POST////
Create a new balance refund, which can be issued to the account holder if their credit account balance is negative.
URL path parameters
| Fields | Description |
|---|---|
| account_token string Required | Unique identifier of the credit account for which you want to create a balance refund. Send a GET request to /credit/accounts to retrieve existing credit account tokens.Allowable Values: Existing account token |
Request body
| Fields | Description |
|---|---|
| token string Optional | Unique identifier of the credit balance refund. Allowable Values: 36 char max |
| method string Required | Payment instrument used to issue the refund. Allowable Values: ACH, CHECK |
| amount decimal Required | Amount of the credit balance refund. The maximum refund amount is the amount that brings the account balance to $0. For example, $4000 is the maximum refund amount for a -$4000 account balance. Allowable Values: 0.01 min |
| description string Required | Description for the credit balance refund. Allowable Values: 255 char max |
| currency_code string Required | Valid three-digit ISO 4217 currency code. Allowable Values: USD |
Sample request body
JSON
{
"method": "CHECK",
"amount": 500,
"description": "credit balance refund",
"currency_code": "USD"
}
Response body
| Fields | Description |
|---|---|
| token string Returned | Unique identifier of the credit balance refund. If in the detail_object, unique identifier of the detail object.Allowable Values: 36 char max |
| account_token string Returned | Unique identifier of the credit account that needs the credit balance refund. Allowable Values: 36 char max Existing account token |
| status string Returned | Current status of the payment or refund. Allowable Values: INITIATED, PENDING, PROCESSING, SUBMITTED, CANCELLED, COMPLETED, RETURNED, REFUNDED, SYS_ERROR, ACH_ERROR |
| method string Returned | Payment instrument used to issue the refund. Allowable Values: ACH, CHECK |
| amount decimal Returned | Amount of the credit balance refund. The maximum refund amount is the amount that brings the account balance to $0. For example, $4000 is the maximum refund amount for a -$4000 account balance. Allowable Values: 0.01 min |
| description string Returned | Description for the credit credit balance refund. Allowable Values: 255 char max |
| created_time datetime Returned | Date and time when the credit balance refund was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| updated_time datetime Returned | Date and time when the credit balance refund was last updated. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
Sample response body
JSON
{
"token": "credit_balance_refund_token1234",
"account_token": "my_account_token_12",
"status": "COMPLETED",
"method": "CHECK",
"amount": 0,
"description": "credit balance refund",
"created_time": "2025-07-14T20:17:28Z",
"updated_time": "2025-07-14T20:17:28Z"
}