> ## Documentation Index > Fetch the complete documentation index at: https://www.marqeta.com/docs/llms.txt > Use this file to discover all available pages before exploring further. # Retrieve user data for Click to Pay for Visa > Use this endpoint to get user data for Click to Pay for Visa. GET/digitalwallets/clicktopay/visa/getdata/\{user\_token} Use this endpoint to get user data for Click to Pay for Visa. For more information about this ecommerce checkout solution, see [Click to Pay](https://www.marqeta.com/docs/developer-guides/digital-wallets-and-tokenization.md#_click_to_pay). ## Header parameter | Fields | Description | | - | - | | req-sys-id string Required | Identifier generated by the card program. These identifiers are used for troubleshooting requests between the card program and Marqeta. **Allowable Values:** 36 char max | | external-consumer-id-owner-bid string Required | Visa Business Identifier (BID) of the entity to which an External Consumer ID belongs. **Allowable Values:** 1–8 chars | ## URL path parameters | Fields | Description | | - | - | | user\_token string Required | Unique identifier of the cardholder. **Allowable Values:** Existing Visa Click To Pay User Token | ## Response body | Fields | Description | | - | - | | data array of objects Returned | Array of objects containing information of a Visa Click to Pay cardholder **Allowable Values:** Valid array of data objects | | data\[].**intent** object Returned | Intent of the Visa Click to Pay operation. **Allowable Values:** `type`, `value` | | data\[].intent.**type** string Returned | Type of the operation. **Allowable Values:** `PRODUCT_CODE` | | data\[].intent.**value** string Returned | Value of the operation. **Allowable Values:** `CLICK_TO_PAY` | | data\[].**consumerInformation** object Returned | Object containing cardholder details for Visa Click to Pay operation. **Allowable Values:** `externalConsumerID`, `firstName`, `middleName`, `lastName`, `phones`, `emails`, `locale`, `countryCode`, `state` | | data\[].consumerInformation.**externalConsumerID** string Conditionally returned | Unique identifier of the cardholder. **Allowable Values:** `externalConsumerID` | | data\[].consumerInformation.**firstName** string Conditionally returned | First name of the cardholder. **Allowable Values:** `firstName` | | data\[].consumerInformation.**middleName** string Conditionally returned | Middle name of the cardholder. **Allowable Values:** `middleName` | | data\[].consumerInformation.**lastName** string Conditionally returned | Last name of the cardholder. **Allowable Values:** `lastName` | | data\[].consumerInformation.**phones** array of strings Conditionally returned | Phone numbers of the cardholder. **Allowable Values:** Array of valid phone numbers | | data\[].consumerInformation.**emails** array of strings Conditionally returned | Email addresses of the cardholder. **Allowable Values:** Array of valid email addresses | | data\[].consumerInformation.**locale** string Conditionally returned | Language and country in which the Visa Click to Pay service communicates with the cardholder, in ISO-639-1 format. **Allowable Values:** `locale` | | data\[].consumerInformation.**countryCode** string Conditionally returned | Country code of the cardholder. **Allowable Values:** `countryCode` | | data\[].consumerInformation.**state** string Conditionally returned | State of the cardholder. **Allowable Values:** `state` | | data\[].**paymentInstruments** array of objects Returned | Array of objects containing details of payment instruments for Visa Click to Pay. **Allowable Values:** `type`, `accountNumber`, `nameOnCard`, `expirationDate`, `tokenDetails`, `paymentAccountReference`, `billingAddress`, `status` | | data\[].paymentInstruments\[].**type** string Conditionally returned | Type of the payment instrument. **Allowable Values:** `CARD` | | data\[].paymentInstruments\[].**accountNumber** string Conditionally returned | Masked account number of the payment instrument. **Allowable Values:** 16–19 chars | | data\[].paymentInstruments\[].**nameOnCard** string Conditionally returned | Name on the card. **Allowable Values:** 1–120 chars | | data\[].paymentInstruments\[].**expirationDate** string Conditionally returned | Date of the expiration in the format YYYY-MM. **Allowable Values:** 7 chars | | data\[].paymentInstruments\[].**tokenDetails** object Conditionally returned | **Allowable Values:** `tokenReferenceID`, `tokenRequestorID` | | data\[].paymentInstruments\[].tokenDetails.**tokenReferenceID** string Returned | Unique reference identifier for the token. **Allowable Values:** 1–50 chars | | data\[].paymentInstruments\[].tokenDetails.**tokenRequestorID** string Returned | Unique token requestor identifier. **Allowable Values:** 1–11 chars | | data\[].paymentInstruments\[].**paymentAccountReference** string Conditionally returned | Reference of the payment account. **Allowable Values:** 29–50 chars | | data\[].paymentInstruments\[].**billingAddress** object Conditionally returned | Billing address for Visa Click to Pay. **Allowable Values:** `address1`, `city`, `state`, `country`, `postalCode` | | data\[].paymentInstruments\[].billingAddress.**address1** string Conditionally returned | First line of the billing address. **Allowable Values:** 1–64 chars | | data\[].paymentInstruments\[].billingAddress.**address2** string Conditionally returned | Optional second line of the billing address. **Allowable Values:** 1–64 chars | | data\[].paymentInstruments\[].billingAddress.**city** string Conditionally returned | City of the billing address. **Allowable Values:** 1–32 chars | | data\[].paymentInstruments\[].billingAddress.**state** string Conditionally returned | State of the billing address. **Allowable Values:** 1–3 chars | | data\[].paymentInstruments\[].billingAddress.**country** string Returned | Country of the billing address. **Allowable Values:** 3 chars | | data\[].paymentInstruments\[].billingAddress.**postalCode** string Conditionally returned | Postal code of the billing address. **Allowable Values:** 1–9 chars | | data\[].paymentInstruments\[].**status** string Conditionally returned | Status of the payment instrument. **Allowable Values:** `ACTIVE`, `INACTIVE`, `SUSPENDED`, `DELETED` | ## Sample response body ```json JSON expandable lines wrap theme={null} { "data": [ { "intent": { "type": "PRODUCT_CODE", "value": "CLICK_TO_PAY" }, "paymentInstruments": [ { "type": "CARD", "status": "ACTIVE", "cardType": "Visa Platinum", "issuerName": "Bank A", "nameOnCard": "John Doe", "tokenDetails": { "tokenReferenceID": "hflasdhflsdkfhoin3y038yfwn", "tokenRequestorID": "1234567890" }, "accountNumber": "4111111145551140", "billingAddress": { "city": "San Francisco", "state": "CA", "country": "USA", "postalCode": "94105", "addressLine1": "1000 Market Street", "addressLine2": "Building 56", "addressLine3": "Suite 101" }, "expirationDate": "2030-01", "panReferenceID": "alikbndesfiluwbn1342fs", "paymentAccountReference": "paymentAccountReferenceValues" } ], "consumerInformation": { "emails": [ "alex123@hotmail.com" ], "locale": "en_US", "phones": [ "16504005555" ], "status": "ACTIVE", "consent": { "version": "1.0", "presenter": "Bank A", "timeOfConsent": "2026-05-05T12:12:12.000Z" }, "lastName": "Miller", "firstName": "Alex", "middleName": "Robert", "countryCode": "USA", "externalConsumerID": "63421837-d597-4f0f-89e4-930c1a7b9e85", "nationalIdentifiers": [ { "type": "PASSPORT", "value": "A123456" } ] } } ] } ``` ## Related topics - [Click to Pay for Visa Overview](https://www.marqeta.com/docs/core-api/digital-wallets-management/click-to-pay-visa.md) - [Digital Wallets Management Overview](https://www.marqeta.com/docs/core-api/digital-wallets-management.md) - [Retrieve Click to Pay for Visa request status](https://www.marqeta.com/docs/core-api/digital-wallets-management/click-to-pay-visa/retrieve-click-pay-visa-request-status.md) - [Enroll a cardholder to Click to Pay for Visa](https://www.marqeta.com/docs/core-api/digital-wallets-management/click-to-pay-visa/enroll-cardholder-click-pay-visa.md) - [Update cardholder information for Click to Pay for Visa](https://www.marqeta.com/docs/core-api/digital-wallets-management/click-to-pay-visa/update-cardholder-information-click-pay-visa.md)