Supplier payments solutions
Turn supplier payments into a growth engine for you and your customers
Modernize how your customers pay suppliers with automated solutions that improve working capital for them, and turn payments into a strategic edge for you.
The opportunity
Transform slow, manual supplier payment operations into an automated, controlled process
Finance teams are losing valuable time and focus to manual, disjointed payment processes. By modernizing how money moves, businesses can transform this inefficiency into speed and control, ultimately delivering greater value to their customers.
68%
of financial decision-makers say payment operations waste time due to manual processes and legacy systems 1
Unlock revenue
Become an indispensable financial partner by reducing manual processes for your business customers, while creating revenue opportunities from every supplier payment.
More control, more trust
Give customers the oversight they need to confidently run their critical financial operations on your platform, no matter how a payment is made.
Build an indispensable platform
Offering tools that support resilience and cash flow makes your product a core part of your customers’ daily operations.
Ways to embed supplier payments solutions
Drive platform growth with a B2B payment solution
From everyday payments to cross-border high-volume disbursements, see how owning supplier payments increases platform loyalty and scale.
Give your customers another reason to stay
Adding supplier payment capabilities directly into your platform creates a competitive advantage. Built-in tools make card the easiest option for suppliers to accept, while comprehensive non-card rails mean every supplier can be paid on their terms, all of it inside your ecosystem.
Learn how BILL makes it easier for businesses to pay suppliers with Marqeta
Streamline high-volume payouts
Virtual card issuance replaces slow bank transfers with faster access to funds, making cards a more attractive option for recipients. Automated reconciliation and fraud controls help to keep every payout visible and secure.
Read about how Katapult develops innovative lease-to-own solution thanks to AI and Marqeta
Simplify payouts in complex BNPL flows
BNPL models depend on accurate, timely merchant payouts across multiple parties. Virtual cards offer a fast, flexible, and low-risk way to handle disbursements, making it easy to manage and scale complex payment workflows.
See how Klarna brings freedom and flexibility to millions with Marqeta
Give your customers another reason to stay
Adding supplier payment capabilities directly into your platform creates a competitive advantage. Built-in tools make card the easiest option for suppliers to accept, while comprehensive non-card rails mean every supplier can be paid on their terms, all of it inside your ecosystem.
Learn how BILL makes it easier for businesses to pay suppliers with Marqeta
Streamline high-volume payouts
Virtual card issuance replaces slow bank transfers with faster access to funds, making cards a more attractive option for recipients. Automated reconciliation and fraud controls help to keep every payout visible and secure.
Read about how Katapult develops innovative lease-to-own solution thanks to AI and Marqeta
Simplify payouts in complex BNPL flows
BNPL models depend on accurate, timely merchant payouts across multiple parties. Virtual cards offer a fast, flexible, and low-risk way to handle disbursements, making it easy to manage and scale complex payment workflows.
See how Klarna brings freedom and flexibility to millions with Marqeta
How it works
Take the complexity out of supplier payments
Marqeta provides the card-led infrastructure behind your platform's end-to-end supplier payment solution
Virtual card issuance
Let your customers pay suppliers faster by issuing virtual cards designed for easy acceptance, tailored limits, and controls that support one-time and recurring payouts.
Spend controls and JIT Funding
Give your customers control over how and when funds are released. Spend rules and Just-in-Time (JIT) Funding ensure money is only available for approved transactions, no need for pre-funding.
Comprehensive non-card rails
ACH, same-day ACH, real-time payments, or push to card, all run through the same integration and reconciliation flow, giving every supplier a way to get paid on their terms, inside your platform
Risk and fraud tools
Support secure, global supplier payments at scale with real-time monitoring, velocity controls, and audit trails, helping customers effectively manage risk and streamline reconciliation.
The Marqeta advantage
More than fast. More than flexible. Built for both.
Most platforms force you to compromise on control, scale, or speed. With Marqeta’s supplier payment solution, you and your customers can have it all.
Control at the transaction level
Create dynamic virtual cards with granular controls that control spend by amount, merchant, category, time, or location. Enable real-time authorization that ensures every transaction follows your customers’ rules.
One platform, every payment
Handle a variety of payment scenarios, card and non-card, on one platform, so no payment method falls outside what you can offer.
Scale like leading brands
Platforms like DoorDash, BILL, and Ramp process payments worth billions with our help. Offer the same proven solution, customized to support your customers’ one-off payouts or high-volume disbursements, all in a single place.
Unlock global payments
Help your customers pay suppliers across countries and currencies. Marqeta removes the need for multiple banking partners, making cross-border disbursements fast, trackable, and easy to manage from your platform.
Designed for the real world
From BNPL merchant disbursements to loan payouts and on-demand delivery, our platform is proven to support supplier payment programs across industries.
Supplier payments are just the first step
Support the full commercial payments journey
Build beyond single solutions with embedded financial capabilities that grow with your platform.
Built for where you're going, not just where you are
Work with a partner that adapts with your roadmap, not one you’ll outgrow.
Frequently asked questions
Marqeta is not a bank or a lender. Marqeta provides a technology platform to enable its customers to build out products using services offered by its bank partners.
- State of Payments Operations, Modern Treasury, 2025
Marqeta's support for these use cases varies by jurisdiction. Contact us for details on what is currently available in your jurisdiction, and what's on our roadmap.