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5 minute read

October 2, 2019

Business Readiness

You work on business readiness in parallel with development and throughout your engagement with Marqeta. As soon as your card program has been approved, you can begin Step One to prepare your card art.

With approved card art, you are ready to put the finishing touches on your card program before you go live.

Step One — Card art preparation

All card art that appears on physical or virtual cards must be approved, based on guidelines specified by the card networks and issuing banks. Approval of proposed card art involves validating details such as the placement of the card network logo, the PAN, and the cardholder name, as well as the card orientation, color selection, terms, and contact numbers.

If Marqeta is your Program Manager (or you are using Marqeta for the card fulfillment service), your Marqeta Delivery Representative will coordinate on your behalf with the issuing bank, card network, and fulfillment partners to ensure that the card art is approved and ready for printing.

Step Two — Card fulfillment and management

If your card program offers physical cards, you must work with your card fulfillment providers to ensure you are satisfied with the printed card proofs.

If Marqeta is your Program Manager (or you are using Marqeta for the card fulfillment service), your Marqeta Delivery Representative will coordinate on your behalf with fulfillment partners to manage communication and ensure you have sufficient card inventory on hand to keep pace with your card issuing needs.

Step Three — Reserve funding

Before a card program can accept live transactions, you must configure a reserve funding source and a program funding account at your issuing bank. The due diligence process guides you through the paperwork and instructions to set this up correctly.

If Marqeta is your Program Manager, your Marqeta Delivery Representative will coordinate on your behalf with the issuing banks to ensure that the program funding account is created, funded, and continues to maintain sufficient funding so your card transactions are processed.

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