Risk management tools purpose-built for card issuers
Accelerate your growth while balancing risk and compliance considerations throughout the cardholder journey.
Grow your card programme with confidence
Sophisticated risk tools
Purpose-built tools for mitigating risk across the cardholder journey, improving the customer experience, and delighting risk operations teams.
Flexible control from day one
Empower your team to customise controls around your evolving business needs and card programme objectives.
Revenue retention
Help protect against lost revenue to fraud and realise a stronger return on your card program with a suite of tools that drives a focus on growth.
RiskControl is designed to manage risk and compliance across the entire cardholder lifecycle
Real-Time Decisioning
Fine-tuned controls for each transaction. Purpose-built for card issuers.
Develop, test, and execute highly-customisable rules from hundreds of data attributes, including card network risk scores, on every card transaction.
Improve the cardholder experience by blocking transactions that may be fraudulent, while minimising false positives.
3D Secure (3DS)
Authenticate cardholders and authorise transactions on a unified platform
Build tailored authentication experiences that mitigate card-not-present fraud while minimising unnecessary friction or cardholder dropoff.
Retain control over the cardholder experience by leveraging your own business logic and data, and setting your own dynamic rules.
“Our customers expect a seamless checkout experience with our mobile app and we knew we needed to find a solution that would help us reduce fraud, while also providing us full control over the cardholder experience … we were able to easily design the authentication process without adding unnecessary friction tothe customer experience.”
Michal Smida, CEO at Twisto
“Marqeta’s Real-Time Decisioning solution has allowed us to launch a successful card programme and stay in front of potential fraud concerns. In the early stages of our programme, we’ve already seen how Marqeta’s flexible controls have helped us fight against fraudulent transactions before they happen, which enables us to better serve our customers and optimize for growth.”
Theso Jivajirajah, Chief Risk Officer
