Alternative Lending | Small Business Lending

Issue Funds with Speed

Innovate the lender and end-user experience to keep your brand top of wallet and top of mind.

Drive Customer Loyalty and Stay Ahead of the Competition

Lending is complex, Marqeta’s simple, modern and Open API enables lenders to stay in front of their customers and ahead of the competition. Marqeta provides you with the flexibility to offer multiple card form factors to meet your customer’s needs.

Marqeta powers small business lenders by:

Immediately funding customer on approval via virtual card.

Easily generating and funding approved physical, virtual, or tokenized cards.

Increasing end-user lifetime value with easy "swipe" renewal process.

Managing payouts through a branded or white label card program.

Managing and lowering risk with dynamic and real-time spend controls.

Increasing market stickiness and renewals with a plastic card.


Innovators Powered by Marqeta

Innovation starts here

Find out How

Just-in-Time (JIT) Funding

Instantly provide funds at the moment your customers are making a purchase. There is no need to preload, lock up funds, or guess the amount your customers will need.  Give them financing when they need it, as often as they need it.


Personalized Funding

Immediately fund borrowers via virtual card on approval, and provide them with a plastic card for future spend and renewals. Marqeta provides you with the flexibility to offer multiple card form factors to meet your customer’s needs.

Better Renewal Underwriting

Capture rich transaction data.  Gain key insights into customer spending patterns in a timely manner to drive targeted marketing strategies for improved customer loyalty, enable portfolio growth, help mitigate risk and inform underwriting.

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Contact Us

Kabbage creates financial solutions that support small businesses through speed, simplicity, and flexibility. By leveraging Marqeta’s Just-in-Time (JIT) technology, we have enhanced our ability to connect customers with the right amount of capital at the right time.

Kathryn Petralia,
Co-Founder & Head of Operations at Kabbage


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