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The Payment Innovation Platform

Powering prepaid, debit and credit cards for the world's leading commerce innovators.
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Built for developers.

The world's first Open API issuer processor platform. We meticulously design and build APIs so developers can focus on building their products and getting to market.

API Docs
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Built from scratch.

Marqeta built the entire stack and connected directly to the payment card networks. There are no service providers in the middle to slow us down or hold back innovation - ours or yours.

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Built unlike anything else.

We built Marqeta with commerce and financial service innovators in mind. Our partners get access to breakthrough innovations to control authorizations, event messaging, and data.

Features

New Features on the Marqeta Platform

Virtual and Physical Cards

The Marqeta Platform includes an API that supports both virtual and physical cards. Virtual cards are immediately available (complete with card numbers) and can be converted to physical cards. Physical cards are designed by you, produced to your specifications (EMV contact, EMV contactless, or magnetic stripe), and are mailed directly to the cardholder.
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JIT Funding

Just-in-Time Funding eliminates the need for preloading a card by automatically and precisely transferring funds from an account to the card whenever a transaction happens in real-time. This adds further control and transparency for card issuers by providing all the power of an issuer processor via API without the complexity.
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Commando Mode

Even if your technical infrastructure suffers under unusually high transaction volumes or experiences latency or outages, Marqeta’s Commando Mode keeps your payments up and running.
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