Retrieve file on a bundle or application - Marqeta Docs

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Retrieve a specific type of file on a bundle or application.

URL path parameters

Name	Type	Required?	Description	Allowable Values
type	string	Required	The type of file to retrieve. `SOCT` - The Summary of Credit Terms (SOCT), which outlines the interest rates, interest charges, and fees associated with the credit account being offered to the user.`REWARDS_DISCLOSURE_PRE_TERMS` - The Rewards Disclosure Pre-terms, which discloses detailed information about the rewards program on the credit account being offered to the user before a decision is rendered on their application. `REWARDS_DISCLOSURE_POST_TERMS` - The Rewards Disclosure Post-terms, which discloses detailed information about the rewards program on the user’s credit account if their application is approved.`BENEFITS_DISCLOSURE` - The Benefits Disclosure, which which is given to a user if their application is approved and discloses detailed information about the benefits on the user’s credit account. `CARD_MEMBER_AGREEMENT` - The Card Member Agreement, which specifies the terms and conditions of the user’s credit account, including the interest rates, interest charges, fees, minimum payment calculations, and more.`PRIVACY_POLICY` - The Privacy Policy, which explains how the information on the user’s application is collected, handled, and processed. `E_DISCLOSURE` - The eDisclosure, which states that the user has agreed to receive disclosures electronically.`TERMS_SCHEDULE` - The Terms Schedule, which is given to a user if their application is approved and specifies the interest rate details on the user’s credit account. * `NOAA` - The Notice of Adverse Action (NOAA), which is given to a user if their application is declined and informs them of the specific reasons why they were denied a credit account.	`SOCT`, `REWARDS_DISCLOSURE_PRE_TERMS`, `REWARDS_DISCLOSURE_POST_TERMS`, `BENEFITS_DISCLOSURE`, `CARD_MEMBER_AGREEMENT`, `PRIVACY_POLICY`, `E_DISCLOSURE`, `TERMS_SCHEDULE`, `NOAA`

URL query parameters

Name	Type	Required?	Description	Allowable Values
bundle_token	string	Optional	Unique identifier of the bundle on which you want to retrieve a file. Required if retrieving one of the following file types: `CARD_MEMBER_AGREEMENT``E_DISCLOSURE``PRIVACY_POLICY``REWARDS_DISCLOSURE_PRE_TERMS``REWARDS_DISCLOSURE_POST_TERMS``SOCT`	Existing bundle token
application_token	string	Optional	Unique identifier of the application on which you want to retrieve a file. Required if retrieving one of the following files: `BENEFITS_DISCLOSURE``NOAA` * `TERMS_SCHEDULE`	Existing application token

Response body

Name	Type	Required?	Description	Allowable Values
file_type	string	Returned	Type of file. `SOCT` - The Summary of Credit Terms (SOCT), which outlines the interest rates, interest charges, and fees associated with the credit account being offered to the user.`REWARDS_DISCLOSURE_PRE_TERMS` - The Rewards Disclosure Pre-terms, which discloses detailed information about the rewards program on the credit account being offered to the user before a decision is rendered on their application. `REWARDS_DISCLOSURE_POST_TERMS` - The Rewards Disclosure Post-terms, which discloses detailed information about the rewards program on the user’s credit account if their application is approved.`BENEFITS_DISCLOSURE` - The Benefits Disclosure, which which is given to a user if their application is approved and discloses detailed information about the benefits on the user’s credit account. `CARD_MEMBER_AGREEMENT` - The Card Member Agreement, which specifies the terms and conditions of the user’s credit account, including the interest rates, interest charges, fees, minimum payment calculations, and more.`PRIVACY_POLICY` - The Privacy Policy, which explains how the information on the user’s application is collected, handled, and processed. `E_DISCLOSURE` - The eDisclosure, which states that the user has agreed to receive disclosures electronically.`TERMS_SCHEDULE` - The Terms Schedule, which is given to a user if their application is approved and specifies the interest rate details on the user’s credit account. * `NOAA` - The Notice of Adverse Action (NOAA), which is given to a user if their application is declined and informs them of the specific reasons why they were denied a credit account.	`SOCT`, `REWARDS_DISCLOSURE_PRE_TERMS`, `REWARDS_DISCLOSURE_POST_TERMS`, `BENEFITS_DISCLOSURE`, `CARD_MEMBER_AGREEMENT`, `PRIVACY_POLICY`, `E_DISCLOSURE`, `TERMS_SCHEDULE`, `NOAA`
links	object	Returned	Contains links to the file in different formats.	Existing `links` object
links.json	string	Conditionally returned	Link to the JSON version of the file.	A valid URL
links.html	string	Conditionally returned	Link to the HTML version of the file.	A valid URL
links.pdf	string	Conditionally returned	Link to the PDF version of the file.	A valid URL
tracking_token	string	Conditionally returned	Unique identifier used to acknowledge that the file has been disclosed to the applicant. If the file was already disclosed, a null value is returned. NOTE: The tracking token is only valid for 14 calendar days.	255 char max

Sample response body

JSON

{
  "file_type": "NOAA",
  "links": {
    "json": "https://url.com/link_to_json_file",
    "html": "https://url.com/link_to_html_file",
    "pdf": "https://url.com/link_to_pdf_file"
  },
  "tracking_token": "tracking_token_Cf7xNsl6vGtHn%2BcTH96zdf"
}