POST////
Create a new payment to apply toward a credit account’s balance.
URL path parameters
| Fields | Description |
|---|---|
| account_token string Required | Unique identifier of the credit account for which to create a payment. Send a GET request to /credit/accounts to retrieve existing credit account tokens.Allowable Values: Existing account token |
Request body
| Fields | Description |
|---|---|
| token string Optional | Unique identifier of the payment. Allowable Values: 36 char max |
| method string Required | Method of payment. Allowable Values: ACH, CHECK, DEBIT, CASH |
| payment_source_token string Optional | Unique identifier of the payment source. Required for ACH payments. Allowable Values: 36 char max Existing payment source token |
| amount decimal Required | Amount of the payment. Allowable Values: 0 min |
| currency_code string Required | Valid three-digit ISO 4217 currency code. Allowable Values: USD |
| impact_time datetime Optional | Date and time when the payment impacts the account balance and fee calculations. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| description string Required | Description of the payment. Allowable Values: 255 char max |
| metadata string Optional | Customer-defined additional information about the payment (for example, a check number). Allowable Values: 255 char max |
| hold_days integer Optional | Overrides the configured default number of days for which to hold ACH and check payments. Allowable Values: 0–30 |
Sample request body
JSON
{
"token": "payment_token_1239",
"method": "ACH",
"payment_source_token": "payment_source_token_1112",
"amount": 2500,
"currency_code": "USD",
"description": "Account statement payment"
}
Response body
| Fields | Description |
|---|---|
| token string Returned | Unique identifier of the payment. If in the detail_object, unique identifier of the detail object.Allowable Values: 36 char max |
| account_token string Returned | Unique identifier of the credit account on which the payment is made. Allowable Values: 36 char max Existing account token |
| method string Returned | Method of payment. Allowable Values: ACH, CHECK, DEBIT, CASH |
| payment_source_token string Conditionally returned | Unique identifier of the payment source. Required for ACH payments. Allowable Values: Existing payment source token |
| payment_schedule_token string Conditionally returned | Unique identifier of the payment schedule. Allowable Values: 36 char max |
| amount decimal Returned | Total amount of the payment. Allowable Values: 0 min |
| currency_code string Returned | Valid three-digit ISO 4217 currency code. Allowable Values: USD |
| status string Returned | Current status of the payment or refund. Allowable Values: INITIATED, PENDING, PROCESSING, SUBMITTED, CANCELLED, COMPLETED, RETURNED, REFUNDED, SYS_ERROR, ACH_ERROR |
| description string Returned | Description of the payment. Allowable Values: 255 char max |
| metadata string Conditionally returned | Customer-defined additional information about the payment (for example, a check number). Allowable Values: 255 char max |
| hold_days integer Returned | After a payment completes, the number of days to hold the available credit on the account before increasing it. Allowable Values: Any integer |
| hold_end_time datetime Conditionally returned | Date and time when the available credit hold is released. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| is_manually_released boolean Conditionally returned | Whether the available credit hold was manually released for this payment. Allowable Values: true, falseDefault value: false |
| on_hold boolean Conditionally returned | Whether the available credit is on hold for this payment. Allowable Values: true, falseDefault value: false |
| returned_details object Conditionally returned | Contains information on a returned payment. Allowable Values: Existing returned_details object |
| returned_details.return_code string Returned | Return code for the returned payment. For more, see NACHA ACH return codes. Allowable Values: Valid return code |
| returned_details.return_reason string Returned | Reason the payment was returned. For more, see NACHA ACH return codes. Allowable Values: Valid return reason |
| refund_details object Conditionally returned | Contains details for a refund. Allowable Values: Existing refund_details object |
| refund_details.method string Returned | Payment instrument used to issue the refund. Allowable Values: ACH, CHECK |
| refund_details.description string Returned | Description of the refund. Allowable Values: 255 char max |
| refund_details.status string Returned | Current status of the refund. Allowable Values: INITIATED, PENDING, PROCESSING, SUBMITTED, CANCELLED, COMPLETED, RETURNED |
| waive_returned_payment_fee boolean Conditionally returned | A value of true indicates that a returned payment fee should not be applied. The default value of this field is false.This field is only considered when transitioning the status of the fee to REFUNDED.Allowable Values: true, false |
| created_time datetime Returned | Date and time when the payment was created on Marqeta’s credit platform, in UTC. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| updated_time datetime Returned | Date and time when the payment was last updated on Marqeta’s credit platform, in UTC. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| transitions array of objects Returned | Contains one or more transitions objects, which contain information about a payment status transition.Allowable Values: One or more transitions objects |
| transitions[].token string Returned | Unique identifier of the payment status transition. Allowable Values: 36 char max |
| transitions[].account_token string Returned | Unique identifier of the credit account on which you want to transition a payment status. Allowable Values: Existing account token |
| transitions[].payment_token string Returned | Unique identifier of the payment whose status you want to transition. Allowable Values: Existing payment token |
| transitions[].status string Returned | Current status of the payment or refund. Allowable Values: INITIATED, PENDING, PROCESSING, SUBMITTED, CANCELLED, COMPLETED, RETURNED, REFUNDED, SYS_ERROR, ACH_ERROR |
| transitions[].created_time datetime Conditionally returned | Date and time when the payment transition was created on Marqeta’s credit platform, in UTC. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| allocations array of objects Conditionally returned | List of objects that contain information about how a payment is allocated. Allowable Values: List of payment allocations |
| allocations[].bucket undefined Returned | Category to which a portion of the payment is allocated. Allowable Values: PRINCIPAL, INTEREST, FEES36 char max |
| allocations[].amount decimal Returned | Total amount of the payment allocation. Allowable Values: 0 min |
| program_migration_time datetime Conditionally returned | Date and time when the statement summary was migrated to Marqeta’s credit platform, in UTC. The value of this field is null if it has not been migrated.Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
Sample response body
JSON
{
"token": "4749ab00-fec1-471c-ac5b-b8d31d06d7e4",
"account_token": "7d68f45b-1232-4283-a0ea-6b0418d37692",
"method": "ACH",
"payment_source_token": "4474c16b-7ba7-435b-8854-237d492e3f32",
"amount": 2500,
"currency_code": "USD",
"status": "COMPLETED",
"description": "Account statement payment",
"metadata": "\\\"bank_account_last_4_digits\\\":\\\"7234\\\\\"bank_name\\\":\\\"Bank Finance Plus\\\"",
"hold_days": 1,
"hold_end_time": "2024-02-03T11:32:24.727Z",
"is_manually_released": false,
"on_hold": false,
"returned_details": null,
"refund_details": null,
"created_time": "2024-01-31T15:03:09.717Z",
"updated_time": "2024-02-03T12:00:30.072Z",
"transitions": [
{
"token": "b62d45d5-4495-4490-a898-3781229b235d",
"account_token": "7d68f45b-1232-4283-a0ea-6b0418d37692",
"payment_token": "4749ab00-fec1-471c-ac5b-b8d31d06d7e4",
"status": "PROCESSING",
"created_time": "2024-02-01T02:04:11.645Z"
},
{
"token": "82d79178-5c97-41c2-80e5-bd99bb6bb61c",
"account_token": "7d68f45b-1232-4283-a0ea-6b0418d37692",
"payment_token": "4749ab00-fec1-471c-ac5b-b8d31d06d7e4",
"status": "SUBMITTED",
"created_time": "2024-02-01T03:39:22.505Z"
},
{
"token": "c2a83d12-eeff-460a-b88a-bf7a2e40b251",
"account_token": "7d68f45b-1232-4283-a0ea-6b0418d37692",
"payment_token": "4749ab00-fec1-471c-ac5b-b8d31d06d7e4",
"status": "PENDING",
"created_time": "2024-01-31T15:30:45.028Z"
},
{
"token": "156b5134-b37d-49cf-89d5-7123b321ba5c",
"account_token": "7d68f45b-1232-4283-a0ea-6b0418d37692",
"payment_token": "4749ab00-fec1-471c-ac5b-b8d31d06d7e4",
"status": "COMPLETED",
"created_time": "2024-02-02T11:32:24.727Z"
},
{
"token": "64ca6c83-937c-4d37-86ae-14766bf87540",
"account_token": "7d68f45b-1232-4283-a0ea-6b0418d37692",
"payment_token": "4749ab00-fec1-471c-ac5b-b8d31d06d7e4",
"status": "INITIATED",
"created_time": "2024-01-31T15:03:09.723Z"
}
]
}