Control your spend
Limit where users can transact and reduce fraud by configuring when, where, and how often cards can be used
Customise the experience
Tailor spend controls to meet the unique requirements of your business
Execute in real time
Dynamically change spend controls to create new experiences as needed
Leverage dynamic spend controls and Just-in-Time Funding
Marqeta enables unique card experiences through customisation, control, and real-time funding.
Set business rules and enforce policies around spending by limiting when and where a card can be used. For example, an employee attending a trade show in Las Vegas would be authorised to charge expenses at local casinos during the week but not on the weekend.
Restrict cards to a set number of transactions or amount of spend over a defined period of time to prevent misuse. For example, a limo driver could be limited to three transactions at local gas stations and a maximum of $100 a week.
Real-time mix and match
Create a customised user experience by combining spend controls. Examples include a loyalty card that would have a higher value if redeemed in your store versus elsewhere or a T&E card authorised for a fixed amount that is increased if a business trip is extended.
“Ramp allows customers to spin up everything from single-use virtual cards, to more traditional physical cards that can be used for corporate expenses, as well as issue as many cards as they need for their business. To bring this idea to life, we needed a platform that allowed for Ramp to build flexible spend controls at a very granular level. Marqeta’s issuing platform provided the flexibility needed to set detailed rules around where, when and how often a card can be used.”