Dynamic spend controls

Limit spending with a number of variables to create unique customer experiences, while limiting your exposure to risk.

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Our dynamic spend controls allow you to set card level parameters around card usage, with rules governing things like merchant categories, frequency of use, cashback, country acceptance, ATM usage, etc.

Simply set the rules, and we’ll decide whether or not to authorise the transaction, managing your exposure to risk. Moreover, all controls are accessible via our API, giving you the power to manage your own card programme in real time.

With dynamic spend controls you can:

Customise the experience

Tailor your cards with flexibility over where and how much they can be used

Control spend

Limit where users can transact and reduce fraud by configuring exact spend limits

Execute in real time

Dynamically change spend limits in real time to create new experiences in an instant

​Solutions overview

Modern card issuing that is powering innovative payment experiences across industries

Developer portal

Start building your card program

  • Developer guides

    Discover key concepts of the Marqeta platform with hands on tutorials

  • Data insights

    View filterable, curated production data and personalized insights

  • Core API

    Issue cards, fund accounts, manage payments, and more

  • API Explorer

    Explore our endpoints, make API requests, and quickly prototype your product

About us

We are on a mission to empower the world’s innovators