GET///
Retrieve an array of files on a bundle or application.
Each top-level object returned in the array contains the fields documented in the response body. The name of each object is its corresponding file type:
BENEFITS_DISCLOSURECARD_MEMBER_AGREEMENTE_DISCLOSURENOAAPRIVACY_POLICYREWARDS_DISCLOSURE_PRE_TERMSREWARDS_DISCLOSURE_POST_TERMSSOCTTERMS_SCHEDULE
URL query parameters
| Name | Type | Required? | Description | Allowable Values |
|---|---|---|---|---|
| bundle_token | string | Optional | Unique identifier of the bundle whose files you want to retrieve. The following file types are returned with the bundle_token: CARD_MEMBER_AGREEMENTE_DISCLOSUREPRIVACY_POLICYREWARDS_DISCLOSURE_PRE_TERMSREWARDS_DISCLOSURE_POST_TERMSSOCT | Existing bundle token |
| application_token | string | Optional | Unique identifier of the application whose files you want to retrieve. The following file types are returned with the application_token: BENEFITS_DISCLOSURECARD_MEMBER_AGREEMENTE_DISCLOSURENOAAPRIVACY_POLICYREWARDS_DISCLOSURE_PRE_TERMSREWARDS_DISCLOSURE_POST_TERMSSOCT * TERMS_SCHEDULE | Existing application token |
Response body
| Name | Type | Required? | Description | Allowable Values |
|---|---|---|---|---|
| file_type | string | Returned | Type of file. SOCT - The Summary of Credit Terms (SOCT), which outlines the interest rates, interest charges, and fees associated with the credit account being offered to the user.REWARDS_DISCLOSURE_PRE_TERMS - The Rewards Disclosure Pre-terms, which discloses detailed information about the rewards program on the credit account being offered to the user before a decision is rendered on their application. REWARDS_DISCLOSURE_POST_TERMS - The Rewards Disclosure Post-terms, which discloses detailed information about the rewards program on the user’s credit account if their application is approved.BENEFITS_DISCLOSURE - The Benefits Disclosure, which which is given to a user if their application is approved and discloses detailed information about the benefits on the user’s credit account. CARD_MEMBER_AGREEMENT - The Card Member Agreement, which specifies the terms and conditions of the user’s credit account, including the interest rates, interest charges, fees, minimum payment calculations, and more.PRIVACY_POLICY - The Privacy Policy, which explains how the information on the user’s application is collected, handled, and processed. E_DISCLOSURE - The eDisclosure, which states that the user has agreed to receive disclosures electronically.TERMS_SCHEDULE - The Terms Schedule, which is given to a user if their application is approved and specifies the interest rate details on the user’s credit account. * NOAA - The Notice of Adverse Action (NOAA), which is given to a user if their application is declined and informs them of the specific reasons why they were denied a credit account. | SOCT, REWARDS_DISCLOSURE_PRE_TERMS, REWARDS_DISCLOSURE_POST_TERMS, BENEFITS_DISCLOSURE, CARD_MEMBER_AGREEMENT, PRIVACY_POLICY, E_DISCLOSURE, TERMS_SCHEDULE, NOAA |
| links | object | Returned | Contains links to the file in different formats. | Existing links object |
| links.json | string | Conditionally returned | Link to the JSON version of the file. | A valid URL |
| links.html | string | Conditionally returned | Link to the HTML version of the file. | A valid URL |
| links.pdf | string | Conditionally returned | Link to the PDF version of the file. | A valid URL |
| tracking_token | string | Conditionally returned | Unique identifier used to acknowledge that the file has been disclosed to the applicant. If the file was already disclosed, a null value is returned. NOTE: The tracking token is only valid for 14 calendar days. | 255 char max |
Sample response body
The following code block shows the files returned on a bundle. The name of each top-level object is its corresponding file type.JSON
{
"REWARDS_DISCLOSURE_POST_TERMS": {
"file_type": "REWARDS_DISCLOSURE_POST_TERMS",
"links": {
"json": "https://url.com/link_to_json_file",
"html": "https://url.com/link_to_html_file",
"pdf": "https://url.com/link_to_pdf_file"
},
"tracking_token": "tracking_token_eyJraWQiOiJtODVlYS1I6I"
},
"PRIVACY_POLICY": {
"file_type": "PRIVACY_POLICY",
"links": {
"json": "https://url.com/link_to_json_file",
"html": "https://url.com/link_to_html_file",
"pdf": "https://url.com/link_to_pdf_file"
},
"tracking_token": "tracking_token_ImlzcyI6ImxJQ1kiLD0VufJ"
},
"CARD_MEMBER_AGREEMENT": {
"file_type": "CARD_MEMBER_AGREEMENT",
"links": {
"json": "https://url.com/link_to_json_file",
"html": "https://url.com/link_to_html_file",
"pdf": "https://url.com/link_to_pdf_file"
},
"tracking_token": "tracking_token_c1YjY2NjBlOGEiLCJzdGF0Z"
},
"REWARDS_DISCLOSURE_PRE_TERMS": {
"file_type": "REWARDS_DISCLOSURE_PRE_TERMS",
"links": {
"json": "https://url.com/link_to_json_file",
"html": "https://url.com/link_to_html_file",
"pdf": "https://url.com/link_to_pdf_file"
},
"tracking_token": "tracking_token_ZjNmZ0MzIyNDYsImlhdCI6M"
},
"SOCT": {
"file_type": "SOCT",
"links": {
"json": "https://url.com/link_to_json_file",
"html": "https://url.com/link_to_html_file",
"pdf": "https://url.com/link_to_pdf_file"
},
"tracking_token": "tracking_token_HAiOjE2Y1NzIyMjYri3fPDg"
},
"E_DISCLOSURE": {
"file_type": "E_DISCLOSURE",
"links": {
"json": "https://url.com/link_to_json_file",
"html": "https://url.com/link_to_html_file",
"pdf": "https://url.com/link_to_pdf_file"
},
"tracking_token": "tracking_token_X3NoybmxnaCIsEtQ0mZpbGZ"
}
}
JSON
{
"REWARDS_DISCLOSURE_POST_TERMS": {
"file_type": "REWARDS_DISCLOSURE_POST_TERMS",
"links": {
"json": "https://url.com/link_to_json_file",
"html": "https://url.com/link_to_html_file",
"pdf": "https://url.com/link_to_pdf_file"
},
"tracking_token": "tracking_token_eyJraWQiOiJtODVlYS1I6I"
},
"PRIVACY_POLICY": {
"file_type": "PRIVACY_POLICY",
"links": {
"json": "https://url.com/link_to_json_file",
"html": "https://url.com/link_to_html_file",
"pdf": "https://url.com/link_to_pdf_file"
}
},
"TERMS_SCHEDULE": {
"file_type": "TERMS_SCHEDULE",
"links": {
"json": "https://url.com/link_to_json_file",
"html": "https://url.com/link_to_html_file",
"pdf": "https://url.com/link_to_pdf_file"
},
"tracking_token": "tracking_token_e4MjgtnaCIsyIJTkciLCJ0e"
},
"CARD_MEMBER_AGREEMENT": {
"file_type": "CARD_MEMBER_AGREEMENT",
"links": {
"json": "https://url.com/link_to_json_file",
"html": "https://url.com/link_to_html_file",
"pdf": "https://url.com/link_to_pdf_file"
},
"tracking_token": "tracking_token_c1YjY2NjBlOGEiLCJzdGF0Z"
},
"REWARDS_DISCLOSURE_PRE_TERMS": {
"file_type": "REWARDS_DISCLOSURE_PRE_TERMS",
"links": {
"json": "https://url.com/link_to_json_file",
"html": "https://url.com/link_to_html_file",
"pdf": "https://url.com/link_to_pdf_file"
}
},
"SOCT": {
"file_type": "SOCT",
"links": {
"json": "https://url.com/link_to_json_file",
"html": "https://url.com/link_to_html_file",
"pdf": "https://url.com/link_to_pdf_file"
}
},
"BENEFITS_DISCLOSURE": {
"file_type": "BENEFITS_DISCLOSURE",
"links": {
"json": "https://url.com/link_to_json_file",
"html": "https://url.com/link_to_html_file",
"pdf": "https://url.com/link_to_pdf_file"
},
"tracking_token": "tracking_token_yIxO2NvZY4YjEiLCJzi1lNTB"
},
"E_DISCLOSURE": {
"file_type": "E_DISCLOSURE",
"links": {
"json": "https://url.com/link_to_json_file",
"html": "https://url.com/link_to_html_file",
"pdf": "https://url.com/link_to_pdf_file"
}
}
}