&lt;p&gt;Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card-issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real-time. &amp;nbsp; Marqeta is powering the most well-known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc.). Today nearly 8 out of 10 Americans use a product powered by Marqeta every week. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.&lt;/p&gt;
&lt;p&gt;Marqeta is hiring for a Risk Analyst to join the Risk Operations Team. The analyst will be responsible for leveraging the transaction monitoring tools to reduce risk and financial loss to money laundering and fraud threat vectors via data analysis, collaboration and information sharing with client programs, partner banks and other internal Marqeta teams.&lt;/p&gt;
&lt;p&gt;You will work with some of the world’s most innovative companies as they partner with Marqeta to bring their payments business ideas to life.&amp;nbsp; You will develop deep relationships within Marqeta to ensure we are doing all we can to get our customers what they need quickly, predictably, and reliably. You will resolve challenges and work through changes and escalations. You will watch for potential risks and have mitigation plans in place to handle unexpected events as we push to the finish line. You’ll communicate often and openly. You’ll be comfortable in a technical environment - our products are pretty technical, so you should be too.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;If you’re highly organized, a great communicator, self-motivated, smart, fun, enjoy challenges, and love to solve problems, let us know! We’re innovative and creative, and so are our customers.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;What You’ll Do&lt;/strong&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Work with diverse internal and external teams to understand payment card programs, with a specific emphasis on fraud and money laundering concerns for unique market segments&lt;/li&gt;
&lt;li&gt;Monitor ongoing customer transactions, proactively identifying unusual or suspicious activity and conducting in-depth investigations&lt;/li&gt;
&lt;li&gt;Prepare and submit high-quality Unusual Activity Reports (UARs) to relevant entities when required.&lt;/li&gt;
&lt;li&gt;Maintain precise records of AML investigations, actions taken, and findings, ensuring full compliance with regulatory standards.&lt;/li&gt;
&lt;li&gt;Stay abreast of the latest AML regulations and industry best practices, and provide training and mentorship to the AML team.&lt;/li&gt;
&lt;li&gt;Produce detailed AML reports for management, offering insights into trends, issues, and recommendations for enhancement.&lt;/li&gt;
&lt;li&gt;Work closely with cross-functional teams, including legal, compliance, and risk management, fostering a coordinated approach to AML initiatives&lt;/li&gt;
&lt;li&gt;Monitor standing rule performance and perform testing to create or refine rules for programs that increase friction for cybercriminals without adversely affecting good customer experience&lt;/li&gt;
&lt;li&gt;Enable a delightful customer experience, ensuring service level agreements (SLA) are met or exceeded and escalations are placed on a critical path to solution quickly&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;What We’re Looking For&amp;nbsp;&amp;nbsp;&lt;/strong&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Three years related industry experience in identifying fraud and money laundering concerns&lt;/li&gt;
&lt;li&gt;Undergraduate level degree in STEM or business, finance or economics&lt;/li&gt;
&lt;li&gt;Proven track record of applying analytical/statistical methods, rule writing, and testing to actualize real-world, data-driven problem solving&lt;/li&gt;
&lt;li&gt;Demonstrated experience delivering favorable business outcomes and improving processes while working as part of cross-functional, virtual teams on projects having limited structure&lt;/li&gt;
&lt;li&gt;Proficiency developing and maintaining documentation such as rules, operating procedures, and JIRA tickets that memorialize efforts&lt;/li&gt;
&lt;li&gt;Highly effective verbal and written communication and presentation skills with all levels of the organization and customers&lt;/li&gt;
&lt;li&gt;Strong interpersonal and collaborative skills to build partnerships and alliances internally and with external partners at all levels of the organization&lt;/li&gt;
&lt;li&gt;Visa/MC Operational Experience or Settlement Experience&lt;/li&gt;
&lt;li&gt;CAMS, CFE, CFCS, or equivalent certification(s)&amp;nbsp;&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;Nice-To-Haves&lt;/strong&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Visa/MC Operational Experience or Settlement Experience&lt;/li&gt;
&lt;li&gt;CAMS, CFE, CFCS, or equivalent certification(s)&lt;/li&gt;
&lt;li&gt;Card payment issuance, processor, program manager experience&lt;/li&gt;
&lt;li&gt;Knowledge of basic regulatory and compliance requirements in card payments space&lt;/li&gt;
&lt;li&gt;Experience with risk detection platforms, such as FeatureSpace, Actimize, DataVisor, Falcon, or SaferPayments&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;Your Manager&lt;/strong&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Kevin Simeoli - Director, Anti-Money Laundering Operations&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;Recruiter For This Role&lt;/strong&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Steve Pestorich - Senior Staff Recruiter&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;strong&gt;Typical Process&lt;/strong&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Application submission&lt;/li&gt;
&lt;li&gt;Recruiter phone call&lt;/li&gt;
&lt;li&gt;Hiring manager video call&lt;/li&gt;
&lt;li&gt;Virtual “Onsite” consisting of 4-5, 45 min calls&lt;/li&gt;
&lt;li&gt;Offer!&lt;/li&gt;
&lt;/ul&gt;
&lt;p class=&quot;p1&quot;&gt;&lt;strong&gt;#LI-Hybrid&lt;/strong&gt;&lt;/p&gt;&lt;div class=&quot;content-conclusion&quot;&gt;&lt;p&gt;&lt;strong&gt;Equal Employment Opportunity, Accommodations and Privacy&amp;nbsp;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Marqeta is proud to be an equal opportunity employer that gives consideration to all qualified applicants regardless of race, ancestry, national&amp;nbsp; origin, color, Indigenous, citizenship, religion/creed, sex, sexual orientation, gender identity, gender expression marital status, family status, disability, veteran status, criminal histories consistent with legal requirements, or any other characteristic protected by applicable law.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Our dedication to diversity and inclusion extends beyond the categories above. Review Marqeta’s&lt;a href=&quot;https://investors.marqeta.com/esg&quot;&gt; ESG Report&lt;/a&gt; to see that dedication in action. Fostering an environment where everyone feels valued and respected creates a stronger and more innovative team at Marqeta. We celebrate the unique contributions of each individual and empower all members of our organization. Join us in building a company where diversity thrives and everyone can be their authentic selves.&lt;/p&gt;
&lt;p&gt;If you require reasonable accommodation for the application process and beyond (including due to a disability), please submit&lt;a href=&quot;https://forms.gle/Nx79JaH22WR94nBh7&quot;&gt; this form&lt;/a&gt; and we will be more than happy to assist you. Marqeta will make reasonable accommodations for candidates when needed in accordance with applicable law. The&lt;a href=&quot;https://www.marqeta.com/company/applicant&quot;&gt; Applicant and Candidate Privacy Notice&lt;/a&gt; applies to the personal data that you directly provide to us or that we collect during the application and candidate recruitment process.&lt;/p&gt;
&lt;h6 style=&quot;text-align: right;&quot;&gt;&amp;nbsp;&lt;/h6&gt;&lt;/div&gt;

Card Program Management

Warsaw, Poland

Risk Analyst - Fraud Transaction Monitoring