Legacy processors hinder innovation. Modern platforms keep banks competitive.
Outdated banking infrastructure lack adequate flexibility or developer support
Outdated banking infrastructure prohibits customization and personalized customer experiences
Responding to new customer needs is hindered by legacy infrastructure
Customer expectations are changing rapidly, requiring speed and agility to bring new features to market
Decades of tech debt drives up costs
Disparate legacy systems often require extensive resources and investments to maintain
Empower your teams with a modern, API-first platform
Take control with tools like dynamic spend controls, real time data, and Just-in-Time Funding (JIT)
Confidently evolve to keep pace with the market
Build, test and continuously refine your offering to deliver innovative use cases with speed
Create operational efficiencies
Improve your bottom line by moving onto a cloud-native platform that can be easily integrated into your existing workflows
Delivering modern payment experiences and digital banking
Find out how Western Union integrated with Marqeta to deliver a next generation, real-time multi-currency digital wallet and digital banking platform in Europe.
The innovation opportunities for financial institutions are endless
Launch a digital-first bank
Reach a new segment of digitally-native consumers with our pre-built integrations into modern cores and customized card products.
Enable mobile experiences
Leverage Marqeta’s Tokenization-as-a-Service to instantly provision your existing cards to all major wallets, enabling convenient, contactless payments.
Expand your virtual payment solutions
Provide consumer and commercial clients instant payments with virtual card offerings designed for everyday consumer use, supplier payments, expenses, and other use cases.
Bring new BNPL offerings to market quickly
Issue virtual cards to instantly pay merchants upfront, while your users enjoy a seamless checkout experience to pay over time.
Deliver differentiated credit products
Upgrade your existing consumer credit card processing to an API-first, cloud-based infrastructure or launch new programs designed for maximum control and scalability.
Upgrade your SMB credit card programs
Modernize your corporate cards for business customers with APIs that enable them to manage their spend with fine-tuned control.
Resources for financial institutions
Learn more about Marqeta's partners and industry leading research