Payments built for retail
Turn everyday shopping into loyalty and a new line of revenue
Branded cards, payments, and rewards built into your app and website give shoppers a reason to come back, and a new way to earn from every transaction.
Fueling the future of retail payments
Choose a payments partner that helps grow your brand
Rethinking retail payments
Fix loyalty that stopped working
Shoppers belong to 15+ programs and retail engagement has fallen 20% since 2022, yet perks alone haven't reversed it. A branded card people actually reach for turns every swipe into insight your loyalty program can't see today, and keeps you top of wallet.
Close the carts you're losing
Around 70% of carts are abandoned, often over payment friction, and 45% of card applicants are declined with 63% offered nothing. Issue a single card that adapts to debit, credit, or BNPL, so more shoppers complete the purchase.
Own the BNPL relationship
You already pay 3 to 6% per BNPL transaction and hand the data and loyalty to a third party. Embed cards, payments, and banking in your own app to bring financing in-house, earn interchange on every swipe, and turn that cost into a relationship.
Real world examples
Give shoppers every way to pay, in your app
Flexible credentials
Shoppers already move between debit, credit, and BNPL depending on the purchase. A flexible credential lets them choose at the moment of payment inside your branded experience, instead of reaching for someone else's card.
Loyalty lives in the wallet
Co-brand credit and rewards
According to our internal Co-Brand Analysis Research, 2024, Co-brand cardholders spend 2.7x more than non-cardholders. A modern co-brand credit program pairs personalized rewards with real-time spend data and instant decisioning, so you own more of your program, your data, and the customer relationship, deepening loyalty with every purchase.
Make your brand part of daily financial life
Branded debit solutions
Give customers a simple way to store funds, make payments, and earn personalized rewards with your brand, so you become part of their everyday spending. A branded debit experience also gives you real-time visibility into how and where your customers spend.
Beyond the storefront
Supplier payments
According to our State of Payments Report, 68% of financial decision-makers say payment operations waste time due to manual processes and legacy systems. Issue virtual cards for supplier payouts to replace slow bank transfers with faster funding, full visibility, and automated reconciliation, built on the same platform as your consumer experience.
Give shoppers every way to pay, in your app
Flexible credentials
Shoppers already move between debit, credit, and BNPL depending on the purchase. A flexible credential lets them choose at the moment of payment inside your branded experience, instead of reaching for someone else's card.
Loyalty lives in the wallet
Co-brand credit and rewards
According to our internal Co-Brand Analysis Research, 2024, Co-brand cardholders spend 2.7x more than non-cardholders. A modern co-brand credit program pairs personalized rewards with real-time spend data and instant decisioning, so you own more of your program, your data, and the customer relationship, deepening loyalty with every purchase.
Make your brand part of daily financial life
Branded debit solutions
Give customers a simple way to store funds, make payments, and earn personalized rewards with your brand, so you become part of their everyday spending. A branded debit experience also gives you real-time visibility into how and where your customers spend.
Beyond the storefront
Supplier payments
According to our State of Payments Report, 68% of financial decision-makers say payment operations waste time due to manual processes and legacy systems. Issue virtual cards for supplier payouts to replace slow bank transfers with faster funding, full visibility, and automated reconciliation, built on the same platform as your consumer experience.
From our customers
Doordash case study
Coinbase case study
Klarna case study
Innovative payments help DoorDash drive economic growth
Industry: On-demand delivery
Features: Branded physical cards, JIT Funding
"The relationship we have with Marqeta is a true partnership. They are a critical partner because their solution is mission-critical for DoorDash. Without Marqeta’s platform and APIs there would be lots of use cases that we couldn’t serve. A lot of restaurants require payments at the point of sale and Marqeta allow us to do that and serve the needs of our restaurants the way they would like to be served."Mike Kim, VP Finance at DoorDash
Modern card issuing helps Coinbase unlock new financial opportunities for customers
Industry: Digital banking
Features: Card issuing, Gateway JIT Funding, program management, real-time data
"Marqeta has enabled us to bring our vision of a crypto-backed debit card to reality. They worked closely with us to ensure the end result was the card product we desired and lent support and expertise every step of the way."Muneeb Imtiaz, Product Manager at Coinbase
Klarna migrates millions of cards to Marqeta with zero downtime
Industry: Fintech and digital banking
Features: Card program migration, physical, virtual and tokenized cards, program management
"The Marqeta team was always hands-on. Always available, even during weekends and late nights. It was clear they had just as much skin in the game. This wasn't just another client migration for them."Guillermo Barredo García, Senior Engineering Manager, Card and Banking at Klarna
Doordash case study
Coinbase case study
Klarna case study
Turn your payments into your strongest loyalty and revenue play
One platform for branded debit, credit, flexible payments, and embedded finance, built to grow with your business as your program evolves.
The results speak for themselves
$
383
Bin processing volume in 2025
99.99+
%platform uptime
40
+countries certified to operate
When rewards feel one-size-fits-all, loyalty fades
Partner with a payments provider built for the way people shop now.
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