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Endpoint definitions and field-level reference

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Endpoint definitions and field-level reference

15 minute read
March 29, 2022

User Transitions

Use the /usertransitions endpoints to transition user resources between states, and to retrieve and list state changes for a user resource.

Create user transition
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Action: POST
Endpoint: /usertransitions

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POST

This endpoint enables you to change a user’s status, depending on your role and the previous status change. By changing a user’s status, you can control the user’s capabilities and the setting of the user.active field. (You cannot control user.active directly.)

user.status Field Description User Limitations

UNVERIFIED

Initial status of a new user belonging to an account holder group where KYC is always required.
Allowable Transitions:
ACTIVE, CLOSED

Cannot load funds or activate cards.
user.active Field:
false

LIMITED

Initial status of a new user belonging to an account holder group where KYC is conditionally required.
Allowable Transitions:
ACTIVE, SUSPENDED, CLOSED

Restricted by rules in accountholdergroups.pre_kyc_controls.
user.active Field:
true

ACTIVE

Status of a user who has passed KYC, or initial status of a new user belonging to an account holder group where KYC is never required.
Allowable Transitions:
SUSPENDED, CLOSED, UNVERIFIED

None.
user.active Field:
true

SUSPENDED

The user is temporarily inactive.

Transitioning a suspended user to the ACTIVE status is restricted based on your role and the details of the previous status change.
Allowable Transitions:
ACTIVE, LIMITED, UNVERIFIED, CLOSED

Cannot load funds or activate cards.
user.active Field:
false

CLOSED

The user is permanently inactive.

In general, the CLOSED status should be terminal. For exceptional cases, you can transition a user to other statuses, depending on your role and the details of the previous status change. Contact your Marqeta representative for more information.
Allowable Transitions:
ACTIVE, LIMITED, UNVERIFIED, SUSPENDED

Cannot load funds or activate cards.
user.active Field:
false
Note
The Marqeta platform transitions a user’s status in response to certain events. For example, a user in the UNVERIFIED status is transitioned to ACTIVE when the user passes KYC verification.
Request body
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Fields Description

channel

string
Required

The mechanism by which the transaction was initiated.

Allowable Values:

API, IVR, FRAUD, ADMIN, SYSTEM

reason

string
Optional

Additional information about the status change.

Allowable Values:

255 char max

reason_code

string
Required

Identifies the standardized reason for the transition:

00: Object activated for the first time.

01: Requested by you.

02: Inactivity over time.

03: This address cannot accept mail or the addressee is unknown.

04: Negative account balance.

05: Account under review.

06: Suspicious activity was identified.

07: Activity outside the program parameters was identified.

08: Confirmed fraud was identified.

09: Matched with an Office of Foreign Assets Control list.

10: Card was reported lost.

11: Card information was cloned.

12: Account or card information was compromised.

13: Temporary status change while on hold/leave.

14: Initiated by Marqeta.

15: Initiated by issuer.

16: Card expired.

17: Failed KYC.

18: Changed to ACTIVE because information was properly validated.

19: Changed to ACTIVE because account activity was properly validated.

20: Change occurred prior to the normalization of reason codes.

21: Initiated by a third party, often a digital wallet provider.

22: PIN retry limit reached.

23: Card was reported stolen.

24: Address issue.

25: Name issue.

26: SSN issue.

27: DOB issue.

28: Email issue.

29: Phone issue.

30: Account/fulfillment mismatch.

31: Other reason.

Allowable Values:

00, 01, 02, 03, 04, 05, 06, 07, 08, 09, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31

status

string
Required

Specifies the new status of the user.

Allowable Values:

UNVERIFIED, LIMITED, ACTIVE, SUSPENDED, CLOSED

token

string
Optional

The unique identifier of the user transition.

If you do not include a token, the system generates one automatically. This token is referenced in other API calls, so we recommend that you define a simple string that is easy to remember. This value cannot be updated.

Allowable Values:

36 char max

user_token

string
Required

The unique identifier of the user whose status is transitioned.

Allowable Values:

Existing user token.

Send a GET request to the /users endpoint to obtain a user token.
Sample request body
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Response body
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Fields Description

channel

string
Returned

The mechanism by which the transaction was initiated.

Allowable Values:

API, IVR, FRAUD, ADMIN, SYSTEM

created_time

datetime
Conditionally returned

The date and time when the resource was created, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

last_modified_time

datetime
Conditionally returned

The date and time when the resource was last modified, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

reason

string
Conditionally returned

Additional information about the status change.

Allowable Values:

255 char max

reason_code

string
Returned

Identifies the standardized reason for the transition:

00: Object activated for the first time.

01: Requested by you.

02: Inactivity over time.

03: This address cannot accept mail or the addressee is unknown.

04: Negative account balance.

05: Account under review.

06: Suspicious activity was identified.

07: Activity outside the program parameters was identified.

08: Confirmed fraud was identified.

09: Matched with an Office of Foreign Assets Control list.

10: Card was reported lost.

11: Card information was cloned.

12: Account or card information was compromised.

13: Temporary status change while on hold/leave.

14: Initiated by Marqeta.

15: Initiated by issuer.

16: Card expired.

17: Failed KYC.

18: Changed to ACTIVE because information was properly validated.

19: Changed to ACTIVE because account activity was properly validated.

20: Change occurred prior to the normalization of reason codes.

21: Initiated by a third party, often a digital wallet provider.

22: PIN retry limit reached.

23: Card was reported stolen.

24: Address issue.

25: Name issue.

26: SSN issue.

27: DOB issue.

28: Email issue.

29: Phone issue.

30: Account/fulfillment mismatch.

31: Other reason.

Allowable Values:

00, 01, 02, 03, 04, 05, 06, 07, 08, 09, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31

status

string
Returned

Specifies the new status of the user.

Allowable Values:

UNVERIFIED, LIMITED, ACTIVE, SUSPENDED, CLOSED

token

string
Returned

The unique identifier of the user transition.

Allowable Values:

Existing user transition token

user_token

string
Conditionally returned

The unique identifier of the user whose status is transitioned.

Allowable Values:

Existing user token.
Sample response body
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List transitions for user
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Action: GET
Endpoint: /usertransitions/user/{user_token}

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GET

Use this endpoint to list all transitions for a given user.

URL path parameters
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Fields Description

user_token

string
Required

The unique identifier of the user resource.

Allowable Values:

Existing user token
URL query parameters
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Fields Description

count

integer
Optional

The number of user transitions to retrieve.

Allowable Values:

1-10

start_index

integer
Optional

The sort order index of the first resource in the returned array.

Allowable Values:

Any integer

fields

string
Optional

Comma-delimited list of fields to return (field_1,field_2, and so on). Leave blank to return all fields.

Allowable Values:

Comma-delimited list of fields, or blank

sort_by

string
Optional

Field on which to sort. Use any field in the resource model, or one of the system fields lastModifiedTime or createdTime. Prefix the field name with a hyphen (-) to sort in descending order. Omit the hyphen to sort in ascending order.

Allowable Values:

lastModifiedTime, createdTime, or any field in the resource model
Response body
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Fields Description

count

integer
Conditionally returned

The number of user resources retrieved.

Allowable Values:

1-10

data

array of objects
Conditionally returned

An array of user transition objects.

Allowable Values:

Valid data array

data[].channel

string
Returned

The mechanism by which the transaction was initiated.

Allowable Values:

API, IVR, FRAUD, ADMIN, SYSTEM

data[].created_time

datetime
Conditionally returned

The date and time when the resource was created, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

data[].last_modified_time

datetime
Conditionally returned

The date and time when the resource was last modified, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

data[].reason

string
Conditionally returned

Additional information about the status change.

Allowable Values:

255 char max

data[].reason_code

string
Returned

Identifies the standardized reason for the transition:

00: Object activated for the first time.

01: Requested by you.

02: Inactivity over time.

03: This address cannot accept mail or the addressee is unknown.

04: Negative account balance.

05: Account under review.

06: Suspicious activity was identified.

07: Activity outside the program parameters was identified.

08: Confirmed fraud was identified.

09: Matched with an Office of Foreign Assets Control list.

10: Card was reported lost.

11: Card information was cloned.

12: Account or card information was compromised.

13: Temporary status change while on hold/leave.

14: Initiated by Marqeta.

15: Initiated by issuer.

16: Card expired.

17: Failed KYC.

18: Changed to ACTIVE because information was properly validated.

19: Changed to ACTIVE because account activity was properly validated.

20: Change occurred prior to the normalization of reason codes.

21: Initiated by a third party, often a digital wallet provider.

22: PIN retry limit reached.

23: Card was reported stolen.

24: Address issue.

25: Name issue.

26: SSN issue.

27: DOB issue.

28: Email issue.

29: Phone issue.

30: Account/fulfillment mismatch.

31: Other reason.

Allowable Values:

00, 01, 02, 03, 04, 05, 06, 07, 08, 09, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31

data[].status

string
Returned

Specifies the new status of the user.

Allowable Values:

UNVERIFIED, LIMITED, ACTIVE, SUSPENDED, CLOSED

data[].token

string
Returned

The unique identifier of the user transition.

Allowable Values:

Existing user transition token

data[].user_token

string
Conditionally returned

The unique identifier of the user whose status is transitioned.

Allowable Values:

Existing user token.

end_index

integer
Conditionally returned

The sort order index of the last resource in the returned array.

Allowable Values:

Any integer

is_more

boolean
Conditionally returned

A value of true indicates that more unreturned resources exist.

Allowable Values:

true, `false

start_index

integer
Conditionally returned

The sort order index of the first resource in the returned array.

Allowable Values:

Any integer
Sample response body
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Retrieve user transition
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Action: GET
Endpoint: /usertransitions/{token}

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GET

Use this endpoint to retrieve a user transition.

URL path parameters
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Fields Description

token

string
Required

The unique identifier of the user transition you want to retrieve.

Allowable Values:

Existing user transition token
URL query parameters
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Fields Description

fields

string
Optional

Comma-delimited list of fields to return (field_1,field_2, and so on). Leave blank to return all fields.

Allowable Values:

Comma-delimited list of fields, or blank
Response body
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Fields Description

channel

string
Returned

The mechanism by which the transaction was initiated.

Allowable Values:

API, IVR, FRAUD, ADMIN, SYSTEM

created_time

datetime
Conditionally returned

The date and time when the resource was created, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

last_modified_time

datetime
Conditionally returned

The date and time when the resource was last modified, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

reason

string
Conditionally returned

Additional information about the status change.

Allowable Values:

255 char max

reason_code

string
Returned

Identifies the standardized reason for the transition:

00: Object activated for the first time.

01: Requested by you.

02: Inactivity over time.

03: This address cannot accept mail or the addressee is unknown.

04: Negative account balance.

05: Account under review.

06: Suspicious activity was identified.

07: Activity outside the program parameters was identified.

08: Confirmed fraud was identified.

09: Matched with an Office of Foreign Assets Control list.

10: Card was reported lost.

11: Card information was cloned.

12: Account or card information was compromised.

13: Temporary status change while on hold/leave.

14: Initiated by Marqeta.

15: Initiated by issuer.

16: Card expired.

17: Failed KYC.

18: Changed to ACTIVE because information was properly validated.

19: Changed to ACTIVE because account activity was properly validated.

20: Change occurred prior to the normalization of reason codes.

21: Initiated by a third party, often a digital wallet provider.

22: PIN retry limit reached.

23: Card was reported stolen.

24: Address issue.

25: Name issue.

26: SSN issue.

27: DOB issue.

28: Email issue.

29: Phone issue.

30: Account/fulfillment mismatch.

31: Other reason.

Allowable Values:

00, 01, 02, 03, 04, 05, 06, 07, 08, 09, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31

status

string
Returned

Specifies the new status of the user.

Allowable Values:

UNVERIFIED, LIMITED, ACTIVE, SUSPENDED, CLOSED

token

string
Returned

The unique identifier of the user transition.

Allowable Values:

Existing user transition token

user_token

string
Conditionally returned

The unique identifier of the user whose status is transitioned.

Allowable Values:

Existing user token.
Sample response body
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