Payment Solutions

Digital banking

Increase customer engagement and lifetime value.

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The problem

Digital banks are catering to a new market of consumers focused on convenience, transparency, lower fees, and a feature-rich digital experience. To stay at the center of their customers’ financial lives, they need to create products that are disruptive to traditional banking experiences.

The solution

Customizable physical, virtual, and tokenized cards linked to a primary account create a unique customer experience, giving digital banks the customization and differentiation they need.

How it works

See how Marqeta creates card programs for digital banking

“As the only challenger bank that partners with employers, Branch is focused on providing free, flexible financial services for working Americans, when they need them. Marqeta Powered provided us with both the technology and adaptability that could incorporate our preferred partners and better service the needs of our users.”

Atif Siddiqi

Key benefits for digital banking

Physical and virtual cards

Launch new product offerings using tailored, branded cards.


Increase adoption and security by provisioning tokenized cards directly into digital wallets.

Open APIs and Marqeta Powered

Innovate and rapidly create customized card products and experiences.

Gateway JIT (Just-in-Time) Funding

Make your own funding decisions and authorize transactions in real time by applying your own criteria.

Bill pay, direct deposit, ACH origination, ATM withdrawals

Broaden digital banking services and address customer needs with a suite of money-in, money-out features.

Data insights

Derive deep customer insights to tailor new products and services.

See solutions for your region

🇬🇧   UK & Europe Continue

See solutions for your region

🇺🇸   United States Continue

See solutions for your region

🇦🇺   Australia Continue