Payment solutions

Financial institutions

Respond to customer needs faster and future-proof your business on a flexible, cloud-native card issuing platform

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Legacy processors hinder innovation. Modern platforms keep banks competitive.

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Outdated banking infrastructure lack adequate flexibility or developer support

Outdated banking infrastructure prohibits customization and personalized customer experiences

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Responding to new customer needs is hindered by legacy infrastructure

Customer expectations are changing rapidly, requiring speed and agility to bring new features to market

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Decades of tech debt drives up costs

Disparate legacy systems often require extensive resources and investments to maintain

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Empower your teams with a modern, API-first platform

Take control with tools like dynamic spend controls, real time data, and Just-in-Time Funding (JIT)

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Confidently evolve to keep pace with the market

Build, test and continuously refine your offering to deliver innovative use cases with speed

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Create operational efficiencies

Improve your bottom line by moving onto a cloud-native platform that can be easily integrated into your existing workflows

Delivering modern payment experiences and digital banking

Find out how Western Union integrated with Marqeta to deliver a next generation, real-time multi-currency digital wallet and digital banking platform in Europe.

The innovation opportunities for financial institutions are endless

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Launch a digital-first bank

Reach a new segment of digitally-native consumers with our pre-built integrations into modern cores and customized card products.

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Enable mobile experiences

Leverage Marqeta’s Tokenization-as-a-Service to instantly provision your existing cards to all major wallets, enabling convenient, contactless payments.

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Expand your virtual payment solutions

Provide consumer and commercial clients instant payments with virtual card offerings designed for everyday consumer use, supplier payments, expenses, and other use cases.

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Bring new BNPL offerings to market quickly

Issue virtual cards to instantly pay merchants upfront, while your users enjoy a seamless checkout experience to pay over time.

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Deliver differentiated credit products

Upgrade your existing consumer credit card processing to an API-first, cloud-based infrastructure or launch new programs designed for maximum control and scalability.

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Upgrade your SMB credit card programs

Modernize your corporate cards for business customers with APIs that enable them to manage their spend with fine-tuned control.

Resources for financial institutions

Learn more about Marqeta's partners and industry leading research

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Find out how Citi and Marqeta are partnering on a new digital wallet

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Learn the latest consumer trends from the State of Credit Report

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Read the Guide to Understanding Modern Card Issuing

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Launch your next payment innovation

Let's talk about your use case and how we can help.