Marqeta for Banking
Embed modern banking tools into your financial solution
Flexible, configurable accounts and money movement tools that integrate seamlessly into your platform.
Embed banking solutions to amplify your card offering
Comprehensive capabilities and trusted partnerships that enable you to build the right solution for you.
Support key stages of your customer’s financial journey
From account opening and funding to spending and money movement, deliver seamless experiences across the interactions that matter most to your customers.
Build with banking tools that flex with your business*
Build experiences that reflect your brand and meet your customers where they are, with tools configured to match your unique needs, not a one-size-fits-all model.
Launch and scale with one trusted partner
Get to market quickly with Marqeta’s dedicated banking technology experts and long-standing relationships with card networks and bank partners.
Accounts
Give your customers a place to store funds, earn interest, and manage their finances.*
Demand Deposit Accounts
Prepaid Accounts
Savings Accounts
Current Accounts
Demand Deposit Accounts
Enable customers to open Demand Deposit Accounts tied to a debit card with no maximum balance, high spend limits and consumer protection through FDIC insurance.
Prepaid Accounts
Get to market quickly with General Purpose Reloadable Accounts and prepaid cards with the ability to support Gateway JIT functionality.
Savings Accounts
Make your customers’ money work hard for them with an interest-bearing savings account that allows account holders to manage and grow their funds.
Current Accounts
Empower customers with flexible everyday banking, real-time transaction visibility and a linked debit or ATM card for spending. (UK Only)
Demand Deposit Accounts
Enable customers to open Demand Deposit Accounts tied to a debit card with no maximum balance, high spend limits and consumer protection through FDIC insurance.
Prepaid Accounts
Get to market quickly with General Purpose Reloadable Accounts and prepaid cards with the ability to support Gateway JIT functionality.
Savings Accounts
Make your customers’ money work hard for them with an interest-bearing savings account that allows account holders to manage and grow their funds.
Current Accounts
Empower customers with flexible everyday banking, real-time transaction visibility and a linked debit or ATM card for spending. (UK Only)
Money movement
Make it effortless for users to get paid, move money, and spend.*
Early Pay
Direct Deposit
Surcharge-Free ATM
Bill Pay
Direct Deposit
Drive engagement with direct deposit functionality that makes it easy for users to get paid.
Surcharge-Free ATM
Enhance your cardholder value proposition by giving users flexible access to cash through the Allpoint and MoneyPass networks of 90K fee-free ATMs.
Bill Pay
Provide your cardholders with a seamless way to manage and pay their bills without leaving your app.
ACH
In-Store Cash Loads
Pull from Card
Push to Card
ACH
Enable easy money movement between bank accounts and leverage Marqeta's integration with Plaid for streamlined account verification and balance checks.
In-Store Cash Loads
Deliver a physical experience to compliment your digital banking experience by giving cardholders access to over 90K in-store cash deposit locations.
Pull from Card
Drive top of wallet card use with instant account funding using secure card rails. Set amount and velocity controls to customize to your business needs.
Push to Card
Give customers immediate access to their money by pushing funds from a cardholder’s account to an external debit card using card rails.
Mobile Check Deposits
Rewards
Faster Payments System
Mobile Check Deposits
Transform smartphones into deposit tools, allowing account holders to securely deposit checks anytime, anywhere without needing to visit a bank branch or ATM.
Rewards
Build custom loyalty programs tailored to how your customers spend. Marqeta’s loyalty engine supports the entire journey from earning to redemption.
Faster Payments System (FPS)
Process UK payments in real-time, helping to ensure account holders can send and receive funds within seconds, rather than days, improving cash flow and financial visibility. (UK Only)
Direct Deposit
Drive engagement with direct deposit functionality that makes it easy for users to get paid.
Surcharge-Free ATM
Enhance your cardholder value proposition by giving users flexible access to cash through the Allpoint and MoneyPass networks of 90K fee-free ATMs.
Bill Pay
Provide your cardholders with a seamless way to manage and pay their bills without leaving your app.
ACH
Enable easy money movement between bank accounts and leverage Marqeta's integration with Plaid for streamlined account verification and balance checks.
In-Store Cash Loads
Deliver a physical experience to compliment your digital banking experience by giving cardholders access to over 90K in-store cash deposit locations.
Pull from Card
Drive top of wallet card use with instant account funding using secure card rails. Set amount and velocity controls to customize to your business needs.
Push to Card
Give customers immediate access to their money by pushing funds from a cardholder’s account to an external debit card using card rails.
Mobile Check Deposits
Transform smartphones into deposit tools, allowing account holders to securely deposit checks anytime, anywhere without needing to visit a bank branch or ATM.
Rewards
Build custom loyalty programs tailored to how your customers spend. Marqeta’s loyalty engine supports the entire journey from earning to redemption.
Faster Payments System (FPS)
Process UK payments in real-time, helping to ensure account holders can send and receive funds within seconds, rather than days, improving cash flow and financial visibility. (UK Only)
Embed banking solutions into your customer experience to drive engagement and spend
Leverage Marqeta’s flexible infrastructure to build innovative solutions, whether you're launching a digital banking solution, paying suppliers, or managing expenses.
Innovators build with Marqeta
Co-create with Marqeta to launch category-defining financial services.
Western Union
Western Union offers a multi-currency digital banking platform where remittance funds are disbursed to a physical or virtual card, giving users faster access to their money.
Coinbase
Coinbase enables customers to convert cryptocurrency into everyday spending through a crypto-linked prepaid debit card.
Fold
Fold offers its customers a debit card that enables them to earn crypto on every purchase instead of traditional cash back, points, or miles.
Complete your offering with a suite of services to support your vision
Discover more insights
Stay up to date with the latest industry trends, expert discussions, and educational resources.
Discover more insights
Stay up to date with the latest industry trends, expert discussions, and educational resources.
*Marqeta is not a bank. Marqeta provides a technology platform to enable its customers to build out products using services offered by its bank partners.
Start innovating with Marqeta today
Let’s talk about your solutions roadmap and how we can help.
Solutions
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Location
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