Payment Solutions

Media and online advertising  

Streamline media buying and manage reconciliation.

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The problem

Marketing and social media buying agencies struggle to manage client campaigns with traditional cards, as these cards cannot be customized to cap the spend on ad placement. There is also a risk that a card will be frozen if a predefined credit limit is reached.

The solution

Virtual cards with dynamic spend controls allow for real-time control of card activity to better manage client campaigns. Agencies can simplify media buying activities at the client or campaign level for thousands of ad spaces, while gaining billing efficiencies with improved data visibility and automated reconciliations.

Real world: media buying

Marketing agencies streamline media buying with virtual cards

Ad agency site

Media buy requested

A new or existing client approves a digital-marketing campaign.

Transaction reconciled

Single-use card numbers and metadata allow for easy reconciliation and streamlined billing.

Marqeta platform

Campaigns created

Marqeta provides a unique virtual card to pay for each campaign.

Metadata returned

When each payment is processed notifications are sent with metadata and purchase details.

Media source

Cards charged

Cards are set up for billing just like any other Visa or Mastercard payment.

Payment processed

Marqeta’s platform is contacted by the appropriate network for authorization.

Media buy requested

A new or existing client approves a digital- marketing campaign.

Campaigns created

Marqeta provides a unique virtual card to pay for each campaign.

Card presented

Purchases can easily be made anywhere that Visa and Mastercard are accepted.

Payment processed

Marqeta’s platform is contacted by the appropriate network for authorization.

Metadata returned

When each payment is processed notifications are sent with metadata and purchase details.

Transaction reconciled

Single-use card numbers and metadata allow for easy reconciliation and streamlined billing.

Customer Case Study

A large media buying agency had been using physical purchase cards, but as business expanded it became difficult to secure the $5M+ in credit needed per month. Transactions started getting blocked, and suddenly all of their campaigns were at risk. It became clear the agency needed a modern payment platform to avoid any interruption in their campaigns.

 

By using virtual cards with Just-in-Time (JIT) Funding, the agency could append data to transaction messages so they could match transactions with client codes. And working from a reserve account rather than a restrictive credit line afforded them the flexibility they needed to increase funding at peak times. With Marqeta, they found a more flexible solution for their growing business.

Key benefits for media and online advertising

Virtual cards

Place thousands of ads and manage each media buying campaign with its own card.

Instant issuance of virtual cards

Accelerate time to value and quickly spin up new cards for campaigns.

Dynamic spend controls

Gain control and reduce fraud in media purchases (e.g., limit spend by campaign, a start and end date, or time).

JIT (Just-in-Time) Funding

Eliminate the need to conform to credit requirements and the risk of freezing your campaigns when limits are reached at peaks.

Webhooks

Receive notifications about card events as they happen (e.g., an alert triggered by a certain transaction amount).

Inject metadata into each transaction record

Add a campaign ID, and/or a start or end date to each transaction record to ease reconciliation of payments across customer accounts and ad buys.

Platform overview

An API-first technology platform that will shape the future of your payments

​Solutions overview

Modern card issuing that is powering innovative payment experiences across industries

Developer portal

Start building your card program

  • Developer guides

    Discover key concepts of the Marqeta platform with hands on tutorials

  • Data insights

    View filterable, curated production data and personalized insights

  • Core API

    Issue cards, fund accounts, manage payments, and more

  • API explorer

    Explore our endpoints, make API requests, and quickly prototype your product

About us

We are on a mission to empower the world’s innovators