> ## Documentation Index
> Fetch the complete documentation index at: https://www.marqeta.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# List interest tier rates

> Returns a paginated list of interest rates for a specific tier.

GET/v3/interestaccounts/interesttiers/\{interest\_tier\_token}/rates

Returns a paginated list of interest rates for a specific tier.

## URL path parameters

| Fields | Description |
| - | - |
| interest\_tier\_token string  Required | Unique identifier of the interest tier, as returned by the `POST /v3/interestaccounts/interesttiers` endpoint. **Allowable Values:**  Existing interest tier token |

## URL query parameters

| Fields | Description |
| - | - |
| count integer  Optional | Number of interest tier rates to retrieve. **Allowable Values:**  0 min **Default value:** 5 |
| start\_index integer  Optional | Index of the first result in the returned array. Use for pagination. **Allowable Values:**  0 min **Default value:** 0 |
| sort\_by string  Optional | Field on which to sort. Prefix with `-` for descending order. **Allowable Values:**  `created_time`, `-created_time`, `last_modified_time`, or `-last_modified_time` **Default value:** `-created_time` |

## Response body

| Fields | Description |
| - | - |
| count integer  Returned | Number of interest tier rate resources returned. **Allowable Values:**  Example: 1  Any integer |
| start\_index integer  Returned | Sort order index of the first resource in the returned array. **Allowable Values:**  Example: 0  Any integer |
| is\_more boolean  Returned | A value of `true` indicates that more unreturned resources exist. **Allowable Values:**  Example: `false`  `true`, `false` |
| data array of objects  Returned | Array of interest tier rate objects. **Allowable Values:**  Valid array of one or more interest tier rate objects |
| data\[].**note** string  Conditionally returned | Optional note describing the reason for the rate change. **Allowable Values:**  Example: Q3 2026 rate adjustment.  255 char max |
| data\[].**account\_rate** decimal  Returned | The gross interest rate, also known as the nominal interest rate. This is the base rate, calculated without compounding. **Allowable Values:**  0–100 |
| data\[].**effective\_rate** decimal  Conditionally returned | The effective interest rate, also known as the annual percentage yield (APY) or annual equivalent rate (AER) — the daily compounding rate applied to the account's balance. **Allowable Values:**  0–100 |
| data\[].**effective\_date** string  Returned | Date the rate takes effect. **Allowable Values:**  Format: yyyy-MM-dd |
| data\[].**created\_time** datetime  Returned | Date and time when the rate was created, in UTC. **Allowable Values:**  Example: 2026-01-15T09:00:00Z  Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**updated\_time** datetime  Returned | Date and time when the rate was last updated, in UTC. **Allowable Values:**  Example: 2026-06-01T12:00:00Z  Format: yyyy-MM-ddThh:mm:ssZ |

## Sample response body

```json JSON expandable lines wrap theme={null}
{
  "count": 2,
  "start_index": 0,
  "is_more": false,
  "data": [
    {
      "account_rate": 3.75,
      "effective_rate": 3.82,
      "effective_date": "2026-07-01",
      "note": "Q3 2026 rate adjustment.",
      "created_time": "2026-06-01T12:00:00Z",
      "updated_time": "2026-06-01T12:00:00Z"
    },
    {
      "account_rate": 3.5,
      "effective_rate": 3.57,
      "effective_date": "2026-04-01",
      "note": "Q2 2026 rate.",
      "created_time": "2026-03-01T09:00:00Z",
      "updated_time": "2026-03-01T09:00:00Z"
    }
  ]
}
```

## Error codes

| Error Code | Error Message |
| - | - |
| `400001` | Invalid input(s) detected |

See [Errors](https://www.marqeta.com/docs/core-api/errors.md) for the complete list of error codes.


## Related topics

- [Interest Tier Rates Overview](https://www.marqeta.com/docs/core-api/interest-accounts/interest-tier-rates.md)
- [Interest Accounts Overview](https://www.marqeta.com/docs/core-api/interest-accounts.md)
- [List interest tiers](https://www.marqeta.com/docs/core-api/interest-accounts/interest-tiers/list-tiers.md)
- [Create interest tier rate](https://www.marqeta.com/docs/core-api/interest-accounts/interest-tier-rates/create-tier-rate.md)
- [Retrieve interest tier rate](https://www.marqeta.com/docs/core-api/interest-accounts/interest-tier-rates/retrieve-tier-rate.md)