The Payment Innovation Platform

The Marqeta Platform includes an API that supports both virtual and physical cards. Virtual cards are immediately available (complete with card numbers) and can be converted to physical cards. Physical cards are designed by you, produced to your specifications (EMV contact, EMV contactless, or magnetic stripe), and are mailed directly to the cardholder.

Just-in-Time Funding eliminates the need for preloading a card by automatically and precisely transferring funds from an account to the card whenever a transaction happens in real-time. This adds further control and transparency for card issuers by providing all the power of an issuer processor via API without the complexity.

Even if your technical infrastructure suffers under unusually high transaction volumes or experiences latency or outages, Marqeta’s Commando Mode keeps your payments up and running.