What is
modern card issuing?
Customizable Open APIs and programmable infrastructure enable new business models and digital experiences. Watch the video
Build a card program
tailored to your unique business needs
Build a card program
tailored to your unique business needs
Next-gen credit cards
Provide personalized rewards and dynamic APRs and credit lines
Contactless payments
Instantly provision cards into digital wallets to extend your program’s reach
Instant issuing
Enable payments that can be faster than ACH and more cost-effective than checks
Custom payment experiences
Validate criteria such as vendor, amount, time, and location in real time
Granular fraud control
Dynamically approve or reject transactions in real time based on contextual data
Embedded finance
Blend payments into your user experience
Zero-balance prepaid cards
Release your company funds in real time to help optimize cash flow
Fast reconciliation
Insert custom metadata into transaction records to accelerate reconciliation with your ordering or sales system
Modern card issuers deliver a flexible and customizable experience
that can enable innovative use cases and easily expand to new markets
Modern card issuing platforms
- Self-service, developer-centric
- Flexible and adaptable APIs
- Digital wallet enablement
- Dynamic spend controls
- Data insights
- Real-time notifications
- Build once, deploy anywhere
Typical legacy platforms
- High-touch consulting required
- Read-only and fixed APIs
- Lack of digital access
- Fixed controls
- Limited and fragmented reporting
- Lack of real-time information
- Re-implement in each region
Modern card issuing is empowering
innovative, global brands
“Without Marqeta’s platform and APIs there would be lots of use cases that we couldn’t serve. A lot of restaurants require payments at the point of sale, and Marqeta allows us to do that and serve the needs of our restaurants the way they would like to be served.”
Michael Kim
VP Finance
Resources
to help you succeed
7 use cases of modern card issuing
Modern Card Issuing buyer’s guide and sample RFP questions
A guide to understanding Modern Card Issuing
Launch your next payment innovation
Let’s talk about your use case and how we can help.