What is
modern card issuing?

It’s personalized rewards, not fixed rewards.
It’s zero balance cards that fund in real time at the point of transaction.
It’s open APIs and in-depth documentation to develop card programs swiftly.
It’s a virtual card delivered instantly for a Buy Now, Pay Later supplier payment.
It’s contactless payments using a card stored in your phone.
It’s zero balance cards that fund in real time at the point of transaction.
It’s open APIs and in-depth documentation to develop card programs swiftly.
It’s a virtual card delivered instantly for a Buy Now, Pay Later supplier payment.

Customizable Open APIs and programmable infrastructure enable new business models and digital experiences. Watch the video

Build a card program

tailored to your unique business needs

Build a card program and issue virtual or physical cards that exactly match your use case

Build a card program

tailored to your unique business needs

Build a card program and issue virtual or physical cards that exactly match your use case

Next-gen credit cards

Provide personalized rewards and dynamic APRs and credit lines

Contactless payments

Instantly provision cards into digital wallets to extend your program’s reach

Instant issuing

Enable payments that can be faster than ACH and more cost-effective than checks

Custom payment experiences

Validate criteria such as vendor, amount, time, and location in real time

Granular fraud control

Dynamically approve or reject transactions in real time based on contextual data

Embedded finance

Blend payments into your user experience

Zero-balance prepaid cards

Release your company funds in real time to help optimize cash flow

Fast reconciliation

Insert custom metadata into transaction records to accelerate reconciliation with your ordering or sales system

Modern card issuers deliver a flexible and customizable experience

that can enable innovative use cases and easily expand to new markets

Modern card issuing platforms

  • Self-service, developer-centric
  • Flexible and adaptable APIs
  • Digital wallet enablement
  • Dynamic spend controls
  • Data insights
  • Real-time notifications
  • Build once, deploy anywhere

Typical legacy platforms

  • High-touch consulting required
  • Read-only and fixed APIs
  • Lack of digital access
  • Fixed controls
  • Limited and fragmented reporting
  • Lack of real-time information
  • Re-implement in each region

Modern card issuing is empowering

innovative, global brands

Michael Kim
VP Finance

Resources

to help you succeed

7 use cases of modern card issuing

>Read more

Modern Card Issuing buyer’s guide and sample RFP questions

>Read more

A guide to understanding Modern Card Issuing

>Read more

7 use cases of modern card issuing

>Read more

Modern Card Issuing buyer’s guide and sample RFP questions

>Read more

A guide to understanding Modern Card Issuing

>Read more

See solutions for your region

🇬🇧   United Kingdom

See solutions for your region

🇺🇸   United States