> ## Documentation Index > Fetch the complete documentation index at: https://www.marqeta.com/docs/llms.txt > Use this file to discover all available pages before exploring further. # List interest tiers > Returns a paginated list of interest tiers. GET/v3/interestaccounts/interesttiers Returns a paginated list of interest tiers. ## URL query parameters | Fields | Description | | - | - | | count integer Optional | Number of interest tiers to retrieve. **Allowable Values:** 0 min **Default value:** 5 | | start\_index integer Optional | Index of the first result in the returned array. Use for pagination. **Allowable Values:** 0 min **Default value:** 0 | | sort\_by string Optional | Field on which to sort. Prefix with `-` for descending order. **Allowable Values:** `created_time`, `-created_time`, `last_modified_time`, or `-last_modified_time` **Default value:** `-created_time` | ## Response body | Fields | Description | | - | - | | count integer Returned | Number of interest tier resources returned. **Allowable Values:** Example: 1 Any integer | | start\_index integer Returned | Sort order index of the first resource in the returned array. **Allowable Values:** Example: 0 Any integer | | is\_more boolean Returned | A value of `true` indicates that more unreturned resources exist. **Allowable Values:** Example: `false` `true`, `false` | | data array of objects Returned | Array of interest tier objects. **Allowable Values:** Valid array of one or more interest tier objects | | data\[].**token** string Returned | Unique identifier of the interest tier. **Allowable Values:** Example: `3f5e1b2a-8d4c-4e9b-a1f6-2c7d0e3b9a45` 36 char max | | data\[].**description** string Returned | Human-readable description of the interest tier. **Allowable Values:** Example: Premium savings tier with higher interest rates. 255 char max | | data\[].**name** string Returned | Display name of the interest tier. **Allowable Values:** Example: Premium Savings 255 char max | | data\[].**type** string Returned | Account type associated with the interest tier. **Allowable Values:** `CHECKING`, `SAVINGS` | | data\[].**current\_rate** object Conditionally returned | The most recent rate with an effective date on or before today. Not included in responses from the create interest tier endpoint. Always present in retrieve and list responses. **Allowable Values:** `note`, `account_rate`, `effective_rate`, `effective_date`, `created_time`, `updated_time` | | data\[].current\_rate.**note** string Conditionally returned | Optional note describing the reason for the rate change. **Allowable Values:** Example: Q3 2026 rate adjustment. 255 char max | | data\[].current\_rate.**account\_rate** decimal Conditionally returned | The gross interest rate, also known as the nominal interest rate. This is the base rate, calculated without compounding. **Allowable Values:** 0–100 | | data\[].current\_rate.**effective\_rate** decimal Conditionally returned | The effective interest rate, also known as the annual percentage yield (APY) or annual equivalent rate (AER) — the daily compounding rate applied to the account's balance. **Allowable Values:** 0–100 | | data\[].current\_rate.**effective\_date** string Conditionally returned | Date the rate takes effect. **Allowable Values:** Format: yyyy-MM-dd | | data\[].current\_rate.**created\_time** datetime Conditionally returned | Date and time when the rate was created, in UTC. **Allowable Values:** Example: 2026-01-15T09:00:00Z Format: yyyy-MM-ddThh:mm:ssZ | | data\[].current\_rate.**updated\_time** datetime Conditionally returned | Date and time when the rate was last updated, in UTC. **Allowable Values:** Example: 2026-06-01T12:00:00Z Format: yyyy-MM-ddThh:mm:ssZ | | data\[].**default** boolean Returned | A value of `true` indicates this is the default tier for its account type. **Allowable Values:** Example: `true` `true`, `false` | | data\[].**created\_time** datetime Returned | Date and time when the interest tier was created, in UTC. **Allowable Values:** Example: 2026-01-15T09:00:00Z Format: yyyy-MM-ddThh:mm:ssZ | | data\[].**updated\_time** datetime Returned | Date and time when the interest tier was last updated, in UTC. **Allowable Values:** Example: 2026-06-01T12:00:00Z Format: yyyy-MM-ddThh:mm:ssZ | ## Sample response body ```json JSON expandable lines wrap theme={null} { "count": 2, "start_index": 0, "is_more": false, "data": [ { "token": "f47ac10b-58cc-4372-a567-0e02b2c3d479", "name": "Standard Checking", "description": "Standard interest tier for checking accounts.", "type": "CHECKING", "default": true, "created_time": "2026-01-15T09:00:00Z", "updated_time": "2026-06-01T12:00:00Z", "current_rate": { "account_rate": 3.75, "effective_rate": 3.82, "effective_date": "2026-07-01", "created_time": "2026-06-01T12:00:00Z", "updated_time": "2026-06-01T12:00:00Z" } }, { "token": "7c9e6679-7425-40de-944b-e07fc1f90ae7", "name": "Premium Savings", "description": "Premium savings tier with higher interest rates.", "type": "SAVINGS", "default": true, "created_time": "2026-01-15T09:00:00Z", "updated_time": "2026-06-01T12:00:00Z", "current_rate": { "account_rate": 4.5, "effective_rate": 4.6, "effective_date": "2026-07-01", "created_time": "2026-06-01T12:00:00Z", "updated_time": "2026-06-01T12:00:00Z" } } ] } ``` ## Error codes | Error Code | Error Message | | - | - | | `400001` | Invalid input(s) detected | See [Errors](https://www.marqeta.com/docs/core-api/errors.md) for the complete list of error codes. ## Related topics - [List interest tier rates](https://www.marqeta.com/docs/core-api/interest-accounts/interest-tier-rates/list-tier-rates.md) - [Interest Tiers Overview](https://www.marqeta.com/docs/core-api/interest-accounts/interest-tiers.md) - [Interest Tier Rates Overview](https://www.marqeta.com/docs/core-api/interest-accounts/interest-tier-rates.md) - [Interest Accounts Overview](https://www.marqeta.com/docs/core-api/interest-accounts.md) - [Retrieve interest tier](https://www.marqeta.com/docs/core-api/interest-accounts/interest-tiers/retrieve-tier.md)