# Marqeta Docs ## Docs - [3D Secure](https://www.marqeta.com/docs/core-api/3ds.md): The 3DS API provides a decision service that accepts scoring events and evaluates whether to apply strong customer authentication (SCA) with 3DS or to exempt. - [Accepted Countries](https://www.marqeta.com/docs/core-api/accepted-countries.md): Use the accepted countries endpoint to manage the countries where you authorize your cardholders to transact. - [Account Holder Funding Sources](https://www.marqeta.com/docs/core-api/account-holder-funding-sources.md): Use account holder funding sources to enable access to funds outside the Marqeta platform for your account holders. - [Account Holder Groups](https://www.marqeta.com/docs/core-api/account-holder-groups.md): Use account holder groups to configure settings for multiple account holders simultaneously. - [ACH Receiving](https://www.marqeta.com/docs/core-api/ach-receiving.md): The Marqeta platform's ACHR feature enables third parties to credit or debit the general purpose account of a Marqeta account holder. Resources to create and maintain a digital account throughout its lifecycle are here as well. - [Addresses](https://www.marqeta.com/docs/core-api/addresses.md): Users, businesses, and payment card funding sources in the Marqeta platform are associated with an address for billing purposes. List and manage these addresses here. - [Authorization Controls](https://www.marqeta.com/docs/core-api/authorization-controls.md): Use authorization controls to configure user spending limits and specify the merchants where users can transact. - [Auto Reload](https://www.marqeta.com/docs/core-api/auto-reload.md): Use auto reload to automatically load a specified amount into an account whenever the account balance falls below a defined threshold due to spending. - [Balances](https://www.marqeta.com/docs/core-api/balances.md): Use the balances endpoint to retrieve general purpose account balance details for users and businesses. - [Bulk Card Orders](https://www.marqeta.com/docs/core-api/bulk-card-orders.md): Use the bulk issuances endpoint to order physical payment cards in bulk for your cardholders. - [Business Transitions](https://www.marqeta.com/docs/core-api/business-transitions.md): Use the business transitions endpoints to change, list, and retrieve the states of your business resources. - [Businesses](https://www.marqeta.com/docs/core-api/businesses.md): Use the businesses endpoint to create and manage your business account holder resources. - [Card Products](https://www.marqeta.com/docs/core-api/card-products.md): Use the card products endpoint to create and manage resources that define the behavior and functionality of your physical and virtual cards. - [Card Transitions](https://www.marqeta.com/docs/core-api/card-transitions.md): Use the cards transitions endpoint to set the state of an existing card. - [Cardholder Statements](https://www.marqeta.com/docs/core-api/cardholder-statements.md): Use these endpoints to create and manage cardholder statements. - [Cards](https://www.marqeta.com/docs/core-api/cards.md): Use the cards endpoint to create and manage resources that represent physical and virtual payment cards. - [Check Returns](https://www.marqeta.com/docs/core-api/check-returns.md): The Marqeta platform's check returns feature allows users to obtain a physical refund check upon closing an account with a residual balance. - [Commando Mode](https://www.marqeta.com/docs/core-api/commando-mode.md): Use the Commando Mode endpoint to view decisioning rules used by the Marqeta platform to respond to Gateway Just-in-Time funding requests when your decisioning system fails. - [Commando Mode Addendum](https://www.marqeta.com/docs/core-api/commando-mode-addendum.md): Use these Commando Mode endpoints to create and update the Commando Mode control sets used by the Marqeta platform to respond to Gateway Just-in-Time funding requests when your decisioning system fails. - [Adjustments](https://www.marqeta.com/docs/core-api/credit-account-adjustments.md): Use Adjustments to adjust the amount of a journal entry or credit account balance. - [Balance Refunds](https://www.marqeta.com/docs/core-api/credit-account-balance-refunds.md): Use Balance Refunds to issue a credit balance refund on a credit account. - [Account Cards](https://www.marqeta.com/docs/core-api/credit-account-cards.md): Use Account Cards to create and retrieve a card that can access the credit line on a credit account. - [Delinquency](https://www.marqeta.com/docs/core-api/credit-account-delinquency.md): Use Delinquency to retrieve details on a credit account's delinquency state and delinquency state transitions. - [Credit Account Disputes](https://www.marqeta.com/docs/core-api/credit-account-disputes.md): Use Credit Disputes to create and manage disputes on a credit account. - [Journal Entries](https://www.marqeta.com/docs/core-api/credit-account-journal-entries.md): Use Journal Entries to list and retrieve journal entries on a credit account, such as purchases, interest, fees, rewards, payments, adjustments, and more. - [Ledger Entries](https://www.marqeta.com/docs/core-api/credit-account-ledger-entries.md): Use Ledger Entries to list and retrieve ledger entries on a credit account, such as purchases, interest, fees, rewards, payments, adjustments, and more. - [Payment Schedules](https://www.marqeta.com/docs/core-api/credit-account-payment-schedules.md): Use Payment Schedules to schedule a one-time or recurring payment on a credit account. - [Payment Sources](https://www.marqeta.com/docs/core-api/credit-account-payment-sources.md): Use Payment Sources to enable credit account holders to use an external payment source to make payments toward their account balance. - [Payments](https://www.marqeta.com/docs/core-api/credit-account-payments.md): Use Payments to create and retrieve payments made on a credit account to pay off or pay down the account balance. - [Account Refunds](https://www.marqeta.com/docs/core-api/credit-account-refunds.md): Use Account Refunds to issue a refund to a credit account with a negative balance. - [Account Rewards](https://www.marqeta.com/docs/core-api/credit-account-rewards.md): Use Account Rewards to create a one-time, nonrecurring reward on a credit account. - [Statements](https://www.marqeta.com/docs/core-api/credit-account-statements.md): To Statements to retrieve the account statements generated for a credit account at the end of a billing cycle. - [Account Transitions](https://www.marqeta.com/docs/core-api/credit-account-transitions.md): Use Account Transitions to transition the status of a credit account to a new status. - [Credit Accounts](https://www.marqeta.com/docs/core-api/credit-accounts.md): Use Credit Accounts to create and manage accounts on Marqeta's credit platform. - [Applications](https://www.marqeta.com/docs/core-api/credit-applications.md): Use Applications create and manage credit account applications and retrieve disclosures that you can show to an applicant during the application process. - [Bundles](https://www.marqeta.com/docs/core-api/credit-bundles.md): Use these APIs to create and manage bundles, including choosing their specific policies. - [Policies](https://www.marqeta.com/docs/core-api/credit-policies.md): Use Policies to customize the configurations of policies for documents (such as disclosures), credit products, fees, APRs, and rewards. - [Credit Products](https://www.marqeta.com/docs/core-api/credit-products.md): Use Credit Products to customize various configurations that determine the behaviors and attributes of its associated credit accounts. - [Program Gateways](https://www.marqeta.com/docs/core-api/credit-program-gateways.md) - [Reward Accounts](https://www.marqeta.com/docs/core-api/credit-reward-accounts.md): Use the `/credit/rewards/accounts/{token}` endpoint to manage reward accounts and track rewards balances, accruals, and entries on a credit account. - [Reward Conversions Management](https://www.marqeta.com/docs/core-api/credit-reward-conversions-management.md): Use the `/credit/rewards/conversions` endpoint to manage the reward conversion rates for reward redemptions. - [Reward Global Configurations](https://www.marqeta.com/docs/core-api/credit-reward-global-configurations.md): Use the `/credit/rewards/configurations` endpoint to manage the global configurations for a reward program. - [Reward Redemptions](https://www.marqeta.com/docs/core-api/credit-reward-redemptions.md): Use the `/credit/rewards/accounts/{token}/redemptions` endpoint to the manage reward redemptions on a credit account. - [Reward Rules Management](https://www.marqeta.com/docs/core-api/credit-reward-rules-management.md): Use the `/credit/rewards/rules` endpoint to manage and monitor the rules configurations for a reward program. - [Credit Substatuses](https://www.marqeta.com/docs/core-api/credit-substatuses.md): Use the substatus endpoints to apply or remove a substatus for a credit account or user. - [Deposit Accounts](https://www.marqeta.com/docs/core-api/deposit-accounts.md): The Marqeta platform's deposit account feature enables you to manage the creation, maintenance, and lifecycle of a deposit account. - [Digital Wallets Management](https://www.marqeta.com/docs/core-api/digital-wallets-management.md): Use the digital wallet management endpoints to provision digital wallet tokens and manage their lifecycle. - [Dispute Reason Codes (Visa)](https://www.marqeta.com/docs/core-api/dispute-reason-codes-visa.md): Learn about the dispute reason codes that are applicable to the Visa card network. - [Disputes Evidence Collection](https://www.marqeta.com/docs/core-api/disputes-evidence-collection.md): Learn how to use the Cases endpoint to submit evidence for disputes. - [Disputes (Mastercard)](https://www.marqeta.com/docs/core-api/disputes-mastercard.md): Use the cases endpoint to manage transaction disputes on the Mastercard network. - [Disputes (PULSE)](https://www.marqeta.com/docs/core-api/disputes-pulse.md): Use the cases endpoint to manage transaction disputes on the PULSE network. - [Disputes (Visa)](https://www.marqeta.com/docs/core-api/disputes-visa.md): Use the cases endpoint to manage transaction disputes on the Visa network. - [Event Types](https://www.marqeta.com/docs/core-api/event-types.md): Learn about the different types of event notifications that webhooks can capture. - [Fee Charges](https://www.marqeta.com/docs/core-api/fee-charges.md): Use the fee charges endpoint to moves funds from an account holder's general purpose account to your program's fee account. - [Fee Refunds](https://www.marqeta.com/docs/core-api/fee-refunds.md): Use the fee refunds endpoint to refund fees to an account holder's general purpose account. - [Fees](https://www.marqeta.com/docs/core-api/fees.md): Use the fees endpoint to assess fees from an account holder's general purpose account. - [Fraud Feedback](https://www.marqeta.com/docs/core-api/fraud-feedback.md): Use the Fraud Feedback API to get feedback on whether an approved transaction was fraudulent. - [Funding via ACH](https://www.marqeta.com/docs/core-api/funding-via-ach.md): Use a transfer to move funds entirely within the Marqeta platform. Learn about the three types of supported transfers: fee transfers, peer transfers, and program transfers. - [Gateway JIT Funding Messages](https://www.marqeta.com/docs/core-api/gateway-jit-funding-messages.md): Learn about Gateway Just-in-Time Funding messages sent by the Marqeta platform and how to respond to them appropriately. - [GPA Orders](https://www.marqeta.com/docs/core-api/gpa-orders.md): Learn how to move funds into a user's account, or into your program's fees account, using the general purpose account orders object. - [Instant Funding](https://www.marqeta.com/docs/core-api/instant-funding.md): Use instant funding transfers to facilitate money movement from your user's external debit or prepaid card to their Marqeta-issued card using card network rails. - [Intra-Account Transfers](https://www.marqeta.com/docs/core-api/intra-account-transfers.md): An intra-account transfer moves funds from the general purpose account (GPA) of a user or business account holder (a user or to another account for the same account holder. - [KYC Verification](https://www.marqeta.com/docs/core-api/kyc-verification.md): Use the KYC endpoint to perform Know Your Customer (KYC) verification tasks for your individual and business account holders. - [MCC Groups](https://www.marqeta.com/docs/core-api/mcc-groups.md): In the Marqeta platform, you can assign spend controls based on merchant categories, which specify the types of goods or services offered by a business. - [Merchant Groups](https://www.marqeta.com/docs/core-api/merchant-groups.md): Create merchant groups for use in authorization controls and card product configurations. - [PINs](https://www.marqeta.com/docs/core-api/pins.md): Use the PINs API to create, update, or reveal a personal identification number (PIN) for a card. - [Postman Collection for Simulations 2.0](https://www.marqeta.com/docs/core-api/postman-collection-simulations.md): This is a page used to access a Postman collection for Simulations 2.0. - [Program Funding Sources](https://www.marqeta.com/docs/core-api/program-funding-sources.md): Use the /fundingsources/program endpoint to create program funding sources that represent bank accounts from which funds are drawn for Managed Just-in-Time (JIT) Funding transactions. - [Program Gateway Funding Sources](https://www.marqeta.com/docs/core-api/program-gateway-funding-sources.md): Use the /fundingsources/programgateway endpoint to create program gateway funding sources, which represent bank accounts from which funds are drawn for Gateway Just-in-Time (JIT) Funding transactions. - [Program Reserve](https://www.marqeta.com/docs/core-api/program-reserve.md): Use the Program Reserve API to credit or debit your program reserve account, and to return program reserve balances and transactions. - [Program Transfers](https://www.marqeta.com/docs/core-api/program-transfers.md): A program transfer moves funds from an account holder's GPA to a program funding source. - [Self-Service Credentials](https://www.marqeta.com/docs/core-api/self-service-credentials.md): Use the self-service credential API to create, retrieve, and delete admin access tokens. - [Simulating Transactions](https://www.marqeta.com/docs/core-api/simulating-transactions.md): The Marqeta platform provides a set of endpoints that allow you to simulate various types of transactions in a secure sandbox environment without communicating with a card network. - [Simulations 2.0 — Card Transactions](https://www.marqeta.com/docs/core-api/simulations-card-transactions.md): Marqeta's Simulations API allows you to simulate API calls and review responses. - [Simulations 2.0 — Direct Deposits](https://www.marqeta.com/docs/core-api/simulations-direct-deposits.md): Marqeta's Simulations API allows you to simulate API calls and review responses. - [Subscription Management](https://www.marqeta.com/docs/core-api/subscription-management.md): Subscription Management feature - [Tokenization-as-a-Service](https://www.marqeta.com/docs/core-api/tokenization-as-a-service.md): Marqeta offers tokenization as a service, allowing you to use Marqeta's tokenization features even if Marqeta is not your issuer processor. - [Transaction Data for JIT Funding Decisions](https://www.marqeta.com/docs/core-api/transaction-data-for-jit-funding-decisions.md): Learn about the transaction data included in Gateway Just-in-Time Funding requests and what it means for your decisioning process. - [Transactions](https://www.marqeta.com/docs/core-api/transactions.md): Transactions are electronic messages that carry information used for payment processing. Retrieve transaction data associated with specific cards and account holders. - [User Transitions](https://www.marqeta.com/docs/core-api/user-transitions.md): Use this endpoint to manage and view state transitions for your cardholders. - [UX Toolkit](https://www.marqeta.com/docs/core-api/uxt-sdk.md): See the reference documentation for the APIs that are part of the UX Toolkit experience. - [Validating Connectivity](https://www.marqeta.com/docs/core-api/validating-connectivity.md): Learn about the endpoint used to ping the Marqeta platform from your production environment. - [Velocity Controls](https://www.marqeta.com/docs/core-api/velocity-controls.md): Use the velocity controls endpoint to limit how much your users can spend and the number of transactions they can make in a given window of time. - [Webhooks](https://www.marqeta.com/docs/core-api/webhooks.md): Use webhooks to send notifications about API events as they occur. - [ACH Gateway](https://www.marqeta.com/docs/diva-api/ach-gateway.md) - [ACH Origination](https://www.marqeta.com/docs/diva-api/ach-origination.md): Use this view endpoint to retrieve data about ACH origination. The data is derived from usage of Marqeta's ACH Origination product on the Marqeta platform. - [ACH Pending](https://www.marqeta.com/docs/diva-api/ach-pending.md): Use this view endpoint to retrieve pending ACH data aggregated by transaction. The data is derived from the transaction-related messages sent to and from the Marqeta platform. - [ACH Verification](https://www.marqeta.com/docs/diva-api/ach-verification.md): Use this view endpoint to retrieve ACH verification data aggregated by transaction. The data is derived from the transaction-related messages sent to and from the Marqeta platform. - [Activity Balances](https://www.marqeta.com/docs/diva-api/activity-balances.md): Use this view endpoint to retrieve activity balance data. Activities include loading and spending events. - [Activity Balances Funding Day](https://www.marqeta.com/docs/diva-api/activity-balances-funding-day.md): Use this view endpoint to retrieve funding activity balance data. Activities include both loading and spending events. - [Activity Balances Network Detail](https://www.marqeta.com/docs/diva-api/activity-balances-network-detail.md): Use this endpoint to retrieve key aggregated program data, similar to the Balance Overview report, organized by relevant network. - [Authorizations](https://www.marqeta.com/docs/diva-api/authorizations.md): Use this view endpoint to retrieve authorization transaction data at a specified aggregation level. - [Card Counts](https://www.marqeta.com/docs/diva-api/card-counts.md): Retrieve card count data, such as the number of cards in circulation or how many are active or suspended, at a specified aggregation level. The data is derived from the transaction-related messages sent to and from the Marqeta platform. - [DiVA API Card Views](https://www.marqeta.com/docs/diva-api/cards.md): Use this view endpoint to retrieve card state and history data aggregated by card. The data is derived from card information in the Marqeta platform. - [Chargebacks](https://www.marqeta.com/docs/diva-api/chargebacks.md): Retrieve chargeback status and detail data aggregated by transaction. - [Clearing Detail](https://www.marqeta.com/docs/diva-api/clearing-detail.md): Use this view endpoint to retrieve clearing details. - [Core API Transaction Token](https://www.marqeta.com/docs/diva-api/core-api-transaction-token.md): Use this view endpoint to associate the Core API Transaction Token with the DiVA Reports Transaction Token. - [Credit Account Adjustments](https://www.marqeta.com/docs/diva-api/credit-account-adjustments.md): Use this view endpoint to retrieve credit account adjustments data for a program in either a detailed or monthly view. The data is derived from the balance-related activity on the Marqeta platform. - [Credit Account Daily Balances](https://www.marqeta.com/docs/diva-api/credit-account-daily-balances.md): Use this view endpoint to retrieve daily balances details for all of the credit accounts in a program. - [Credit Accounts](https://www.marqeta.com/docs/diva-api/credit-accounts.md): Use this view endpoint to retrieve details for all of the credit accounts in a program. - [Credit Cards](https://www.marqeta.com/docs/diva-api/credit-cards.md): Use this view endpoint to retrieve details for all the cards in credit accounts for a program. The data is derived from the balance-related activity on the Marqeta platform. - [Credit Disputes](https://www.marqeta.com/docs/diva-api/credit-disputes.md): Use this view endpoint to retrieve dispute data for credit accounts in a program in either a detailed or monthly view. The data is derived from the balance-related activity on the Marqeta platform. - [Credit Journal Entries](https://www.marqeta.com/docs/diva-api/credit-journal-entries.md): Use this view endpoint to retrieve all the journal entries for the credit accounts in a program. The data is derived from the balance-related activity on the Marqeta platform. - [Credit Ledger Entries](https://www.marqeta.com/docs/diva-api/credit-ledger-entries.md): Use this view endpoint to retrieve all the ledger entries for the credit accounts in a program. The data is derived from the balance-related activity on the Marqeta platform. - [Credit Payments](https://www.marqeta.com/docs/diva-api/credit-payments.md): Use this view endpoint to retrieve payment details for the credit accounts in a program. The data is derived from the balance-related activity on the Marqeta platform. - [Credit Rewards](https://www.marqeta.com/docs/diva-api/credit-rewards.md): Use this view endpoint to retrieve rewards data for credit accounts in a program in either a detailed or monthly view. The data is derived from the balance-related activity on the Marqeta platform. - [Credit Statements](https://www.marqeta.com/docs/diva-api/credit-statements.md): Use this view endpoint to retrieve a statements summary for credit accounts. - [Data Dictionary](https://www.marqeta.com/docs/diva-api/data-dictionary.md): Use this endpoint to retrieve the data dictionary of the DiVA API. - [Declines](https://www.marqeta.com/docs/diva-api/declines.md): Use this view endpoint to retrieve data about declined transactions at a specific aggregation level. - [Direct Deposit](https://www.marqeta.com/docs/diva-api/direct-deposit.md): Use this view endpoint to retrieve data about direct deposits. The data is derived from usage of Marqeta's Direct Deposit product on the Marqeta platform. - [Loads](https://www.marqeta.com/docs/diva-api/loads.md): Use this view endpoint to retrieve funding load transaction data at a specific aggregation level. - [Platform Response](https://www.marqeta.com/docs/diva-api/platform-response.md): Use this endpoint to retrieve platform response data, including JIT gateway transactions, average duration, and average gateway duration. - [Program Balances Settlement](https://www.marqeta.com/docs/diva-api/program-balances-settlement.md): Retrieve balance data based on settlements for the program account. - [Program Funding Balances](https://www.marqeta.com/docs/diva-api/program-funding-balances.md): Use this view endpoint to retrieve funding balance data about the program account. - [Real-Time Decisioning Authorizations](https://www.marqeta.com/docs/diva-api/real-time-decisioning-authorizations.md): Use this view endpoint to retrieve authorization data from Real-Time Decisioning. - [RTD Transaction Count by Rules](https://www.marqeta.com/docs/diva-api/real-time-decisioning-transaction-count-by-rules.md): Use this view endpoint to retrieve transaction count by rules data from Real-Time Decisioning. - [Settlements](https://www.marqeta.com/docs/diva-api/settlements.md): Use this view endpoint to retrieve settlement transaction data at a specific aggregation level. - [User Counts](https://www.marqeta.com/docs/diva-api/user-counts.md): Use this view endpoint to retrieve user count data at a specific aggregation level. - [Users](https://www.marqeta.com/docs/diva-api/users.md): Use this view endpoint to retrieve user data aggregated by user. - [Views](https://www.marqeta.com/docs/diva-api/views.md): Use this endpoint to retrieve a list of the available view endpoints from the DiVA API. ## OpenAPI Specs - [cardholder-auth-api](https://www.marqeta.com/docs/developer-guides/cardholder-auth-api.yaml) - [postman-collection-simulations](https://www.marqeta.com/docs/core-api/postman-collection-simulations.yaml) - [openapi](https://www.marqeta.com/docs/openapi.yaml) - [SimulationsAPI](https://www.marqeta.com/docs/openapi/SimulationsAPI.yaml) ## Optional - [Status](https://status.marqeta.com/) - [Contact Us](https://www.marqeta.com/contact-us) - [Blog](https://www.marqeta.com/blog)