Payment Solutions

Online travel

Accelerate travel supplier payments, optimize cash flow, and reduce the risk of fraud.

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The problem

Online travel agencies need real-time payment solutions to pay their hotel, airline, and car rental partners without tying up their operating capital. This highly competitive industry demands the lowest prices and error-free payments.

The solution

Modern virtual cards can make funds available for payments in real time as transactions are approved. This eliminates the need for prefunding cards and reduces the risk of error and fraud. Visibility into transaction data provides a better understanding of customer behavior for more effective rewards programs.

Real world: online travel

Purchase of travel on an app or website

Travel website

Travel booked

A traveler books a trip and confirms their itinerary.

 

Notification received

Marqeta webhooks allow real-time notifications upon transaction completion.

Marqeta platform

Virtual card created

A virtual card is created to pay the hotel, airline, car rental agency, etc.

 

Spend evaluated

Managed or gateway spend controls can be customized to minimize fraud and ensure funds are only used as intended

Funds released

Just-in-Time (JIT) Funding releases funds to the card on approval and in real time to complete the transaction.

Travel providers

Card charged

The travel provider runs the card just as they would any Visa or Mastercard.

 

Auth requested

Marqeta’s platform is contacted by the appropriate network for authorization.

Transaction completed

Authorization is successful and the payment is confirmed.

Travel booked

A traveler books a trip and confirms their itinerary.

Virtual card created

A virtual card is created to pay the hotel, airline, car rental agency, etc.

Card charged

The travel provider runs the card just as they would any Visa or Mastercard.

Auth requested

Marqeta’s platform is contacted by the appropriate network for authorization.

Spend evaluated

Managed or gateway spend controls can be customized to minimize fraud and ensure funds are only used as intended.

Funds released

Just-in-Time (JIT) Funding releases funds to the card on approval and in real time to complete the transaction.

Transaction completed

Authorization is successful and the payment is confirmed.

Notification received

Marqeta webhooks allow real-time notifications upon transaction completion.

How it works

See how Marqeta creates card programs for online travel

“Prior to ConnexPay, a traveler would usually experience multiple charges on their credit card. One to pay the airline, one to pay the hotel, one to pay the credit card company. In the ConnexPay model, the customer experiences one charge from the company they’re working with. We bring together card acceptance with the Marqeta card issuing platform and technology.”

 

Watch customer testimonial
Read case study

Bob Kaufman 
CEO

Key benefits for online travel

Virtual cards

Pay travel suppliers instantly by issuing a virtual card for each booking.

Spend controls

Control supplier payments by adjusting for inventory markup and pay the supplier less than what is collected from the traveler.

JIT (Just-in-Time) Funding

Avoid prefunding cards and tying up capital. Pay in real time, optimize cash flow, and manage peak volumes without exceeding credit limits.

Dynamic spend controls + Gateway JIT

Apply your own rules and participate in transaction authorization in real-time.

Inject metadata into each transaction record

Automate reconciliations by appending matching metadata, such as the Booking ID, to the transaction record as purchases are authorized.

APIs to email/fax virtual cards​

Work with your supplier’s existing payment infrastructure.

​Solutions overview

Modern card issuing that is powering innovative payment experiences across industries

Developer portal

Start building your card program

  • Developer guides

    Discover key concepts of the Marqeta platform with hands on tutorials

  • Data insights

    View filterable, curated production data and personalized insights

  • Core API

    Issue cards, fund accounts, manage payments, and more

  • API explorer

    Explore our endpoints, make API requests, and quickly prototype your product

About us

We are on a mission to empower the world’s innovators