RiskControl
Real-Time Decisioning
Apply fine-tuned control to every transaction with fraud mitigation built specifically for modern card issuers
Tailor authorization rules to fit your business
Create and implement rules for card transactions based upon your business logic and hundreds of data attributes
Retain revenue and mitigate losses
Get in front of fraudulent card transactions to help protect revenue and reduce chargebacks
Improve the cardholder experience
Accelerate growth without sacrificing the cardholder experience or ignoring card program risk
What is Real-Time Decisioning?
Real-Time Decisioning enables card issuers to take control of their card program and configure granular rules that determine how each and every transaction is approved.

Fine-tuned controls
Develop custom rules using your own business logic and external data, including card network risk scores, to apply to each card transaction

Decision in real-time
Card transactions will be approved or declined in real-time based upon implemented rules to align with card program objectives

Monitor outcomes
Review transactions and learn how existing rules are performing to swiftly adjust on the fly as needed
Marqetaβs Real-Time Decisioning solution has allowed us to launch a successful card programme and stay in front of potential fraud concerns. In the early stages of our programme, we’ve already seen how Marqeta’s flexible controls have helped us fight against fraudulent transactions before they happen, which enables us to better serve our customers and optimize for growth.
Theso Jivajirajah
Chief Risk Officer, Yonder
Letβs talk about your use case and how we can help.