GET/////
Retrieve a journal entry for a credit account.
URL path parameters
| Fields | Description |
|---|---|
| account_token string Required | The unique identifier of the credit account for which you want to retrieve journal entries. Send a GET request to /credit/accounts to retrieve existing credit account tokens.Allowable Values: Existing account token |
| journal_entry_token string Required | The unique identifier of the journal entry you want to retrieve. Send a GET request to /credit/accounts/{account_token}/journalentries to retrieve existing journal entry tokens.Allowable Values: Existing journal entry token |
Response body
| Fields | Description |
|---|---|
| token string Returned | Unique identifier of the journal entry. Allowable Values: 36 char max |
| related_token string Conditionally returned | Unique identifier of the original journal entry. If the current journal entry is the original, this field is returned empty. Allowable Values: Existing journal entry token |
| root_token string Conditionally returned | Unique identifier of the root journal entry. If the current journal entry is the root, this field is returned empty. Allowable Values: Existing journal entry token |
| account_token string Returned | Unique identifier of the credit account associated with the credit card used to make the journal entry. Allowable Values: Existing account token |
| card_token string Returned | Unique identifier of the credit card used to make the journal entry. Allowable Values: 8–36 chars Existing credit card token |
| user_token string Returned | Unique identifier of the credit user. Allowable Values: Existing user token |
| status string Returned | Status of the journal entry when it was initially recorded and had an impact on the balance, either PENDING or POSTED. This field is immutable and may not represent the current status.To view the current status of purchases, refunds, OCTs, and payments, see the detail_object.state field. These journal entries start in PENDING and can transition to CLEARED, DECLINED, or ERROR. This transition of status is only sent through webhook event notifications.Journal entries that are final transactions, such as clearings, start and remain in a POSTED state.NOTE: CLEARED, DECLINED, and ERROR are special statuses that do not have an impact on the account balance, and are not recorded in the journal. For these special statuses, impact_time, request_time, created_time, token, and id are returned blank.Allowable Values: PENDING, POSTED, DECLINED, ERROR, CLEARED |
| group string Returned | Group to which the journal entry belongs. Allowable Values: PURCHASE, REFUND, DISPUTE, ORIGINAL_CREDIT, FEE, REWARD, INTEREST, PAYMENT, ADJUSTMENT, BALANCE_TRANSFER, CASH_ADVANCE, BALANCE_REFUND |
| type string Returned | The journal entry event type. Allowable Values: Example: authorization.clearingA valid journal entry event type |
| id string Returned | Eight-digit numeric identifier of the journal entry, an alternate identifier to the UUID that is useful for remembering and referencing. Allowable Values: 8 chars |
| amount decimal Returned | Amount of the journal entry. Allowable Values: Format: 0.00 |
| currency_code string Returned | A valid three-digit ISO 4217 currency code Allowable Values: USD |
| memo string Returned | Merchant name or description for the journal entry. Allowable Values: Example: Whole Foods Market |
| request_time datetime Returned | For purchases, the date and time of the authorization, which is when the user initiates the journal entry. For other journal entry groups, equivalent to impact_time.Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| impact_time datetime Returned | Date and time when the journal entry impacts the account balance. For purchases, this is the time of the authorization. For purchase authorization clearings, this is the time when the transaction is settled. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| created_time datetime Returned | Date and time when the journal entry was created on Marqeta’s credit platform, in UTC. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| dispute_token string Conditionally returned | Unique identifier of the dispute, if the journal entry is disputed. Allowable Values: Existing dispute token |
| detail_token string Returned | Unique identifier of the journal entry’s full details. Allowable Values: 36 char max |
| detail_object object Conditionally returned | Contains the journal entry’s full details. The fields returned in this object vary based on the journal entry group. The following lists each journal entry group and the specific fields returned for each group. - Purchases and refunds: see the transactions response fields. - Disputes: see the account disputes response fields. - Original credit transaction (OCT): see the transfer type fields. - Rewards: see the account reward response fields. - Payments: see the account payment response fields. - Balance refunds: see the balance refund response fields. - Adjustments: see the account adjustment response fields. - Interest and fees: see fields below. Allowable Values: Existing detail object |
| detail_object.token string Conditionally returned | Unique identifier of the interest charge or fee. If in the detail_object, unique identifier of the detail object.Returned for interest or fees. Allowable Values: 36 char max |
| detail_object.account_token string Conditionally returned | Unique identifier of the credit account on which the interest or fee was charged. Returned for interest or fees. Allowable Values: 36 char max Existing account token |
| detail_object.type string Conditionally returned | Type of fee. Returned for fees. Allowable Values: FOREIGN_TRANSACTION_FEE, OVER_LIMIT_FEE, LATE_PAYMENT_FEE, RETURNED_PAYMENT_FEE, CARD_REPLACEMENT_FEE, MINIMUM_INTEREST_FEE, MINIMUM_INTEREST_FEE_REVERSAL, ANNUAL_FEE, MONTHLY_FEE |
| detail_object.method string Conditionally returned | Method used to calculate the fee value. Returned for fees. Allowable Values: PERCENTAGE, FLAT |
| detail_object.value decimal Conditionally returned | Value of the fee configured on the account. Equivalent to config.fees.schedule.value on the credit account. Send a GET request to /credit/accounts/{account_token} to retrieve an existing credit account.Returned for fees. Allowable Values: Format: 0.00 |
| detail_object.currency_code string Conditionally returned | A valid three-digit ISO 4217 currency code Allowable Values: USD |
| detail_object.amount decimal Conditionally returned | Amount of the fee. Returned for fees. Allowable Values: Format: 0.00 |
| detail_object.applied_to_amount decimal Conditionally returned | The total amount to which a percentage fee method is applied (for example, if a 3% fee is applied to 100, then 100 is the applied_to_amount value).This field is not applicable for a flat fee method. Returned for fees. NOTE: This field is currently not supported and returns null.Allowable Values: Format: 0.00 |
| detail_object.description string Conditionally returned | Description of the fee. Returned for fees. Allowable Values: 255 char max |
| detail_object.created datetime Conditionally returned | Date and time when the fee was created. Returned for fees. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| detail_object.statement_token string Conditionally returned | Unique identifier of the statement summary from which you want to retrieve interest details. Returned for interest. Allowable Values: Existing statement summary token |
| detail_object.statement_opening_date datetime Conditionally returned | Opening date of the statement summary from which you want to retrieve interest details. Returned for interest. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| detail_object.statement_closing_date datetime Conditionally returned | Closing date of the statement summary from which you want to retrieve interest details. Returned for interest. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| detail_object.statement_balance decimal Conditionally returned | Balance on the statement summary from which you want to retrieve interest details. Returned for interest. Allowable Values: Format: 0.00 |
| detail_object.average_daily_balance decimal Conditionally returned | Average daily balance used to calculate interest. Returned for interest. Allowable Values: Format: 0.00 |
| detail_object.goto_apr decimal Conditionally returned | Annual percentage rate. Returned for interest. Allowable Values: 0–100 |
| detail_object.daily_periodic_rate decimal Conditionally returned | Daily rate used to calculate interest. Returned for interest. Allowable Values: 0–100 |
| detail_object.days_in_billing_cycle integer Conditionally returned | Number of days in the billing cycle. Returned for interest. Allowable Values: 1–31 |
| detail_object.interest_amount decimal Conditionally returned | Amount of interest calculated for the billing period. Returned for interest. Allowable Values: Format: 0.00 |
| detail_object.created_date datetime Conditionally returned | Date and time when the interest was created. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
| detail_object.updated_date datetime Conditionally returned | Date and time when the interest was last updated. Allowable Values: Format: yyyy-MM-ddThh:mm:ssZ |
Sample response body
The following code block shows a samplePURCHASE journal entry.
JSON
{
"token": "journal_entry_token6789",
"user_token": "user_token4632",
"related_token": "journal_entry_token2460",
"root_token": "journal_entry_token2460",
"account_token": "my_account_token_12",
"card_token": "my_credit_card_token7794",
"status": "POSTED",
"group": "PURCHASE",
"type": "authorization.clearing",
"id": "12345678",
"amount": 9.11,
"currency_code": "USD",
"memo": "SWEET TREATS 0484",
"request_time": "2021-09-25T20:59:43Z",
"impact_time": "2021-09-26T11:53:48Z",
"created_time": "2021-09-26T11:53:48Z",
"detail_token": "detail_token_645736",
"detail_object": {
"type": "authorization.clearing",
"state": "COMPLETION",
"identifier": 6457,
"token": "detail_token_645736",
"user_token": "user_token4632",
"acting_user_token": "user_token4632",
"card_token": "my_credit_card_token7794",
"preceding_related_transaction_token": "journal_entry_token2460",
"gpa": {
"currency_code": "USD",
"ledger_balance": 61.7,
"available_balance": 0,
"credit_balance": 0,
"pending_credits": 0,
"impacted_amount": -9.11,
"balances": {
"USD": {
"currency_code": "USD",
"ledger_balance": 61.7,
"available_balance": 0,
"credit_balance": 0,
"pending_credits": 0,
"impacted_amount": -9.11
}
}
},
"gpa_order": {
"token": "gpa_order_token2c2c5",
"amount": 9.11,
"created_time": "2021-09-25T20:59:43Z",
"last_modified_time": "2021-09-26T11:53:47Z",
"transaction_token": "transaction_token42352a",
"state": "COMPLETION",
"response": {
"code": 0,
"memo": "Approved or completed successfully"
},
"funding": {
"amount": 9.11,
"source": {
"type": "programgateway",
"token": "funding_source_token6789",
"active": true,
"name": "My Funding Source",
"is_default_account": false,
"created_time": "2021-06-22T18:41:14Z",
"last_modified_time": "2021-06-22T18:41:14Z"
}
},
"funding_source_token": "funding_source_token6789",
"jit_funding": {
"token": "jit_funding_token43a3",
"method": "pgfs.authorization.capture",
"user_token": "user_token4632",
"acting_user_token": "user_token4632",
"amount": 9.11,
"original_jit_funding_token": "jit_funding_token4be7"
},
"user_token": "user_token4632",
"currency_code": "USD"
},
"duration": 378,
"created_time": "2021-09-26T11:53:46Z",
"user_transaction_time": "2021-09-25T20:59:43Z",
"settlement_date": "2021-09-26T00:00:00Z",
"request_amount": 9.11,
"amount": 9.11,
"currency_conversion": {
"network": {
"original_amount": 9.11,
"conversion_rate": 1,
"original_currency_code": 840
}
},
"issuer_interchange_amount": 0.19131,
"currency_code": "USD",
"approval_code": 946791,
"response": {
"code": 0,
"memo": "Approved or completed successfully"
},
"network": "VISA",
"subnetwork": "VISANET",
"acquirer_fee_amount": 0,
"acquirer": {
"system_trace_audit_number": 0
},
"fees": {
"type": "INTERCHANGE_FEE",
"amount": 0.19131,
"credit_debit": "C"
},
"user": {
"metadata": {
"notification_email": "hello@myemail.com"
}
},
"card": {
"last_four": 4489,
"metadata": {}
},
"issuer_received_time": "2021-09-26T11:53:46Z",
"issuer_payment_node": "042f97a3458b59e3cce0269f66e864d8",
"network_reference_id": "000218552461989029",
"clearing_record_sequence_number": 0,
"batch_number": 2021048291031352,
"acquirer_reference_data": 4.355106395860054e+22,
"card_acceptor": {
"mid": "000555600244811",
"mcc": 5814,
"name": "SWEET TREATS 0484",
"city": "OAKLAND",
"state": "CA",
"postal_code": 94612,
"country_code": "US"
},
"pos": {
"terminal_id": 65,
"pin_present": false,
"partial_approval_capable": false,
"purchase_amount_only": false,
"is_recurring": false,
"is_installment": false
},
"transaction_metadata": {
"payment_channel": "OTHER"
},
"network_metadata": {
"product_id": "VISA_TRADITIONAL",
"program_id": ""
}
}
}
INTEREST journal entry.
JSON
{
"token": "interest_journal_entry_token1111",
"account_token": "my_account_token_12",
"user_token": "user_token4632",
"card_token": "my_credit_card_token7794",
"status": "POSTED",
"group": "INTEREST",
"type": "account.interest",
"id": "11112222",
"amount": 2.31,
"currency_code": "USD",
"memo": "Interest charge on purchases",
"request_time": "2021-08-01T03:59:59Z",
"impact_time": "2021-08-01T03:59:59Z",
"created_time": "2021-08-01T07:00:19Z",
"detail_token": "detail_token_96749",
"detail_object": {
"token": "detail_token_96749",
"account_token": "my_account_token_12",
"statement_token": "statement_token_75b",
"statement_opening_date": "2021-07-01T04:00:00Z",
"statement_closing_date": "2021-08-01T03:59:59Z",
"statement_balance": 208.93,
"average_daily_balance": 181.67,
"goto_apr": 14.99,
"daily_periodic_rate": 0.00041068,
"days_in_billing_cycle": 31,
"interest_amount": 2.31,
"currency_code": "USD",
"created_date": "2021-08-01T07:00:19Z",
"updated_date": "2021-08-01T07:00:19Z"
}
}
FEE journal entry.
JSON
{
"token": "fee_journal_entry_token2121",
"account_token": "my_account_token_12",
"user_token": "user_token4632",
"card_token": "my_credit_card_token7794",
"status": "POSTED",
"group": "FEE",
"type": "account.fee.payment.late",
"id": "44445678",
"amount": 15,
"currency_code": "USD",
"memo": "Late payment fee",
"request_time": "2021-07-01T03:59:59Z",
"impact_time": "2021-07-01T03:59:59Z",
"created_time": "2021-07-01T07:00:24Z",
"detail_token": "detail_token_11221",
"detail_object": {
"token": "detail_token_11221",
"account_token": "my_account_token_12",
"type": "LATE_PAYMENT_FEE",
"method": "FLAT",
"value": 25,
"currency_code": "USD",
"amount": 15,
"description": "Late Payment Fee",
"created": "2021-07-01T07:00:24Z"
}
}