Let’s talk
Customize a card that helps drive engagement
Design a credit card tailored to your unique customer preferences with customized offers, card controls, and rewards
Launch a card program quickly with an end-to-end platform
Leverage Marqeta’s open API platform and integrated partners to launch a completely embedded card program in months
Manage your accounts with unmatched control
Use Marqeta’s modern credit platform to personalize the experience for accounts in real time and at scale
How is Marqeta reinventing credit cards?
Marqeta’s API-first credit card issuing and processing platform is built for differentiation and speed.
A complete solution to launch a modern credit card
From bank partners to underwriting and mobile app experiences, we connect you with established partners to launch and scale an embedded credit card quickly.
Customized card issuance
Virtual cards
Card controls
Digital wallet
Ledger management
Gateway Just-in-Time authorization
Transaction data & webhooks
Offers management portal
Bank partner
AI and ML underwriting & decisioning
Mobile app & CX
Rewards management
Customer service & collections
Risk management
Compliance
APIs and SDKs
Customized card issuance
Virtual cards
Card controls
Digital wallet
Ledger management
Gateway Just-in-Time authorization
Transaction data & webhooks
Offers management portal
Bank partner
AI and ML underwriting & decisioning
Mobile app & CX
Rewards management
Customer service & collections
Risk management
Compliance
APIs and SDKs
Guide to building a Modern Credit Card
Learn about our partnership with Deserve
Learn more about our new partnership with FNBO
“With Deserve’s unparalleled underwriting capabilities and flexible API-based architecture that could connect seamlessly to M1’s existing app, and Marqeta’s proven technology, allowing for customized card issuing, tokenization and real-time transaction data, we were able to create and launch a native credit card perfectly designed for investors, in months.”
 Read the case study |
Ben Reid
General Manager, M1 Finance
We give you the tools.
You design the experience.
Instantly onboard accounts and issue cards
Open accounts, issue virtual cards, and push to digital wallets so users can start spending immediately upon credit approval.
Design innovative spend tools and rewards
Provide useful spend analysis, budgeting tools, and flexible rewards to match user shopping behavior.
Update account parameters in real time
Adjust credit lines, APRs, rewards, and other parameters at the account level in real time to keep users engaged.
Launch your next payment innovation
Let’s talk about your use case and how we can help.
