POST/////
Create a new document policy based on an existing document policy. A document policy consists of all the pre- and post-application disclosures and credit program documents known as assets and templates. Assets contain finalized values after a bundle is created; templates do not contain finalized values.
URL path parameters
| Fields | Description |
|---|---|
| token string Required | Unique identifier of the document policy to clone. Send a GET request to /policies/documents to retrieve existing document policy tokens.Allowable Values: Existing document policy token |
Response body
| Fields | Description |
|---|---|
| token string Conditionally returned | Unique identifier of the document policy. Allowable Values: 36 char max |
| name string Conditionally returned | Name of the document policy. Allowable Values: 255 char max |
| summary_of_credit_terms object Conditionally returned | Contains information on the Summary of Credit Terms (SOCT), which is a pre- and post-application disclosure that outlines the terms of an account, such as the interest rates, interest charges, associated fees, and more. Allowable Values: Existing summary_of_credit_terms object |
| summary_of_credit_terms.asset_token string Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created. Allowable Values: Existing asset token for the SOCT or Rewards Disclosure |
| summary_of_credit_terms.asset_urls object Conditionally returned | Contains one or more URLs for an asset. Allowable Values: One or more asset_urls objects |
| summary_of_credit_terms.asset_urls.pdf string Returned | URL to the PDF version of the asset. Allowable Values: Valid URL |
| summary_of_credit_terms.asset_urls.png string Returned | URL to the PNG version of the asset. Allowable Values: Valid URL |
| summary_of_credit_terms.asset_urls.html string Returned | URL to the HTML version of the asset. Allowable Values: Valid URL |
| summary_of_credit_terms.asset_created_time datetime Conditionally returned | Date and time when the asset was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| summary_of_credit_terms.template_token string Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document. Allowable Values: Existing template token for the SOCT or Rewards Disclosure |
| summary_of_credit_terms.template_urls object Conditionally returned | Contains one or more URLs for a template. Allowable Values: One or more template_urls objects |
| summary_of_credit_terms.template_urls.html string Returned | URL to the HTML version of the document template. Allowable Values: Valid URL |
| summary_of_credit_terms.template_created_time datetime Conditionally returned | Date and time when the template was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| rewards_disclosure object Conditionally returned | Contains information on the Rewards Disclosure, which is a pre- and post-application disclosure that provides details about the rewards program for a bundle. Allowable Values: Existing rewards_disclosure object |
| rewards_disclosure.asset_token string Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created. Allowable Values: Existing asset token for the SOCT or Rewards Disclosure |
| rewards_disclosure.asset_urls object Conditionally returned | Contains one or more URLs for an asset. Allowable Values: One or more asset_urls objects |
| rewards_disclosure.asset_urls.pdf string Returned | URL to the PDF version of the asset. Allowable Values: Valid URL |
| rewards_disclosure.asset_urls.png string Returned | URL to the PNG version of the asset. Allowable Values: Valid URL |
| rewards_disclosure.asset_urls.html string Returned | URL to the HTML version of the asset. Allowable Values: Valid URL |
| rewards_disclosure.asset_created_time datetime Conditionally returned | Date and time when the asset was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| rewards_disclosure.template_token string Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document. Allowable Values: Existing template token for the SOCT or Rewards Disclosure |
| rewards_disclosure.template_urls object Conditionally returned | Contains one or more URLs for a template. Allowable Values: One or more template_urls objects |
| rewards_disclosure.template_urls.html string Returned | URL to the HTML version of the document template. Allowable Values: Valid URL |
| rewards_disclosure.template_created_time datetime Conditionally returned | Date and time when the template was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| pre_qualification_disclosure object Conditionally returned | Contains information on the Pre-Qualification Disclosure, which is a pre-disclosure that provides details about the pre-qualification offer for the user. Allowable Values: Existing pre_qualification_disclosure object |
| pre_qualification_disclosure.asset_token string Conditionally returned | Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created. Allowable Values: Existing asset token for the SOCT or Rewards Disclosure |
| pre_qualification_disclosure.asset_urls object Conditionally returned | Contains one or more URLs for an asset. Allowable Values: One or more asset_urls objects |
| pre_qualification_disclosure.asset_urls.pdf string Returned | URL to the PDF version of the asset. Allowable Values: Valid URL |
| pre_qualification_disclosure.asset_urls.png string Returned | URL to the PNG version of the asset. Allowable Values: Valid URL |
| pre_qualification_disclosure.asset_urls.html string Returned | URL to the HTML version of the asset. Allowable Values: Valid URL |
| pre_qualification_disclosure.asset_created_time datetime Conditionally returned | Date and time when the asset was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| pre_qualification_disclosure.template_token string Conditionally returned | Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document. Allowable Values: Existing template token for the SOCT or Rewards Disclosure |
| pre_qualification_disclosure.template_urls object Conditionally returned | Contains one or more URLs for a template. Allowable Values: One or more template_urls objects |
| pre_qualification_disclosure.template_urls.html string Returned | URL to the HTML version of the document template. Allowable Values: Valid URL |
| pre_qualification_disclosure.template_created_time datetime Conditionally returned | Date and time when the template was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| terms_schedule object Conditionally returned | Contains information on the Terms Schedule, which is a post-application disclosure that contains the terms of credit for an account, including the interest rate details. Allowable Values: Existing terms_schedule object |
| terms_schedule.template_token string Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values. Allowable Values: Existing template token for the Terms Schedule, Account Statement, or NOAA |
| terms_schedule.template_urls object Conditionally returned | Contains one or more URLs for a template. Allowable Values: One or more template_urls objects |
| terms_schedule.template_urls.html string Returned | URL to the HTML version of the document template. Allowable Values: Valid URL |
| terms_schedule.template_created_time datetime Conditionally returned | Date and time when the template was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| benefits_disclosure_traditional object Conditionally returned | Contains information on the Benefits Disclosure (Traditional), which is a post-application disclosure that outlines the network benefits of a traditional Mastercard or Visa card. Allowable Values: Existing benefits_disclosure_traditional object |
| benefits_disclosure_traditional.asset_token string Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created. Allowable Values: Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| benefits_disclosure_traditional.asset_urls object Conditionally returned | Contains one or more URLs for an asset. Allowable Values: One or more asset_urls objects |
| benefits_disclosure_traditional.asset_urls.pdf string Returned | URL to the PDF version of the asset. Allowable Values: Valid URL |
| benefits_disclosure_traditional.asset_urls.png string Returned | URL to the PNG version of the asset. Allowable Values: Valid URL |
| benefits_disclosure_traditional.asset_urls.html string Returned | URL to the HTML version of the asset. Allowable Values: Valid URL |
| benefits_disclosure_traditional.asset_created_time datetime Conditionally returned | Date and time when the asset was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| benefits_disclosure_premium object Conditionally returned | Contains information on the Benefits Disclosure (Premium), which is a post-application disclosure that outlines the network benefits of a Mastercard World or Visa Signature card. Allowable Values: Existing benefits_disclosure_premium object |
| benefits_disclosure_premium.asset_token string Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created. Allowable Values: Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| benefits_disclosure_premium.asset_urls object Conditionally returned | Contains one or more URLs for an asset. Allowable Values: One or more asset_urls objects |
| benefits_disclosure_premium.asset_urls.pdf string Returned | URL to the PDF version of the asset. Allowable Values: Valid URL |
| benefits_disclosure_premium.asset_urls.png string Returned | URL to the PNG version of the asset. Allowable Values: Valid URL |
| benefits_disclosure_premium.asset_urls.html string Returned | URL to the HTML version of the asset. Allowable Values: Valid URL |
| benefits_disclosure_premium.asset_created_time datetime Conditionally returned | Date and time when the asset was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| privacy_policy object Conditionally returned | Contains information on the Privacy Policy, which is a pre-application disclosure that explains how an applicant’s data is used and managed. Allowable Values: Existing privacy_policy object |
| privacy_policy.asset_token string Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created. Allowable Values: Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| privacy_policy.asset_urls object Conditionally returned | Contains one or more URLs for an asset. Allowable Values: One or more asset_urls objects |
| privacy_policy.asset_urls.pdf string Returned | URL to the PDF version of the asset. Allowable Values: Valid URL |
| privacy_policy.asset_urls.png string Returned | URL to the PNG version of the asset. Allowable Values: Valid URL |
| privacy_policy.asset_urls.html string Returned | URL to the HTML version of the asset. Allowable Values: Valid URL |
| privacy_policy.asset_created_time datetime Conditionally returned | Date and time when the asset was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| e_disclosure object Conditionally returned | Contains information on the eDisclosure, which is a pre-application disclosure that states that users are to receive their disclosures electronically. Allowable Values: Existing e_disclosure object |
| e_disclosure.asset_token string Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created. Allowable Values: Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| e_disclosure.asset_urls object Conditionally returned | Contains one or more URLs for an asset. Allowable Values: One or more asset_urls objects |
| e_disclosure.asset_urls.pdf string Returned | URL to the PDF version of the asset. Allowable Values: Valid URL |
| e_disclosure.asset_urls.png string Returned | URL to the PNG version of the asset. Allowable Values: Valid URL |
| e_disclosure.asset_urls.html string Returned | URL to the HTML version of the asset. Allowable Values: Valid URL |
| e_disclosure.asset_created_time datetime Conditionally returned | Date and time when the asset was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| card_member_agreement object Conditionally returned | Contains information on the Card Member Agreement, which is a post-application disclosure that specifies the terms and conditions of an account, including the interest rates, interest charges, fees, minimum payment calculations, and more. Allowable Values: Existing card_member_agreement object |
| card_member_agreement.asset_token string Conditionally returned | Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created. Allowable Values: Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement |
| card_member_agreement.asset_urls object Conditionally returned | Contains one or more URLs for an asset. Allowable Values: One or more asset_urls objects |
| card_member_agreement.asset_urls.pdf string Returned | URL to the PDF version of the asset. Allowable Values: Valid URL |
| card_member_agreement.asset_urls.png string Returned | URL to the PNG version of the asset. Allowable Values: Valid URL |
| card_member_agreement.asset_urls.html string Returned | URL to the HTML version of the asset. Allowable Values: Valid URL |
| card_member_agreement.asset_created_time datetime Conditionally returned | Date and time when the asset was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| account_statement object Conditionally returned | Contains information on the Account Statement, which outlines the information that appears on the statements generated for a credit account. Allowable Values: Existing account_statement object |
| account_statement.template_token string Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values. Allowable Values: Existing template token for the Terms Schedule, Account Statement, or NOAA |
| account_statement.template_urls object Conditionally returned | Contains one or more URLs for a template. Allowable Values: One or more template_urls objects |
| account_statement.template_urls.html string Returned | URL to the HTML version of the document template. Allowable Values: Valid URL |
| account_statement.template_created_time datetime Conditionally returned | Date and time when the template was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| noaa_single_reason object Conditionally returned | Contains information on the Notice of Adverse Action (NOAA) used when an application is declined for single reason. Allowable Values: Existing noaa_single_reason object |
| noaa_single_reason.template_token string Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values. Allowable Values: Existing template token for the Terms Schedule, Account Statement, or NOAA |
| noaa_single_reason.template_urls object Conditionally returned | Contains one or more URLs for a template. Allowable Values: One or more template_urls objects |
| noaa_single_reason.template_urls.html string Returned | URL to the HTML version of the document template. Allowable Values: Valid URL |
| noaa_single_reason.template_created_time datetime Conditionally returned | Date and time when the template was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| noaa_single_reason_with_dodd_frank object Conditionally returned | Contains information on the NOAA used when an application is declined for single reason related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application. Allowable Values: Existing noaa_single_reason_with_dodd_frank object |
| noaa_single_reason_with_dodd_frank.template_token string Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values. Allowable Values: Existing template token for the Terms Schedule, Account Statement, or NOAA |
| noaa_single_reason_with_dodd_frank.template_urls object Conditionally returned | Contains one or more URLs for a template. Allowable Values: One or more template_urls objects |
| noaa_single_reason_with_dodd_frank.template_urls.html string Returned | URL to the HTML version of the document template. Allowable Values: Valid URL |
| noaa_single_reason_with_dodd_frank.template_created_time datetime Conditionally returned | Date and time when the template was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| noaa_multiple_reason_with_dodd_frank object Conditionally returned | Contains information on the NOAA used when an application is declined for multiple reasons related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application. Allowable Values: Existing noaa_multiple_reason_with_dodd_frank object |
| noaa_multiple_reason_with_dodd_frank.template_token string Conditionally returned | Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values. Allowable Values: Existing template token for the Terms Schedule, Account Statement, or NOAA |
| noaa_multiple_reason_with_dodd_frank.template_urls object Conditionally returned | Contains one or more URLs for a template. Allowable Values: One or more template_urls objects |
| noaa_multiple_reason_with_dodd_frank.template_urls.html string Returned | URL to the HTML version of the document template. Allowable Values: Valid URL |
| noaa_multiple_reason_with_dodd_frank.template_created_time datetime Conditionally returned | Date and time when the template was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| created_time datetime Conditionally returned | Date and time when the document policy was created on Marqeta’s credit platform, in UTC. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| updated_time datetime Conditionally returned | Date and time when the document policy was last updated on Marqeta’s credit platform, in UTC. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
Sample response body
JSON
{
"token": "my_document_policy_token_1234",
"name": "My Document Policy",
"summary_of_credit_terms": {
"asset_token": "a_summary_of_credit_terms_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_summary_of_credit_terms_asset_token1234.pdf",
"png": "https://url.com/a_summary_of_credit_terms_asset_token1234.png",
"html": "https://url.com/a_summary_of_credit_terms_asset_token1234.html"
},
"template_token": "a_summary_of_credit_terms_template_token1234",
"template_urls": {
"html": "https://asset-bucket.s3.amazonaws.com/short_code/a_summary_of_credit_terms_template_token1234/a_summary_of_credit_terms_template_token1234.html"
}
},
"rewards_disclosure": {
"asset_token": "a_rewards_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_rewards_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_rewards_disclosure_asset_token1234.png",
"html": "https://url.com/a_rewards_disclosure_asset_token1234.html"
},
"template_token": "a_rewards_disclosure_template_token1234",
"template_urls": {
"html": "https://url.com/a_rewards_disclosure_template_token1234.html"
}
},
"pre_qualification_disclosure": {
"asset_token": "a_pre_qualification_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_pre_qualification_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_pre_qualification_disclosure_asset_token1234.png",
"html": "https://url.com/a_pre_qualification_disclosure_asset_token1234.html"
},
"template_token": "a_pre_qualification_disclosure_template_token1234",
"template_urls": {
"html": "https://url.com/a_pre_qualification_disclosure_template_token1234.html"
}
},
"terms_schedule": {
"template_token": "a_terms_schedule_template_token1234",
"template_urls": {
"html": "https://url.com/a_terms_schedule_template_token1234.html"
}
},
"benefits_disclosure": {
"asset_token": "a_benefits_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_benefits_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_benefits_disclosure_asset_token1234.png",
"html": "https://url.com/a_benefits_disclosure_asset_token1234.html"
}
},
"notice_of_adverse_action": {
"template_token": "a_notice_of_adverse_action_template_token1234",
"template_urls": {
"html": "https://url.com/a_notice_of_adverse_action_template_token1234.html"
}
},
"privacy_policy": {
"asset_token": "a_privacy_policy_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_privacy_policy_asset_token1234.pdf",
"png": "https://url.com/a_privacy_policy_asset_token1234.png",
"html": "https://url.com/a_privacy_policy_asset_token1234.html"
}
},
"e_disclosure": {
"asset_token": "a_e_disclosure_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_e_disclosure_asset_token1234.pdf",
"png": "https://url.com/a_e_disclosure_asset_token1234.png",
"html": "https://url.com/a_e_disclosure_asset_token1234.html"
}
},
"card_member_agreement": {
"asset_token": "a_card_member_agreement_asset_token1234",
"asset_urls": {
"pdf": "https://url.com/a_card_member_agreement_asset_token1234.pdf",
"png": "https://url.com/a_card_member_agreement_asset_token1234.png",
"html": "https://url.com/a_card_member_agreement_asset_token1234.html"
}
},
"account_statement": {
"template_token": "an_account_statement_template_token1234",
"template_urls": {
"html": "https://url.com/an_account_statement_template_token1234.html"
}
},
"created_time": "2025-04-01T23:41:58.802Z",
"updated_time": "2025-04-05T16:04:48.643Z"
}