Digital banks are catering to a new market of consumers focused on convenience, transparency, lower fees, and a feature-rich digital experience. To stay at the center of their customers’ financial lives, they need to create products that are disruptive to traditional banking experiences.
Open APIs across bank accounts, money movement, and cards enable digital banks to design differentiated customer experiences that deepen customer relationships.
Key benefits for digital banking
Branded cards and digital wallets
Launch customizable cards and provision directly into digital wallets for immediate spend.
Innovate and rapidly create customized card products and banking experiences.
Gateway JIT (Just-in-Time) Funding
Make your own funding decisions and authorize transactions in real time by applying your own criteria.
Direct deposit, ACH transfers, ATM withdrawals
Broaden digital banking services and address customer needs with a suite of money-in, money-out features.
Derive deep customer insights to tailor new products and services.