Risk & Fraud
Robust risk protection built by the people who know your program
Stay ahead of fraud and protect your card holders with unified risk management.
Grow your card program with confidence
Unlock the value of an international issuing network
Nearly two decades of proprietary issuing data empowers your program to reduce fraud and guide decisions to protect cardholders.
One trusted partner to protect your cardholder
Simplify launch and scale with issuer-run risk that is simple to integrate, provides full data visibility, and help mitigate operational complexity.
Support that keeps you a step ahead
Our experienced team and proven processes help you to scale operations and stay in front of evolving fraud threats.
Know Your Customer (KYC)
Verify identities and help protect your card program from the start
Confidently onboard consumers and businesses at scale by swiftly verifying identities and reducing friction for legitimate customers, while helping to block fraudsters.
Improve detection rates, remove complexity for risk operations teams, and meet compliance needs all within a streamlined experience.
Real-Time Decisioning
Fine-tuned controls for each transaction. Purpose-built for card issuers.
Develop, test and execute highly customization rules from hundreds of data attributes, including an AI-powered Risk Score, on every transaction.
Improve the cardholder experience by blocking transactions that may be fraudulent, while minimizing false positives.
3D Secure (3DS)
Authenticate cardholders and authorize transactions on a unified platform
Build tailored authentication experiences that mitigate card-not-present fraud while minimizing unnecessary friction or cardholder dropoff.
Retain control over the cardholder experience by leveraging your own business logic and data, and setting your own dynamic rules.
Disputes
Resolve disputes and chargebacks with efficient, streamlined workflows
Speed-up resolution time and improve your cardholder experience by creating and submitting disputes to the card networks through APIs.
Increase transparency through the disputes lifecycle with a streamlined process for risk operations teams to review and manage active disputes.
“Ramp’s corporate card is built from the ground up to help companies get more out of every dollar. Marqeta’s payments platform is unparalleled in the market, and alongside the expertise and knowledge they bring to the table, they’ve been the ideal partner to help us get to market and scale quickly. They helped us go from incorporation to first transaction in under 70 days!”
Eric Glyman, Co-Founder & CEO at Ramp
Guidance from the edge of payments
Explore research, customer stories, and practical guidance from across the payment landscape.
