Accounts and money movement
Give your customers a complete financial experience
Flexible, configurable accounts and money movement APIs that integrate seamlessly into your platform.
Amplify your card offering with accounts and money movement
The international capabilities and trusted partnerships that enable you to build the right solution for your business.
Support critical stages of your customer's financial journey
From account opening and funding to spending and money movement, deliver seamless experiences across the interactions that matter most to your customers.
Build with technology that flexes with your business
Build experiences that reflect your brand and meet your customers where they are, with configurable APIs tailored to match your unique needs, not a one-size-fits-all model.
Launch and scale with one trusted partner
Get to market quickly with Marqeta's dedicated payments experts and long-standing relationships with card networks, banks and licensed partners.
Broaden your solution beyond the card
Deliver a comprehensive financial offering for consumers or businesses.
Consumer solutions
Power financial products that keep customers engaged and coming back.
Marqeta's technology gives you everything you need to build a complete financial experience that customers actually want. Whether you want to offer workers instant access to their wages or embed accounts into your app, our flexible APIs give you the control to design and deliver experiences that drive long-term loyalty.
Commercial solutions
Give businesses smarter ways to manage, move and spend their money.
From corporate payments to commercial accounts, Marqeta's payment infrastructure gives businesses the control and flexibility they need to manage money at scale. Connect accounts, move money across borders, and give suppliers instant access to funds, all through one flexible platform that grows with your business.
How it works
A complete financial experience, built around your card
From account opening to money movement tools and rewards, Marqeta gives you the tools to launch and scale financial products internationally.
The right account for every program
Power any financial solution with the right account. Every account comes paired with a card that reflects your program's brand so customers can spend the moment they're funded.
- Choose the right account structure for your program, from everyday spending accounts to savings accounts and pre-funded accounts.
- Offer customers locally-compliant, safeguarded accounts with flexible spend limits
- Help customers get more from their money with flexible account options
Innovators build with Marqeta
Co-create with Marqeta to launch category-defining financial services.
Western Union
Western Union offers a multicurrency account experience where remittance funds are disbursed to a physical or virtual card, giving users faster access to their money.
Coinbase
Coinbase enables customers to convert cryptocurrency into everyday spending through a crypto-linked prepaid debit card.
Fold
Fold offers its customers a debit card that enables them to earn crypto on every purchase instead of traditional cash back, points, or miles.
Bringing your card program to life with pre-built components designed by payments experts
Whether you're serving consumers or businesses, Marqeta has the front-end UI tools to match.
Build international payment experiences on a single platform
Unlock access to every capability you need to deliver an embedded experience, built to flex around your market and your users.
Accounts
Spending Accounts
Savings Accounts
Virtual Accounts (UK/EU)
Digital Wallets
Savings Accounts
Virtual Accounts (UK/EU)
Digital Wallets
Account to account payments
ACH
Direct Deposit
Early Pay
SEPA Credit (UK/EU)
Direct Deposit
Early Pay
SEPA Credit (UK/EU)
Instant payments
FPS (UK)
SEPA Instant (EU)
SEPA Instant (EU)
Card-based payments
Push to Card
Pull from Card
Pull from Card
Everyday money tools
Surcharge-Free ATM Access
Cash Loads
Mobile Check Deposits
Cash Loads
Mobile Check Deposits
Discover more insights
Stay up to date with the latest industry trends, expert discussions, and educational resources.
Discover more insights
Stay up to date with the latest industry trends, expert discussions, and educational resources.
*Marqeta is not a bank. Marqeta provides a technology platform to enable its customers to build out products using services offered by its bank partners.
Start innovating with Marqeta today
Let’s talk about your solutions roadmap and how we can help.
Frequently asked questions
Marqeta is not a bank, a lender or a money transmitter. Marqeta provides a technology platform to enable its customers to build out products using services offered by its bank or licensed partners.
Marqeta's support for these products varies by jurisdiction. Contact us for details on what is currently available in your jurisdiction, and what's on our roadmap.
*Services provided by a third party vendor
Solutions
Features
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