval).
**Allowable Values:**
`DRAFT`, `PENDING_APPROVAL`, `SENT_FOR_REVISION`, `ACTIVE`, `REJECTED`, `ARCHIVED`, `APPROVED` |
| created\_time
datetime
Conditionally returned | Date and time when the bundle was changed the status on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
Sample response body
```json JSON lines wrap theme={null}
{
"token": "my_transition_token_1234",
"bundle_token": "my_bundle_token_1234",
"original_status": "DRAFT",
"status": "PENDING_APPROVAL",
"created_time": "2025-06-04T05:59:14.979Z"
}
```
## Related topics
- [Credit Programs in the Marqeta Dashboard](/docs/developer-guides/credit-programs-dashboard.md)
- [Reward Global Configurations](/docs/core-api/credit-reward-global-configurations.md)
- [Credit in the Marqeta Dashboard](/docs/developer-guides/credit-dashboard.md)
- [About Credit Accounts](/docs/developer-guides/about-credit-accounts.md)
- [Applications](/docs/core-api/credit-applications.md)